Check Copies definition

Check Copies. You understand that when paid, your original check (or any substitute check) becomes property of the Credit Union and may not be returned to you. We have no obligation to retain the originals of any checks or other documentation. If you request us to provide you with an original check or sufficient copy, you agree that we may provide a copy or an electronic image of the original check. The Credit Union may charge you a fee as set forth in the Schedule for each requested item and/or for any necessary research, as applicable. Check 21: Check processing is getting faster as banks begin to process checks “electronically.” We are required by law to provide the notice in the following section (“Substitute Checks and Your Rights”), which explains the differences between your original check (which might not be returned) and a substitute check, and your rights in the event the substitute check causes a loss that would have been avoided if the original check was still available.

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Check Copies. We do not return physical paid checks to you. You can review and obtain copies of your checks through online banking if you have enrolled in online banking services. Checks may not be available online for the entire history of your account. We may provide copies of your checks in your account statement. You can request a copy of a check and we may charge you a fee. When a copy is unavailable or of poor quality, we are not liable to you for any claim, cost, loss, or damage of any kind. We owe you no duty to retain the original of any checks. You are responsible for notifying us promptly of any check errors, including unauthorized signature, lack of signature, alteration, or irregularity within the time periods described in review of account statements. Change of Information: You agree to promptly notify us of any change in your name, address, telephone number, email, or taxpayer identification number. We may recognize a change provided by any owner on a joint account or any other person authorized on the account. It may take up to three Business days for the change to be effective. Unless you instruct otherwise, we may change the postal or electronic address only for the account(s) you specify or for all or some of your other account(s) with us. Your Responsibility to Review Account Statements and Notices and Notify Us of Errors

Check Copies. You understand that when paid, your original check (or any substitute check) becomes property of the Credit Union and may not be returned to you. We have no obligation to retain the originals of any checks or other documentation. You agree to keep a copy of your original check in order to verify its validity. If you request us to provide you with an original check or sufficient copy, you agree that we may provide a copy or an electronic image of the original check. The Credit Union may charge you a fee as set forth in the Fee Schedule for each requested item and/or for research as applicable.

Examples of Check Copies in a sentence

• Check Copies: you understand that when paid, your original check (or any substitute check) becomes property of the Credit Union and may not be returned to you.

• Check Copies Checks drawn on your Account will not be returned to you.

• Check Copies We generally keep a copy of each check we post to your account for seven years from the date the check posts to your account.

• Check Copies: you understand that, when paid, your original Check becomes property of the Credit Union and may not be returned to you.

• See the Check Copies provision below for details on reviewing these items.

• Any fractional amount Statements and Notices Check Copies Reporting Problems With Your Account Available Balance Debit Card Authorization Holds Posting Order After the end of FSB’s Business Day, we assign each transaction to a credit or debit category.

• Check Copies: You understand that, when paid, your original check (or any substitute check) becomes property of the Credit Union and may not be returned to you.