itegeko n°15/2004 ryerekeye ibimenyetso mu manza n’itangwa ryabyo , ingigo ya 3 yarakoreshaga umwunganira mu mategeko guhera mu bugenzacyaha, ku cyicaro cya Radiant kugeza mu rukiko bigaragaza ko indishyi asaba zifite ishingiro bityo Radiant Insurance Company Ltd. akaba ikwiye kumuha amafaranga y’ igihembo cy’ avoka 800.000, ikamusubiza n’ igarama yatanze arega ringana n’ amafaranga ibihumbi mirongo itanu (50.000).Urukiko rusanga Radiant Insurance Company Ltd ikwiye guha MANIRAKIZA Gervais indishyi z' ibangamirabukungu , iz'ibangamira ry' uburambe ku kazi , iz' ibangamira ry' uburanga , iz' amafaranga yakoresheje ,agura dosiye , ibyemezo no kwivuza zingana na miliyoni icyenda n’ ibihumbi magana abiri na mirongo inani birindwi n’ amafaranga magana abiri na mirongo itandatu n’ arindwi ( 9.287.267).