Portfolio at Risk definition

Portfolio at Risk means the outstanding principal balance of all loans having an amount overdue as a percentage of outstanding principal portfolio;
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Portfolio at Risk means the outstanding principal amount of all Client Loans that have one or more instalments of principal, interest, penalty interest, fees or any other expected payments past due more than a specified number of days.
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Portfolio at Risk means the outstanding principal
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Examples of Portfolio at Risk in a sentence

  • Conversely, the influence of NAB upon the average loan balance is positive for IMFIs. The effect of Portfolio at Risk upon financial performance (Return On Assets - ROA) is positive for CMFIs and negative for IMFIs. There is an obvious bias regarding the subsample of the MENA region wherein the number of IMFIs (18) outstrips that of CMFIs (15).

  • Post demonetization Asset Quality has declined, however it has improved and Portfolio at Risk (PAR) > 30 stood at 2.4% in Q2 FY 18-19.

  • Generally accepted standards offer Portfolio at Risk (PAR) as the best measure of portfolio quality for microcredit.

  • Portfolio at Risk ratio stands at 6.12%.FITSE uses a credit methodology called Credit with Education developed by Freedom from Hunger (FFH), which combines village banking with low-cost, informal education that capacitates women and their families in HIV/AIDS prevention and care.

  • For this pur- pose, Portfolio at Risk > 30 days is included in the covariate matrix.

  • The portfolio exposure for MFIs is diversified with exposure to the largest state, that is West Bengal being 15%.Source: NABARD 2014 Source: MFIN Micrometer 2015 Credit quality of MFIs Portfolio at Risk (PAR) figures (PAR 30,90,180 days) remained under 1% for FY15 (excluding figures from MFIs under CDR).

  • High levels of Portfolio at Risk (PAR) reported by nearly 70% of Commercial Banks in Kenya by September 2010 was attributed to ineffective credit management systems in use.A good Credit Management System should be capable of sending early signals on potential loan slippages to allow for intervention measures in case of any looming loan default (Equity Bank intranet, 2010).

  • Figure 5: Portfolio at Risk > 30 days 40.00%30.00%20.00%10.00%0.00%Kenya Malawi HaitiDec-00 Dec-02At the end of 2002, although 11 of the reporting MFIs (48%) had made satisfactory progress towards their portfolio-at-risk targets, only six had attained the industry standard of portfolio-at-risk at 30 days of less than five per cent.

  • Collection reporting should be regarded as reliable only if it verified by a competent independent party (CGAP, 2009).The standard international measure of portfolio quality in banking is Portfolio at Risk (PAR) beyond a specified number of days:PAR (x days) = Outstanding principal balance of all loans past due more than x daysOutstanding principal balance of all loansThe number of days (x) used for this measurement varies.

  • These indicators are usually linked to the strategic goals or institutional/product risk drivers2 of the organisation3 – for example Portfolio at Risk.


More Definitions of Portfolio at Risk

Portfolio at Risk means the outstanding principal amount of all client loans that have one or more installments of principal past due more than a certain number of days.
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Related to Portfolio at Risk

  • Portfolio Asset means an asset of an investment fund;

  • Portfolio Loss means the loss realized on either (i) a portfolio sale of Single Family Shared-Loss Loans in accordance with the terms of Article IV or (ii) the sale of a loan with the consent of the Receiver as provided in Section 2.7.

  • Sale at retail or "retail sale" means the act or attempted act of selling, bartering, exchanging, or

  • Portfolio means all policies of the same terms and conditions and the benefit schedule as certified by the Government as a Certified Plan under VHIS.

  • Investment Portfolio means invested assets (including cash and cash equivalents, short-term investments, bonds or other fixed income securities and equity investments).

  • Renewable Portfolio Standard or “RPS” means a state or federal law, rule or regulation that requires a stated amount or minimum proportion or quantity of electricity that is sold or used by specified persons to be generated from Renewable Energy Sources.

  • Portfolios means the constituent series of the Fund, but for purposes of this Section 14.1 shall not include Portfolios excepted from the requirements of paragraph (a) of Rule 22c-2 by paragraph (b) of Rule 22c-2.

  • Risk Weighted Assets means the risk weighted assets or total risk exposure amount, as calculated by the Company in accordance with the Capital Regulations applicable to the Regulatory Group as at that point in time.

  • Portfolio Yield means, with respect to any Due Period, the annualized percentage equivalent of a fraction, the numerator of which shall be the sum of (i) the amount of Finance Charge Collections received during such Due Period, (ii) the amount of Series Yield Collections for each Series then outstanding for such Due Period and (iii) the amount of Series Additional Funds for each Series then outstanding for such Due Period, and the denominator of which shall be the total amount of Principal Receivables in the Trust as of the first day of such Due Period.

  • Sale at wholesale or "wholesale" means a sale to motor vehicle dealers or wholesalers other than to

  • Energy efficiency portfolio standard means a requirement to

  • Gross vehicle weight rating means the weight specified by the manufacturer as the loaded weight of a single vehicle.

  • Portfolio Investment means any Investment held by the Borrower and its Subsidiaries in their asset portfolio.

  • Off-vehicle charging hybrid electric vehicle (OVC-HEV) means a hybrid electric vehicle that can be charged from an external source.

  • Not off-vehicle charging hybrid electric vehicle (NOVC-HEV) means a hybrid electric vehicle that cannot be charged from an external source.