--------------------------------------------------------------------------------
METROPOLITAN LIFE INSURANCE COMPANY
--------------------------------------------------------------------------------
MERGER ENDORSEMENT
This Endorsement is made part of and should be attached to your policy,
contract or certificate.
In accordance with the acquisition of CITICORP LIFE INSURANCE COMPANY by
METLIFE, INC. on July 1, 2005, CITICORP LIFE INSURANCE COMPANY merged into
METROPOLITAN LIFE INSURANCE COMPANY effective October 20, 2006 and will be
known as METROPOLITAN LIFE INSURANCE COMPANY.
All references in your insurance policy, contract or certificate to "CITICORP
LIFE INSURANCE COMPANY" are hereby changed to "METROPOLITAN LIFE INSURANCE
COMPANY." No terms, conditions or benefits of your policy, contract or
certificate have changed. METROPOLITAN LIFE INSURANCE COMPANY is responsible for
all benefits payable under your policy, contract or certificate. Your rights are
not affected.
METROPOLITAN LIFE INSURANCE COMPANY
/s/ Xxxxx X. Xxxx
Xxxxx X. Xxxx
Vice President and Secretary
