Permanent Total Disability (PTD) definition
Permanent Total Disability (PTD) means the total and permanent inability of the insured, due to accident or sickness, occurred prior the 65th anniversary, and medically observed, to perform any activity. The total and irrevocable loss of the sight of both eyes or the loss by severance of I) two or more limbs or ii) one limb at or above the wrist or ankle and the loss of sight of one eye, by the insured will be considered a total permanent disability and thus any claim arising thereof is subject to settlement without delay.
Permanent Total Disability (PTD) means total and absolute disablement that entirely prevents an insured person from engaging in or giving attention to his or her usual occupation or any occupation for which the insured person is qualified and which, in all probability, be lasting and continuous for the lifetime of the insured person and continuous for the lifetime of the insured person.
Examples of Permanent Total Disability (PTD) in a sentence
All the exclusions and Special Conditions applicable to Section - Permanent Total Disability (PTD) shall be applicable to this Section also.
The benefit applicable under this Section shall be in addition to the benefits applicable under Section - Permanent Total Disability (PTD) Any exclusion mentioned in the “General Exclusions” Section of this Policy.