Average Balances definition

Average Balances means the average amount of segregated and non-segregated client balances that generate interest income for us over a given period, calculated by taking the balances at the end of each quarter for the last five quarters.
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Average Balances means the total of daily day-end balances of the Eligible Customer’s Participating Account for the month divided by total number of days in the month. For example:On 1 November 2022, Eligible Customer A has RM1,000 in his Participating Account. Eligible Customer A maintains the same amount daily until 30 November 2022. Total daily day-end balances for November 2022:RM1,000 x 30 days= RM 30,000Total number of days in November 2022:30 daysAverage Balances for November 2022:RM30,000 / 30 days= RM1,000
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Average Balances. Net Interest Income and Average Yields The following table sets forth information about our average interest-earning assets and interest-bearing liabilities and reflects the average yield of interest-earning assets and the average cost of interest-bearing liabilities for the periods and at the date indicated. Average balances are derived from month-end balances. Investment securities include the aggregate of securities available for sale and held to maturity. The average balance and average yield on investment securities is based on the fair value of securities available for sale and the amortized cost of securities held to maturity. The average balance of loans receivable includes delinquent loans, which are not considered significant. The average balance of stockholders' equity includes the net unrealized loss on available for sale securities. The following table does not reflect any effect of income taxes. IBL Bancorp, Inc. Average Balances, Net Interest Income, Yields Earned and Rates Paid Year Ended Year Ended December 31, 2001 December 31, 2000 Average Average Average Average Balance Interest Rate Balance Interest Rate ------- -------- ----- ------- -------- ----- (Dollars in Thousands) Interest-earning Assets: Loans receivable (2) $21,115 $ 1,816 8.60% $19,677 $1,632 8.29% Mortgage-backed securities 8,219 518 6.30% 7,474 488 6.53% FHLB stock and other investment securities 610 30 4.92% 225 17 7.56% Interest-bearing deposits 2,229 95 4.26% 2,595 146 5.63% ------- ------- ---- ------- ------ ---- Total interest-earning assets 32,173 2,459 7.64% 29,971 2,283 7.62% Non-interest earning assets 528 534 ------- ------- Total assets $32,701 $30,505 ======= ======= Interest-bearing Liabilities: Deposits (3) $25,186 $ 1,098 4.36% $23,801 $1,003 4.21% FHLB advances 3,314 158 4.77% 2,834 170 6.00% ------- ------- ---- ------- ------ ---- Total interest-bearing liabilities 28,500 1,256 4.41% 26,635 1,173 4.40% Non-interest bearing liabilities 291 352 ------- ------- Total liabilities 28,791 26,987 Stockholders' equity 3,910 3,518 ------- ------- Total liabilities and stockholders' equity $32,701 $30,505 ======= ======= Net interest income / average interest rate spread $ 1,203 3.23% $1,110 3.22% ======= ==== ====== ==== Net interest margin (4) 3.74% 3.70% ==== ==== Interest-earning assets to interest-bearing liabilities 112.89% 112.52% ====== ====== Year Ended December 31, 1999 Average Average Balance Interest Rate ------- -------- ----- Interest-earning Assets:...
Sample 1

Examples of Average Balances in a sentence

  • Ending Balances Average Balances Liquidity may also be available under secured credit facilities to the extent we have eligible collateral and capacity available.

  • Average Balances and Interest Rate – Earning Assets (Annual)1Q18 1Q19R$ millionBalance¹Rate (%)²Balance¹ Rate (%)²Earning Assets1,265,10428,588 9.71,301,88228,6069.4Loans and Leasing⁴621,99318,360 12.8623,66318,34912.7Securities577,8569,476 7.0620,5809,6866.6Remunerated Compulsory Deposits57,647703 5.148,9335194.5Other7,60849 2.78,705512.4AverageRevenues³ YearlyAverageRevenues³ Yearly 1 – Arithmetic average of the final balances in the months of the relevant periods.

