Consumer Finance Laws definition
Consumer Finance Laws means all applicable laws and regulations, federal, state and local, relating to the extension of consumer credit, and the creation of a security interest in personal property or a mortgage in real property in connection therewith, as the case may be, and laws with respect to protection of consumers’ interests in connection with such transactions, including without limitation, any usury laws, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, RESPA, the ▇▇▇▇▇▇▇▇-▇▇▇▇ Warranty Act, the Federal Trade Commission’s Rules and Regulations and Regulations B and Z of the Federal Reserve Board, as any of the foregoing may be amended from time to time.
Consumer Finance Laws means all laws, rules, and regulations of any jurisdiction applicable to any Credit Party or any Affiliate thereof from time to time concerning or relating to consumer financial activities, including, without limitation, the brokering, soliciting, arranging, or making of loans or other financing transactions for the purchase of consumer goods and related products and services, and the soliciting, arranging, brokering, or underwriting of insurance products for consumers and the receipt of referral fees relating to insurance products.
Consumer Finance Laws means all applicable federal, state and local laws, regulations or ordinances, relating to the extension or repayment of consumer credit, the maintenance or servicing of consumer credit accounts or records, or the creation of a security interest in personal property or a mortgage in real property in connection with a consumer credit account, as the case may be, and laws or regulations with respect to the disclosure of or the protection of consumers' interests in connection with such transactions, including without limitation, any interest rate disclosure and limitation laws or regulations, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, the Federal Fair Debt Collection Practices Act, the Home Mortgage Disclosure Act, the Real Estate Settlement Procedures Act, the Federal Equal Credit Opportunity Act, the ▇▇▇▇▇▇▇▇-▇▇▇▇ Warranty Act, the Federal Trade Commission's Rules and Regulations, the Right to Financial Privacy Act, the Federal Truth in Lending Act, the Home Ownership and Equity Protection Act, the Federal Reserve Board's Rules and Regulations regarding consumer credit accounts, and all similar state or local laws, regulations or ordinances, as any of the foregoing may be amended from time to time.
Examples of Consumer Finance Laws in a sentence
Each of Parent and its Subsidiaries has duly complied, and its Properties and business operations are in compliance, in all material respects with all Applicable Law (including all Consumer Finance Laws), except where noncompliance could not reasonably be expected to have a Material Adverse Effect.
Borrowers’ Credit Guidelines shall at all times comply in all material respects with all requirements of Applicable Law (including, but not limited to, Consumer Finance Laws and laws relating to usury, truth-in-lending, fair lending, predatory and abusive lending, consumer credit protection, fair credit reporting, equal credit opportunity, unfair and deceptive practices and disclosure obligations related thereto).
The Parties are not and shall not be considered to be joint venturers, partners or agents of each other and neither of them shall have the power to bind or obligate the other except as set forth in this Agreement.
The Company and its subsidiaries are in material compliance with the Applicable Consumer Finance Laws.
If any Borrower acquires Contracts from a third party, such Borrower shall require the party to represent and agree to compliance with all Consumer Finance Laws relating thereto.
More Definitions of Consumer Finance Laws
Consumer Finance Laws means all Applicable Laws governing or relating to the extension of consumer credit, the creation of a security interest in personal property or a mortgage in real property in connection with the consumer credit, the collection of consumer debt and the protection of consumers’ interests in connection with consumer credit transactions (including with respect to the advertising, solicitation, underwriting, origination, assignment, administration, servicing and collection thereof), including without limitation, any usury laws, any privacy laws, discriminatory lending laws, predatory lending laws, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, and Fair and Accurate Credit Transactions Act, the Equal Credit Opportunity Act and any regulations related thereto, the Fair Debt Collections Practices Act, RESPA, the Magnuson-Moss Warranty Act, the Service member’s Civil Relief Act, the Gramm-Leach-Bliley Act, the Dodd–Frank Wall Street Reform and Consumer Protection Act, the Federal Trade Commission’s Rules and Regulations, the rules and regulations promulgated by the Consumer Financial Protection Bureau (including Regulations B, M, N, O P, V, X and Z) and Regulations B and Z of the Federal Reserve Board, as any of the foregoing may be amended from time to time.
