NPA Ratio definition

NPA Ratio means nonperforming loans (loans over 90 days delinquent --------- and real estate owned) as a percentage of the Employer's total assets as of the last day of the Plan Year, as determined by the Committee in accordance with generally accepted accounting principles.
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NPA Ratio means, with respect to any Collection Period, the fraction, expressed as a percentage, equal to (a) the sum of the Implicit Principal Balances (in each case, as of the date on which the Contract became a Non Performing Asset) of all Contracts that became Non Performing Assets during the related Collection Period, to (b) the Aggregate Implicit Principal Balance of all Eligible Contracts as of the close of business on the last day of such Collection Period.
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NPA Ratio. “Required Credit Support Amount” “Required Reserve Account Amount” “Required Reserve Account Floor Amount” “Reserve Account”
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Examples of NPA Ratio in a sentence

  • In the event that the Compensation Committee determines that an event has occurred during any of the fiscal years within the Performance Period which is outside the ordinary course and has impacted Pinnacle Bank’s NPA Ratio for such fiscal year, the Compensation Committee may increase or decrease the NPA Ratio to reflect such event for purposes of determining whether shares of the Company’s Common Stock shall be issuable in settlement of the Performance Units earned for the Performance Period.

  • The NPA Ratio (Non- Performing Assets) declined from 5.82% in 2006 to 3.89% in 2007 and its provisioning policies are well above the required regulatory level.

  • The dependent variable ROE was regressed on predicting variable Net NPA Ratio.

  • In addition focused attention reduced the NPA Ratio of the group from 6.20% in 2006 to 3.97% in 2007.

  • NPAs expressed in terms of Gross NPA Ratio increased to 4.11% at the end of March 2014.

  • It infers that ICICI bank‟s Non- Performing Assets (NPA) Ratio improved to 0.945 from 1.87% in previous year.In contrast the NPA ratio in Bank of Rajasthan has been showed increasing trend since from 2007 as shown in graph above.Before amalgamation ICICI bank has assess the risk by Bor‟s loan portfolio, Deposit base staff liabilities and Investments.

  • Overall the Gross NPA Ratio stood at 10.91% and the Net NPA ratio at 5.73% at the end of FY2018.

  • NPA Ratio : In case of Life Insurance the reference of data will be as per section (d) of Appendix D of Appointed Actuary‟s Annual Report.

  • Specific level of detection5 (LOD) and level of quantitation6 (LOQ) values were determined for each metal analyzed at LSRI, Pace, and BAL laboratories (Table 2).

  • Financial Parameters viz-a-viz Banking Industry:-  Return on Assets  Return on Equity  Net Interest Margin  Growth in Business  CRAR  Gross NPA Ratio  Net NPA Ratio  CD Ratio The above circumstances / events are not exhaustive.


More Definitions of NPA Ratio

NPA Ratio means, with respect to a Collection Period, the fraction, expressed as a percentage, equal to (a) the sum of (i) the aggregate Gross Balance, plus (ii) booked residuals, less (iii) unearned income applicable thereto of Contracts that became 90 days or more past due as of the due date of each Contract's Scheduled Payment during the related Collection Period but have not been determined to be Defaulted Contracts, divided by (b) the aggregate Gross Balance of all Contract as of the last day of such Collection Period (the Gross Balance for each Contract shall be as of the due date of the related Contract's Scheduled Payment in such Collection Period).
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NPA Ratio set forth in Section 1.1 of the Warehouse Agreement is hereby amended by deleting the phrase "that are 90 days or more past due as of the date of each Receivable's Scheduled Payment during the related Collection Period" and substituting therefor the phrase "that became 90 days or more past due as of the date of each Receivable's Scheduled Payment during the related Collection Period".
Sample 1
NPA Ratio. With respect to a Due Period, the fraction, expressed as a percentage, equal to (a) the Current Lease Balance of Contracts that became 90 days or more past due (without giving effect to any applicable grace periods) as of the last day of such Due Period but have not been determined to be Defaulted Contracts, divided by (b) the aggregate Gross Balance of all Contracts as of the last day of such Due Period.
Sample 1
NPA Ratio means the Non-Performing Assets Ratio as defined in Section 4.03(a) of the Loan Agreement.
Sample 1
NPA Ratio means, with respect to a Collection Period, the fraction, expressed as a percentage, equal to (a) the sum of (i) the aggregate Gross Balance, plus (ii) booked residuals, less (iii) unearned income applicable thereto of Receivables that are 90 days or more past due as of the date of each Receivable's Scheduled Payment during the related Collection Period but have not been determined to be Defaulted Receivables, divided by (b) the aggregate Gross Balance of all Receivables as of the last day of such Collection Period (the Gross Balance for each Receivable shall be as of the date of the related Receivable's Scheduled Payment in such Collection Period).
Sample 1

