Average Stockholders definition

Average Stockholders. Equity” for any period shall mean: (i) the Company’s total stockholders’ equity as of the beginning of such period plus the Company’s total stockholders’ equity at the end of such period; divided by (ii) 2.

AI-Powered Contracts

Draft, Review & Redline at the Speed of AI

Average Stockholders. Equity” for a fiscal year shall mean: (i) the Company’s total stockholders’

Average Stockholders equity to average assets 8.33 8.07 8.44 10.14 12.61 Stockholders' equity to total assets 7.91 8.27 8.47 9.03 11.47 Interest rate spread during period 3.17 2.46 2.55 2.70 2.86 Net interest margin 3.30 2.53 2.75 2.98 3.29 Operating expenses to average assets 2.76 2.40 2.26 2.33 2.59 Efficiency ratio (1) 68.99 72.65 72.61 71.11 87.41 Non-performing assets to total assets 0.79 1.02 0.80 0.73 0.43 Allowance for loan losses to non- performing loans 78.24 60.99 64.43 63.62 104.87 Allowance for loan losses to loans receivable, net (2) 0.73 0.68 0.62 0.55 0.56 Ratio of average interest-earning assets to average interest-bearing liabilities 1.04x 1.01x (1) Non-interest expense divided by net-interest income plus other income except for gains and losses on investments available for sale. (2) Loans include loans, net, excluding the allowance for loan losses MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS GENERAL AMB Financial Corp. (the "Company") is the thrift holding company for American Savings FSB, (the "Bank"), a federally chartered savings bank. Collectively, the Holding Company and the Bank are referred to herein as the "Company." The Company's primary market area consists of the northwest portion of Lake County, Indiana. Business is conducted from its main office at 8230 Hohman Avenue, Munster, Indiana, as well as two full-service banki▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ in Dyer, and Hammond, Indiana. The Bank is a community-oriented savings institution whose business primarily consists of accepting deposits from customers within its market area and investing those funds in mortgage loans secured by one-to-four-family residences. To a lesser extent, funds are invested in commercial real estate, consumer, commercial business, construction, multi-family and land loans. The Company also invests in mortgage-backed and other investment securities. The Company's results of operations are primarily dependent on net interest income, which is the difference between the interest income on its interest-earning assets, such as loans and securities, and the interest expense on its interest-bearing liabilities, such as deposits and borrowings and to a lesser degree, non-interest income and non-interest expense. Net interest income depends upon the volume of interest-earning assets and interest-bearing liabilities and the interest rate earned or paid on them, respectively. Non-interest income primarily consists of service charges, rental income, fees on ...

Examples of Average Stockholders in a sentence

Return on Stockholder's Equity ("▇▇▇") - After-tax annual net income per share -------------------------------------- (net of accrual for Management Bonus Plan) as a percentage of Average Stockholder's Equity per share during the year as carried on the Balance Sheet of Approved Financial Corp.
Return on Stockholder's Equity ("▇▇▇") - After-tax annual net income per -------------------------------------- share (net of accrual for Management Bonus Plan) as a percentage of Average Stockholder's Equity per share during the year as carried on the Balance Sheet of Approved Financial Corp.
The Company shall pay to Executive an Annual Cash Bonus each fiscal year equal to the following: seven (7) percent of the quantity which is the excess of the Cash Flow of the Company and its Affiliates in that fiscal year above fifteen (15) percent of the Average Stockholder's Equity in that fiscal year.
If the Company's Adjusted Pre-Tax Income equals or exceeds 10% of the Average Stockholders' Equity for any such fiscal year, the Company shall pay the Executive a bonus for such year equal to the sum of (i) 1% of 10% of the Company's Adjusted Pre-Tax Income for the year plus (ii) 2 1/2% of the amount by which the Adjusted Pre-Tax Income exceeds 10% of the Average Shareholders' Equity for such year.
The Executive shall be eligible to receive bonuses under this paragraph "a" for each fiscal year of the Company ending during the Term of Employment only in the event that the Company's "Adjusted Pre-Tax Income" equals or exceeds 10% of the "Average Stockholders' Equity", for such fiscal year.
The Company shall pay to Executive an Annual Cash Bonus each fiscal year equal to the following: the greater of (i) $700,000 or (ii) two (2) percent of the quantity which is the excess of the Cash Flow of the Company and its Affiliates in that fiscal year above fifteen (15) percent of the Average Stockholder's Equity in that fiscal year.

More Definitions of Average Stockholders

Average Stockholders. Equity” for any period shall mean: (i) the Company’s total stockholders’