Key Information. 2.1 Type of Credit: Consumer revolving credit facility
2.2 Total Amount of Credit (Credit Limit): 1 000,00 EUR
2.3 Duration of the Credit Agreement: Indefinite term
2.4 Borrowing Rate (nominal interest rate): 4,90 % p.a Variable (2,90% over and above the interest rate set by the European Central Bank on main refinancing operations, which is currently set at 2%) % p.a. provided that if the European Central Bank interest rate on main refinancing operations goes below 0%, the European Central Bank rate for the main refinancing operations shall be considered to be 0% for the purpose of this Credit Agreement. The European Central Bank interest rate for the main refinancing operations can be found at xxxxx://xxx.xxx.xx/xx/xxxxxxxxxx/xxxxxxxxxxxxx/xxx-xxxxxxxx- rates. The borrowing rate will be changed according to changes to the reference rate. Please refer to clause 2.16 below for special offers, if any.
2.5 Service Fee Each day you will be charged a service fee of: (0,04 + 0,04 * X) EUR X is the number of multiples of hundred euro, ignoring any fractions of 100 euro, which you owe in Credit principal on the day For example, if you owe 375 EUR on the 06.04.2022, then the Service Fee charged on that day: 0,16 EUR = 0,04 + 0,04 * 3 EUR X= 3 as there are three multiples of 100 in 375 if you ignore the 75 EUR (which is a fraction of 100 EUR) If you do not owe money under the Credit Agreement you will not be charged the Service Fee. Please refer to clause 2.16 below for any special offers.
Key Information. 2.1 Type of Credit: Consumer revolving credit facility
2.2 Total Amount of Credit (Credit Limit): 1 000,00 EUR
2.3 Duration of the Credit Agreement: Indefinite term
2.4 Borrowing Rate (nominal interest rate): Fixed - 4,90 % p.a Please refer to clause 2.16 below for special offers, if any.
2.5 Service Fee Each day you will be charged a service fee of: (0,07 +0,07 * X) EUR X is the number of multiples of hundred euro, ignoring any fractions of 100 euro, which you owe in Credit principal onthe day For example, if you owe 375 EUR on the 27.11.2024, then the Service Fee charged on that day: 0,28EUR = 0,07 + 0,07 * 3 EUR X= 3 as there are three multiples of 100 in 375 if you ignore the 75 EUR (which is a fraction of 100 EUR) If you do not owe money under the Credit Agreement you will not be charged the Service Fee. Please refer to clause 2.16 below for any special offers.