Related to NPA Ratio

  • Total Debt to EBITDA Ratio means, as of the last day of any Fiscal Quarter, the ratio of (a) Total Debt as of such day to (b) EBITDA for the Computation Period ending on such day.

  • Consolidated Capitalization Ratio on the last day of any fiscal quarter, the ratio of (a) Consolidated Total Indebtedness to (b) Consolidated Capital.

  • Debt Ratio means, as of the last day of any fiscal quarter commencing with the fiscal quarter ending September 30, 2000, the ratio of (a) Total Debt to (b) EBITDA for the four consecutive fiscal quarters then ended on such date.

  • Debt to EBITDA Ratio means, as of the last day of any Fiscal Quarter, the ratio of

  • Funded Debt to EBITDA Ratio means on any date the ratio of (a) Total Indebtedness to (b) EBITDA for the period of four consecutive Fiscal Quarters ended on such date (or, if such date is not the last day of a Fiscal Quarter, ended on the last day of the Fiscal Quarter most recently ended prior to such date).

  • Consolidated Total Net Leverage Ratio means, with respect to any Test Period, the ratio of (a) Consolidated Total Net Debt as of the last day of such Test Period to (b) Consolidated EBITDA for such Test Period.

  • Consolidated Total Leverage Ratio means, as of any date of determination, the ratio of (a) Consolidated Total Indebtedness on such date to (b) Consolidated EBITDA for the period of four (4) consecutive fiscal quarters ending on or immediately prior to such date.

  • Consolidated Total Debt Ratio means, as of any Applicable Calculation Date, the ratio of (1) Consolidated Total Indebtedness of the Issuer and its Restricted Subsidiaries, minus cash and Cash Equivalents of the Issuer and its Restricted Subsidiaries, in each case, computed as of the end of the most recent fiscal quarter for which internal financial statements are available immediately preceding the Applicable Calculation Date to (2) the Issuer’s Consolidated EBITDA for the Applicable Measurement Period, in each case with such pro forma adjustments to Consolidated Total Indebtedness, cash, Cash Equivalents and Consolidated EBITDA as are appropriate and consistent with the pro forma adjustment provisions set forth in the definition of Fixed Charge Coverage Ratio; provided that, for purposes of the calculation of Consolidated Total Debt Ratio, in connection with the incurrence of any Indebtedness pursuant to Section 10.11, the Issuer may elect, pursuant to an Officer’s Certificate delivered to the Trustee, to treat all or any portion of the commitment (any such amount elected until revoked as described below, an “Elected Amount”) under any Indebtedness which is to be incurred (or any commitment in respect thereof) as being incurred as of the Applicable Calculation Date and (1) any subsequent incurrence of such Indebtedness under such commitment (so long as the total amount under such Indebtedness does not exceed the Elected Amount) shall not be deemed, for purposes of this calculation, to be an incurrence of additional Indebtedness at such subsequent time, (2) the Issuer may revoke an election of an Elected Amount pursuant to an Officer’s Certificate delivered to the Trustee and (3) for purposes of all subsequent calculations of the Consolidated Total Debt Ratio, the Elected Amount (if any) shall be deemed to be outstanding, whether or not such amount is actually outstanding, so long as the applicable commitment remains outstanding.

  • Total Debt Ratio means, at any time, the ratio of (i) Total Debt of the Company and its Subsidiaries on a combined consolidated basis as of such time to (ii) EBITDA for the four fiscal quarter period ending as of the last day of the most recently ended fiscal quarter as of such time.

  • Consolidated Leverage Ratio means, as of any date of determination, the ratio of (a) Consolidated Funded Indebtedness as of such date to (b) Consolidated EBITDA for the period of the four fiscal quarters most recently ended.