  • Average Balances and Interest Rate – Earning Assets (Quarterly)4Q18 1Q19R$ millionBalance¹Rate (%)²Balance¹ Rate (%)²Earning Assets1,275,10528,752 9.51,301,88228,6069.4Loans and Leasing⁴630,25518,452 12.4623,66318,34912.7Securities587,1539,743 6.9620,5809,6866.6Remunerated Compulsory Deposits49,250509 4.348,9335194.5Other8,44848 2.38,705512.4AverageRevenues³ YearlyAverageRevenues³ Yearly 1 – Arithmetic average of the final balances in months of the relevant periods.

  • Consolidated Average Balances and Interest Rates .................................................................................

  • Average Balances and RatesThe tables below set forth selected statistical information on our average balance sheets, which are based on the beginning and month-end balances in each year.

  • Power Station wise Closing & Average Balances Table No. 4.5.4.1 in Rs. Crores.

  • This increase was the direct result of increased loans and investments outstanding.Unconsolidated Average Balances, Income and Expenses, and Rates.

  • Information required by this section of Guide 3 is set forth in the Annual Report in “Deposits” and in the “Consolidated Balance Sheet -- Average Balances and Interest Yields/Rates”, which are incorporated herein by reference.

  • Average Balances (1) Excludes the amortization of intangibles, amortization of premiums on deposits acquired, amortization of investments in affordable housing partnerships and prepayment penalties for FHLB advances and other borrowings.

  • Average Balances and Interest Yields and Costs The following table represents an analysis of Mahoning National Bancorp, Inc.'s tax-equivalent net interest income for the prior three-year period.

Related to Average Balances

  • Average Contribution Percentage means the average of the Contribution Percentages of the Eligible Participants in a group.

  • Time balance means the sum of the principal amount financed and the finance charge.

  • Average Monthly Limit means the maximum allowable "Average Monthly Concentration" as defined in Section 22a-430-3(a) of the RCSA when expressed as a concentration (e.g. mg/l); otherwise, it means "Average Monthly Discharge Limitation" as defined in Section 22a-430-3(a) of the RCSA.

  • Average monthly discharge limitation means the highest allowable average of "daily discharges" over a calendar month, calculated as the sum of all "daily discharges" measured during a calendar month divided by the number of "daily discharges" measured during that month. Compliance with fecal coliform bacteria or E coli bacteria limitations shall be determined using the geometric mean.

  • Class Balance With respect to any Class of Certificates, at any time, the aggregate of the

  • Cash Balances means cash in hand or credited to any account with a financial institution and securities which are readily convertible into cash;

  • Average value means the value which best represents the amount of the nutrient which a given food contains, and reflects allowances for seasonal variability, patterns of consumption and other factors which may cause the actual value to vary.

  • Balance Amount shall have the meaning set forth in Section 8.1 of this Agreement.

  • Average Monthly Compensation means the quotient determined by dividing the sum of the Employee’s then current Base Salary (as defined in Section 4.1 hereof) and the greater of the most recently paid Incentive Compensation (as defined in Section 4.2 hereof) or the average of Incentive Compensation paid over the three most recent years by twelve.

  • Final Average Earnings means the earnings used to determine benefits under this Plan as further described in Article 7.

  • Average Contract Value means the higher of (inclusive of carbon tax but exclusive of goods and services tax) the (i) average of the total amount payable by the Consumer to the Retailer based on the average electricity consumption of three (3) months (before the date of termination) or (ii) the total amount payable by the Consumer to the Retailer based on the Declared Monthly Consumption.

  • Scheduled Balances Not applicable.

  • Average Daily Balance means the balance sum computed by dividing the sum of the balance outstanding on each day from the first day of the next Billing Period by the number of days in that Billing Period. For the purpose of computation, each day’s balance is determined by adjusting the Total New Balance with payments, credit, cash withdrawal, purchases of goods and/or services obtained on the Sales Drafts and/or Cash Withdrawal Drafts received by Maybank before the Closing Date of each Billing Period;

  • Average Actual Deferral Percentage means the average (expressed as a percentage) of the Actual Deferral Percentages of the Eligible Participants in a group.

