Gradually Operating Cause Clause Samples

The 'Gradually Operating Cause' clause defines and limits coverage for losses or damages that occur slowly over time rather than from a single, identifiable event. In practice, this clause typically excludes insurance claims arising from issues like rust, corrosion, wear and tear, or gradual water seepage, as these develop incrementally rather than suddenly. Its core function is to clarify the insurer's responsibility by excluding long-term, progressive damage, thereby ensuring that coverage is reserved for sudden and unforeseen incidents rather than ongoing maintenance issues.
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Gradually Operating Cause. A cause that is the result of a series of events which occur or develop over time that cannot be wholly attributable to a single Accident.