  • Net Debt to EBITDA Ratio means the ratio of Net Debt to EBITDA for the then most recently concluded fiscal year, subject to adjustments for Asset Dispositions and investments made during the period.

  • Cash Flow Ratio means, as at any date, the ratio of (a) the sum of the aggregate outstanding principal amount of all Indebtedness of the Company and the Restricted Subsidiaries determined on a consolidated basis, but excluding all Interest Swap Obligations entered into by the Company or any Restricted Subsidiary and one of the Banks outstanding on such date, plus (but without duplication of Indebtedness supported by letters of credit) the aggregate undrawn face amount of all letters of credit outstanding on such date to (b) Annualized Operating Cash Flow determined as at the last day of the most recent month for which financial information is available.

  • Total Net Leverage Ratio means, as of any date of determination, the ratio, on a Pro Forma Basis, of (a) Consolidated Total Indebtedness as of such date to (b) Consolidated EBITDA for the most recently completed Test Period.

  • Quick Ratio means the ratio of:

  • Consolidated Net Leverage Ratio means, on any Transaction Date, the ratio of (a) Consolidated Funded Indebtedness as of such date minus cash and Temporary Cash Investments of the Issuers and the Restricted Subsidiaries to (b) Consolidated EBITDA for the then applicable Four Quarter Period. The Consolidated Net Leverage Ratio shall be calculated consistent with the pro forma adjustments contemplated by the numbered paragraphs included in the definition of Interest Coverage Ratio.

  • Total Leverage Ratio means, with respect to any Test Period, the ratio of (a) Consolidated Total Debt as of the last day of such Test Period to (b) Consolidated EBITDA for such Test Period.

  • Funded Debt Ratio means the ratio of (a) Funded Debt to (b) EBITDA.

  • Consolidated Total Debt to Consolidated EBITDA Ratio means, as of any date of determination, the ratio of (a) Consolidated Total Debt as of the last day of the relevant Test Period to (b) Consolidated EBITDA for such Test Period.

  • Leverage Ratio means, on any date, the ratio of (a) Consolidated Total Indebtedness as of such date to (b) Consolidated EBITDA for the period of four consecutive fiscal quarters of the Company most recently ended on or prior to such date.

  • Adjusted Leverage Ratio means, on any date, the ratio of (a) Total Debt as of such date to (b) Adjusted Consolidated EBITDA for the period of four consecutive fiscal quarters of the Borrower most recently ended as of such date, all determined on a consolidated basis in accordance with GAAP.

  • Debt Service Ratio means for any period the Modified Cash NOI for all consolidated and unconsolidated properties of the Operating Partnership based on its share (determined on a proportional ownership basis based upon the Operating Partnership’s ownership (direct or indirect) in each of its Subsidiaries and Joint Ventures) divided by Debt Service.

  • Capitalization Ratio means, at any date of determination, the ratio of (a) Funded Debt to (b) Capitalization.

  • Consolidated Senior Leverage Ratio means, for any date of determination (i) Consolidated Funded Indebtedness on such date of determination (excluding the Unsecured Note Indebtedness) to (ii) Consolidated Adjusted EBITDA for the applicable period of four consecutive fiscal quarters.

  • Consolidated Total Capitalization means, at any date, the sum of Consolidated Debt and Consolidated Net Worth, each determined as of such date.

  • Combined Ratio means the sum of the loss ratio and the expense ratio. The combined ratio measures the proportion of the Company’s total cost to its premium earned and is used to assess the profitability of the Company’s insurance underwriting activities.

  • Net Total Leverage Ratio means, on any date, the ratio of (A) (i) without duplication, the aggregate principal amount of any Consolidated Debt of the Borrower and its Subsidiaries outstanding as of the last day of the Test Period most recently ended as of such date less (ii) without duplication, the Unrestricted Cash and unrestricted Permitted Investments of the Borrower and its Subsidiaries as of the last day of such Test Period, to (B) Adjusted EBITDA for such Test Period, all determined on a consolidated basis in accordance with GAAP; provided, that the Net Total Leverage Ratio shall be determined for the relevant Test Period on a Pro Forma Basis.