Credit header information definition

Credit header information means written, oral, or other communication of any information by a consumer reporting agency regarding the social security number of the consumer, or any derivative thereof, and any other personally identifiable information of the consumer that is derived using any nonpublic personal information, except the name, address, and telephone number of the consumer if all are listed in a residential telephone directory available in the locality of the consumer;

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Credit header information means written, oral, or other communication of any information by a

Credit header information means written, oral or other