UPI PIN/MPIN definition
UPI PIN/MPIN means the Personal Identification Number (password of 4 digits) for doing transactions using UPI application facility. UPI PIN/MPIN will be same for M- Connect and BHIM Baroda Pay for debiting bank of Baroda accounts, however for debiting other bank account user have to use UPI PIN/MPIN of their respective bank mobile banking facility . If user change UPI PIN/MPIN through any mode i.e M- connect/BHIM Baroda Pay same will be affected vice versa to both application to all linked accounts.