  • Class B Loss Percentage With respect to any Determination Date and any Class of Class B Certificates then outstanding, the percentage calculated by dividing the Principal Balance of such Class by the Class B Principal Balance (determined without regard to any Principal Balance of any Class of Class B Certificates not then outstanding), in each case determined as of the preceding Determination Date.

  • Class A Loss Percentage As to any Determination Date and any Class of Class A Certificates (other than the Class A-PO Certificates) then outstanding, the percentage calculated by dividing the Principal Balance of such Class by the Class A Loss Denominator (determined without regard to any such Principal Balance of any Class of Class A Certificates not then outstanding), in each case determined as of the preceding Determination Date.

  • Contribution Percentage Amounts means the sum of the Employee Contributions, Matching Contributions, and Qualified Matching Contributions (to the extent not taken into account for purposes of the ADP test) made under the Plan on behalf of the participant for the Plan Year. Such Contribution Percentage Amounts shall not include Matching Contributions that are forfeited either to correct Excess Aggregate Contributions or because the contributions to which they relate are Excess Deferrals, Excess Contributions, or Excess Aggregate Contributions. If so elected in the adoption agreement the Employer may include Qualified Nonelective Contributions in the Contribution Percentage Amounts. The Employer also may elect to use Elective Deferrals in the Contribution Percentage Amounts so long as the ADP test is met before the Elective Deferrals are used in the ACP test and continues to be met following the exclusion of those Elective Deferrals that are used to meet the ACP test.

  • Excess Cash Flow Percentage 50%; provided that the Excess Cash Flow Percentage shall be reduced to (a) 25% if the Consolidated Total Leverage Ratio as of the last day of the relevant fiscal year is not greater than 3.75 to 1.00 and (b) to 0% if the Consolidated Total Leverage Ratio as of the last day of the relevant fiscal year is not greater than 2.25 to 1.00.

  • Average Excess Availability means, with respect to any period, the sum of the aggregate amount of Excess Availability for each Business Day in such period (calculated as of the end of each respective Business Day) divided by the number of Business Days in such period.

  • Funded Percentage means, with respect to any Lender at any time, a percentage equal to a fraction the numerator of which is the amount actually disbursed and outstanding to Borrower by such Lender at such time and the denominator of which is the total amount disbursed and outstanding to Borrower by all of the Lenders at such time.

  • Termination Percentage has the meaning set forth in Section 2.2.

  • Class B Percentage Any one of the Class B-1 Percentage, Class B-2 Percentage, Class B-3 Percentage, Class B-4 Percentage, Class B-5 Percentage or Class B-6 Percentage.

  • Specified Reserve Fund Balance means, on the Closing Date $3,846,153.85, and with respect to any Payment Date 0.25% of the initial aggregate principal balance of the Receivables as of the Cutoff Date.

  • Valuation Percentage means, for any item of Eligible Collateral, the percentage specified in Paragraph 13.

  • Final Average Pay means, for purposes of Section 5 the average of Employee's three (3) highest years of Compensation during the ten (10) calendar year period immediately preceding the calendar year in which Employee Retires, and for purposes of determining death benefits under Section 6 the average of Employee's three (3) highest years of Compensation during the ten (10) calendar year period immediately preceding the calendar year containing Employee's date of death. The foregoing notwithstanding, any calendar year in which Employee has no Compensation from the Corporation shall be ignored in determining such ten calendar year period.

  • Adjusted Principal Balance As to any Distribution Date and any Class of Class B Certificates, the greater of (A) zero and (B) (i) the Principal Balance of such Class with respect to such Distribution Date minus (ii) the Adjustment Amount for such Distribution Date less the Principal Balances for any Classes of Class B Certificates with higher numerical designations.