Panchayat means an institution (by whatever name called) of self-government constituted under article 243B, for the rural areas;
ESBD means the Electronic State Business Daily, the electronic marketplace where State of Texas bid opportunities over $25,000 are posted. The ESBD may currently be accessed at http://www.txsmartbuy.com/esbd.
IRDAI means the Insurance Regulatory and Development Authority of India.
CJI means criminal justice information collected by criminal justice agencies needed for the performance of their authorized functions, including, without limitation, all information defined as criminal justice information by the U.S. Department of Justice, Federal Bureau of Investigation, Criminal Justice Information Services Security Policy, as amended and all Criminal Justice Records as defined under §24-72-302, C.R.S.
CSAM or "Credit Suisse" (or any combination thereof).