CREDIT REPORTS definition

CREDIT REPORTS. You authorize us to obtain credit reports as we deem necessary for purposes of determining future credit opportunities with you and you authorize any person, association or corporation to furnish, on our request, credit reports. You also authorize us to furnish information concerning your Account(s) with us to credit reporting agencies.
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CREDIT REPORTS. By applying for this account, you agree that MidFirst Bank acting directly or through its 1st Century Bank division may obtain credit reports for purposes of processing your application and for later purposes related to your account such as increasing the credit line and for collection purposes. Upon your request, you will be informed of whether or not a credit report was requested and the name and address of the consumer reporting agency that furnished the report. You also authorize MidFirst Bank to verify your employment, income and other relevant information. NOTICE TO CARDHOLDERS AND AUTHORIZED USERS: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, the USA Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person (including business entities) who opens an account. INFORMATION SHARING WITH VISA: We may share nonpublic personal information with VISA U.S.A., its Members, or their respective contractors for the purpose of providing Emergency Card Replacement or to meet other types of reporting requirements related to membership in the association. By signing the application and making purchases, you consent to the release of this information to VISA U.S.A., its Members, or their respective contractors for these purposes. Page 3 CREDIT CARD APPLICATION DISCLOSURE MILITARY LENDING ACT: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Married applicants may apply for separate accounts in their own names.
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CREDIT REPORTS means credit bureau reports, or account information from similar services, and also includes references from other financial institutions with which you maintain or have maintained accounts or other banking or business relationships;
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Examples of CREDIT REPORTS in a sentence

  • THIS INFORMATION MAY INCLUDE BUT IS NOT LIMITED TO REQUESTS FOR TRANSCRIPTS, CREDIT REPORTS, MOTOR VEHICLE DRIVING RECORDS AND CRIMINAL REPORTS, ETC.

  • I AUTHORIZE YOU TO OBTAIN ANY INFORMATION INCLUDING BUT NOT LIMITED TO CREDIT REPORTS WHICH YOU MAY REQUIRE CONCERNING THIS APPLICATION AND I AGREE THAT THIS APPLICATION SHALL REMAIN YOUR PROPERTY, WHETHER THE FINANCING IS GRANTED OR NOT.

  • YOUR SIGNATURE INDICATES THAT YOU HAVE READ, AGREE TO AND ACCEPT ALL THE TERMS AND CONDITIONS ON THE FRONT AND BACK SIDES OF THIS CONTRACT, IF YOU HAVE SELCTED A BUDGET PLAN, YOU HEREBY AUTHORIZE US AND OUR AUTHORIZED AGENTS TO OBTAIN YOUR CREDIT REPORTS FROM ANY CREDIT OR CONSUMER REPORTING AGENCY CHOSEN BY US FOR THE PURPOSE OF DETERMINING YOUR CREDIT WORTHINESS.

  • YOU ACKNOWLEDGE AND AGREE THAT WHEN SAVVYMONEY ACCESSES AND RETRIEVES CREDIT REPORTS FROM ONE OR MORE CREDIT REPORTING AGENCIES, SAVVYMONEY IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF A THIRD PARTY.

  • CREDIT REPORT REQUIREMENTS CREDIT REPORTS MUST BE INCLUDED WITH ALL APPLICATIONS.

  • YOU GRANT SPOT ACCESS TO AND THE RIGHT TO REVIEW THE INFORMATION IN, AND YOUR REFERENCES SUBMITTED WITH, THE SERVICE PLAN, AND OBTAIN YOUR CREDIT REPORTS AND CREDIT HISTORY, AND/OR ALL OTHER RELEVANT INFORMATION AND MATERIALS THAT SPOT REASONABLY BELIEVES IS DESIRABLE FOR THE PURPOSE OF IDENTIFYING YOUR FINANCIAL STATUS AND CREDITWORTHINESS.

  • I AUTHORIZE BAMA-DAVIS TO OBTAIN CREDIT REPORTS FROM ANY CREDIT REPORTING AGENCY.

  • There is no statutory or regulatory processing time requirement for issuing PWDs. The Department recognizes that it is important for employers to receive PWDs in a timely manner and it is the Department’s goal to issue PWDs as expeditiously as possible.

  • CREDIT REPORTS AND SCORES ARE NOT A PROXY FOR CHARACTER Credit reports and scores often do not reflect an individual’s character or responsibility.

  • ACCESS TO FREE CREDIT REPORTS The Fair Credit Reporting Act (FCRA) requires each of the nation wide consumer reporting companies– Equifax, Experian and TransUnion – toprovide you with a free copy of your credit report, at your request, once every 12 months.


More Definitions of CREDIT REPORTS

CREDIT REPORTS. We may release information to others, such as credit reporting agencies or other creditors, about our experience with you and this Agreement. We may obtain a credit report on you at any time in the future to review your information and activity regarding this Agreement.
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CREDIT REPORTS is defined in Section 8.18 hereof.
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Related to CREDIT REPORTS

  • Credit report means any written, oral, or other communication of

  • Credit reporting agency means a corporation that carries on a credit reporting business.

  • Proper practices means those set out in The Practitioners’ Guide

  • Accounts and Audit Regulations means the regulations issued under Sections 32, 43(2) and 46 of the Local Audit and Accountability Act 2014, or any superseding legislation, and then in force, unless otherwise specified.

  • Consumer reporting agency means any person that, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information concerning consumers for the purpose of furnishing consumer credit reports to third parties.

  • Credit information means information about you, including your name, age, date of birth, occupation, place of residence, previous places of residence, occupancy length, marital status, co-occupant’s/spouse’s/same-sex partner’s name and age, number of dependants, particulars of education or professional qualifications, field of employment, places of employment, previous places of employment, employment durations, estimated income, paying habits, outstanding debt obligations, cost of living obligations, involvement in bankruptcy proceedings or landlord and tenant disputes, assets, and banking information (including account and credit card information).

  • Administrative and Audit Regulations means all applicable statutes, regulations, and other laws governing administration or audit of this Contract, which may include Title 2, Part 200, Code of Federal Regulations and Chapter 321 and Title 10, Subtitles D and F of the Texas Government Code.

  • Consumer report means any written, oral or other communication of any information by a consumer reporting agency bearing on your credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing your eligibility for employment purposes.