Consumer Finance Laws means all applicable laws, regulations, interpretations and guidance, federal, state and local, relating to the extension of consumer credit, and the creation of a security interest in personal property in connection therewith, as the case may be, and laws with respect to protection of consumers’ interests in connection with such transactions, including without limitation, any usury laws, any privacy laws, the Electronic Signatures in Global and National Commerce Act, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act, the Federal Trade Commission’s Rules and Regulations and Regulations B, E and Z of the Consumer Financial Protection Bureau, as any of the foregoing may be amended from time to time.
Consumer Finance Laws means all Applicable Laws governing or relating to the extension of consumer credit, the creation of a security interest in personal property or a mortgage in real property in connection with the consumer credit, the collection of consumer debt and the protection of consumers’ interests in connection with consumer credit transactions (including with respect to the advertising, solicitation, underwriting, origination, assignment, administration, servicing and collection thereof), including without limitation, any usury laws, any privacy laws, discriminatory lending laws, predatory lending laws, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, and Fair and Accurate Credit Transactions Act, the Equal Credit Opportunity Act and any regulations related thereto, the Fair Debt Collections Practices Act, RESPA, the ▇▇▇▇▇▇▇▇-▇▇▇▇ Warranty Act, the Service member’s Civil Relief Act, the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act, the ▇▇▇▇–▇▇▇▇▇ ▇▇▇▇ Street Reform and Consumer Protection Act, the Federal Trade Commission’s Rules and Regulations, the rules and regulations promulgated by the Consumer Financial Protection Bureau (including Regulations B, M, N, O P, V, X and Z) and Regulations B and Z of the Federal Reserve Board, as any of the foregoing may be amended from time to time.
Consumer Finance Laws means all applicable laws and regulations, federal, state and local, relating to the extension of consumer credit, and the creation of a security interest in personal property or a mortgage in real property in connection therewith, as the case may be, and laws with respect to protection of consumers’ interests in connection with such transactions, including without limitation, any usury laws, any privacy laws, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, RESPA, the ▇▇▇▇▇▇▇▇-▇▇▇▇ Warranty Act, the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act, the Federal Trade Commission’s Rules and Regulations and Regulations B and Z of the Federal Reserve Board, as any of the foregoing may be amended from time to time.
Consumer Finance Laws means all applicable Laws concerning consumer protection and finance regulation in any jurisdiction and all amendments, modifications, rules and regulations promulgated thereunder, including the Equal Credit Opportunity Act and Regulation B, the Federal Trade Commission Act, the Truth in Lending Act and Regulation Z, the Fair Debt Collection Practices Act, Regulation N (Mortgage Acts and Practices Advertising Rule), the Credit Repair Organizations Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act, any regulations promulgated by the Consumer Financial Protection Bureau, and any other Law relating to discriminatory lending, financing or leasing practices, money laundering prevention, Sections 23A and 23B of the Federal Reserve Act and the Sarbanes-Oxley Act.
Consumer Finance Laws means all applicable Laws concerning consumer protection and finance regulation in any jurisdiction and all amendments, modifications, rules and regulations promulgated thereunder, including the Equal Credit Opportunity Act and Regulation B, the Federal Trade Commission Act, the Truth in Lending Act and Regulation Z, the Fair Debt Collection Practices Act, Regulation N (Mortgage Acts and Practices Advertising Rule), the Credit Repair Organizations Act, the D▇▇▇-F▇▇▇▇ ▇▇▇▇ Street Reform and Consumer Protection Act, any regulations promulgated by the Consumer Financial Protection Bureau, and any other Law relating to discriminatory lending, financing or leasing practices, money laundering prevention, Sections 23A and 23B of the Federal Reserve Act and the S▇▇▇▇▇▇▇-▇▇▇▇▇ Act.
Consumer Finance Laws means all applicable laws and regulations, federal, state and local, relating to financing of insurance premiums, the extension of consumer credit, and the creation of a security interest in personal property or a mortgage in real property in connection therewith, as the case may be, and laws with respect to protection of consumers' interests in connection with such transactions, including, without limitation, any usury laws, the Federal Consumer Credit Protection Act, the Federal Fair Credit Reporting Act, RESPA, the ▇▇▇▇▇▇▇▇-▇▇▇▇ Warranty Act, the Federal Trade Commission's Rules and Regulations, and Regulations B and Z of the Federal Reserve Board, as any of the foregoing may be amended from time to time.