LOAN AGREEMENT MODIFICATION AND NOTE ADDENDUM Property 1: 3136 Durrell Avenue Cincinnati, OH 45207 Property 2: 1741 Holloway Avenue Cincinnati OH, 45207 Property 3: 4520 Kirby Avenue Cincinnati. OH 45207

Exhibit 6.8

LOAN AGREEMENT MODIFICATION

AND NOTE ADDENDUM

Property 1: 0000 Xxxxxxx Xxxxxx

Xxxxxxxxxx, XX 00000

Property 2: 0000 Xxxxxxxx Xxxxxx

Xxxxxxxxxx XX, 00000

Property 3: 0000 Xxxxx Xxxxxx

Xxxxxxxxxx. XX 00000

This Loan Agreement Modification (the “Modification”) modifies the Loan Agreement (the “Agreement”) entered into as of April 29, 2019 by and between New Beginning Home Solutions, LLC, Xxxx Xxxxxx, Xx. (the “Borrowers”), Borrowers, having its principal address located at 0000 Xxxx Xxxxx Xxxx Xxxx, Xxxxxxxxxx, Xxxx 00000 and Tulsa Real Estate Fund (“TREF”) (the “Lender”), XxXxxxxx Xxxxxx, Senior Fund Administrator, having its principal address located at 0000 XX Xxxxxx Xxxxxx, Xxxx Xxxxx, XX 00000, under which the Borrower promised to pay the Lender the amount of $314,722.00 (three hundred and fourteen thousand seven hundred and twenty two dollars) (the “Loan”) plus any outstanding fees and deferred interest under the terms set forth in that Agreement.

A. Now, therefore, for and in consideration of the mutual covenants contained in this Modification, and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the Parties agree as follows:

-- Beginning on March 29, 2020, Borrower will have a reprieve of making the monthly payments March 29, 2020, April 29, 2020, and May 29, 2020. On June 29, 2020, Borrower shall resume making payments of both the Loan and the interest in the amount set forth in the original Agreement.

-- Beginning on April 29, 2020, the Exit Fee $32,814.63 will remain in place and will be due on April 29, 2021.

-- Beginning on April 29, 2020, the first six (6) months of deferred interest totaling $24,394.83 of interest shall be deferred until April 29, 2021.

-- Beginning on April 29, 2020 the extension fee of $5,000.00 (as agreed upon in your initial term sheet) will be deferred and will be due April 29, 2021.

-- Beginning on April 29, 2020 the new maturity date of the loan would be April 29, 2021. At this time, the Principal balance $314,722.00 of the loan shall be due and payable to the Lender.

B. This Modification is executed solely for the purpose of modifying and amending the Agreement, and nothing contained in this Modification shall be deemed to constitute a novation of the Agreement or any other loan documents. With reference thereto, Borrower and Lender hereby further expressly acknowledge and agree that the Agreement and any other loan documents shall remain in full force and effect following the date of this Modification, and that said execution and delivery shall not in any way adversely affect the lien or existing priority of either the Agreement or any other loan documents.

C. Borrower hereby acknowledges, ratifies, and confirms all of its obligations as set forth in the Agreement and hereby agrees to perform, comply with, and abide by all of the covenants, agreements, terms, and provisions contained therein, as amended and modified by this Modification. Nothing contained herein shall otherwise impair or release and covenant, agreement, term, or provision contained in the Agreement. Upon execution of this Modification, this Modification shall be incorporated into, shall be annexed to, and shall become a part of the Agreement, and, as of such date, all references to the Agreement contained in any other loan documents shall thereafter be deemed to refer to the Agreement, as amended and modified by this Modification.

IN WITNESS WHEREOF, Borrower and Lender have executed this Modification under seal as of October 31st, 2020.

LENDER:

Signature of Tulsa Real Estate Fund, XxXxxxxx Xxxxxx, Senior Fund Administrator:

/s/ XxXxxxxx Xxxxxx

BORROWER:

Signature of Xxxx X. Xxxxxx, member, New Beginning Home Solutions, LLC, Borrower:

/s/ Xxxx X. Xxxxxx