EXHIBIT 4 AGREEMENT TO FURNISH COPIES OF INSTRUMENTS WITH RESPECT TO LONG-TERM DEBT The Registrant has entered into certain agreements with respect to long- term indebtedness which do not exceed ten percent of the total assets of the Registrant and...

                                                                      EXHIBIT 4


                   AGREEMENT TO FURNISH COPIES OF INSTRUMENTS
                         WITH RESPECT TO LONG-TERM DEBT


         The Registrant has entered into certain agreements with respect to
long-term indebtedness which do not exceed ten percent of the total assets of
the Registrant and its subsidiaries on a consolidated basis. The Registrant
hereby agrees to furnish a copy of such agreements to the Commission upon
request of the Commission.




                                     OAKWOOD HOMES CORPORATION



                                     By:      s/  C. Xxxxxxx Xxxxxxxxx
                                              C. Xxxxxxx Xxxxxxxxx
                                              Executive Vice President

                                       16