Emotional distress means significant mental suffering or distress that may, but does not necessarily require, medical or other professional treatment or counseling;
Substantial emotional distress means significant mental suffering or anguish that may, but does not necessarily, require medical or other professional treatment or counseling.
Distress Event means any of:
Mental, Nervous or Psychological Disorder means a mental or nervous health condition including, but not limited to: anxiety, depression, neurosis, phobia, psychosis; or any related physical manifestation.
Double distressed means satisfying the criteria applicable to a locality described in subdivision E 3