90+DPD definition
90+DPD means loans past-due for more than 90 days and those that are impaired. Impaired loans are loans which are not considered fully collectable and for which a provision for impairment has been recognised on (i) an individual basis or (ii) for which incurred losses exist at their initial recognition or (iii) for customers in the debt recovery services unit of the restructuring and recoveries division (“Debt Recovery”); and