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LOAN AGREEMENT Borrower: VERMONT PURE HOLDINGS, LTD.(TIN:13-3576606), VERMONT PURE SPRINGS,INC. (TIN: 03-0330521) Lender: CHITTENDEN TRUST COMPANY d/b/a CHITTENDEN BANK Burlington Two Burlington Square P.O. BOX c Burlington, VT 05401 RANDOLPH, VT...

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