DAFTAR ISI
DAFTAR ISI
XXXXXX COVER LEMBAR PERSETUJUAN LEMBAR PENGESAHAN LEMBAR PERNYATAAN | |
ABSTRAK .................................................................................................... | v |
HALAMAN MOTTO .................................................................................. | vi |
KATA PENGANTAR.................................................................................. | vii |
DAFTAR ISI................................................................................................. | x |
DAFTAR TABEL ........................................................................................ | xiii |
DAFTAR GAMBAR.................................................................................... | xiv |
DAFTAR LAMPIRAN................................................................................ | xv |
BAB I PENDAHULUAN............................................................................. | 1 |
A. Latar Belakang Masalah .................................................................... | 1 |
B. Rumusan Masalah.............................................................................. | 5 |
C. Tujuan Penelitian ............................................................................... | 6 |
D. Kegunaan Penelitian .......................................................................... | 6 |
1. Kegunaan Teoritis ........................................................................ | 6 |
2. Kegunaan Praktis ......................................................................... | 6 |
BAB II KAJIAN PUSTAKA....................................................................... | 8 |
A. Kajian Penelitian Terdahulu .............................................................. | 8 |
B. Xxxxxx Xxx Xxxxx .............................................................................. | 16 |
1. Bank Pembiayaan Rakyat Syariah (BPRS).................................. | 16 |
2. Pembiayaan .................................................................................. | 21 |
3. Pembiayaan Musyarakah ............................................................. | 23 |
a. Pengertian Musyarakah ......................................................... | 23 |
b. Landasan Hukum Musyarakah .............................................. | 23 |
c. Jenis-jenis Musyarakah.......................................................... | 25 |
d. Manfaat Musyarakah ............................................................. | 27 |
4. Likuiditas ..................................................................................... | 28 |
5. Financing To Deposit Ratio 32
C. Kerangka Berpikir 35
D. Hipotesis 36
BAB III METODOLOGI PENELITIAN 37
A. Objek Penelitian 37
B. Metode Penelitian 37
C. Operasionalisasi Variabel 37
D. Jenis Data 38
E. Sumber Data 39
F. Populasi Dan Sampel 40
G. Teknik Pengumpulan Data 40
H. Analisis Data 41
1. Rancangan Analisis 41
2. Pemilihan dan Perhitungan Analisis Statistik 42
a. Analisis Regresi Linier Sederhana 42
b. Analisis Korelasi Xxxxxxx Product Moment 43
c. Koefisien Determinasi 44
d. Xxx Xxxxxxxxx (Uji t) 45
BAB IV HASIL PENELITIAN DAN PEMBAHASAN 47
A. Hasil Penelitian 47
1. Gambaran Umum PT. BPRS Alwadi’ah Tasikmalaya 47
a. Sejarah Singkat PT. BPRS Alwadi’ah Tasikmalaya 47
b. Visi dan Misi PT. BPRS Alwadi’ah Tasikmalaya 48
c. Struktur Organisasi PT. BPRS Alwadi’ah Tasikmalaya 48
d. Uraian Tugas/Job Description di PT. BPRS Alwadi’ah Tasikmalaya 49
e. Produk dan Jasa PT. BPRS Alwadi’ah Tasikmalaya 59
2. Gambaran Data Penelitian 62
a. Perkembangan Pembiayaan Musyarakah 62
b. Perkembangan Financing To Deposit Ratio 65
3. Hubungan Pembiayaan Musyarakah dan Financing To Deposit Ratio PT. BPRS Alwadi’ah Tasikmalaya 69
a. Analisis Korelasi Xxxxxxx Product Moment 71
b. Analisis Koefisien Determinasi 73
4. Pengaruh Pembiayaan Musyarakah Terhadap Financing To
Deposit Ratio PT. BPRS Alwadi’ah Tasikmalaya 74
a. Analisis Regresi Linier Sederhana 74
c. Uji Hipotesis (Uji t) 76
B. Pembahasan 76
1. Hubungan Antara Pembiayaan Musyarakah dengan Financing
To Deposit Ratio 77
2. Pengaruh Pembiayaan Musyarakah Terhadap Financing To
Deposit Ratio 78
BAB V PENUTUP 81
A. Kesimpulan 81
B. Implikasi 82