SUBJECT OF THE AGREEMENT Nümunə Maddələri

SUBJECT OF THE AGREEMENT. 1. The present Agreement specifies the terms and conditions on opening a bank account, placement of deposit, financing (loan, credit line or provision of limit), trade finance (letter of credit, guarantees, stand-by letter of credit, collection), payment card’s issuance, cash-in-transit service, rent of deposit boxes, sales of precious metals upon Customer’s request . 2. Signing of this Agreement does not restrict the provision to the Customer of other services regulated by the Agreement and does not apply to those relations. 3. In order to provide with each of the above mentioned services of the Bank to the Customer, it is required to submit to Bank, in addition to the Agreement, the relevant Application forms filled out by Customer personally or his/her authorized representative. 4. Customer will be provided only with the services, indicated by him/her in the relevant Application form. These application forms will be in 2 (two) copies and enter into force once signed by both partiesand stampedby the party possessing stamp. 5. The start and end dates, interest rate, service fee, the place of service’s provision and other terms of each services provided by the Bank will be reflected on the mentioned Application forms. 6. The service fee for each bank service provided is stated within the valid Tariff Book of the Bank. 7. All Application forms, signed by the Parties within the framework of the present Agreement, are an integral part of the present Agreement.

SUBJECT OF THE AGREEMENT. 1.1. According to this agreement, the Bank undertakes to open a bank account in the national currency of the Republic of Azerbaijan or in foreign currencies, to accept funds to the opened account, to transfer and issue the appropriate amounts from the account, to carry out other operations on the account, and to execute other orders of the Client and to provide internet banking service if the Client accepts the "Agreement on the provision of electronic banking services" and the Client undertakes to pay the fees for banking services for conducting transactions with the funds in the account. 1.2. This agreement has been drawn up in accordance with the Civil Code of the Republic of Azerbaijan, regulatory acts of the Central Bank of the Republic of Azerbaijan (hereinafter, the Central Bank of the Republic of Azerbaijan), the Law "On Personal Data", the Law of the Republic of Azerbaijan "On the fight against the legalization of property obtained through crime and the financing of terrorism" (hereinafter - ML/CFT Law), Client compliance and verification measures during the application of new technologies, the Rules on determining risk factors and attributing the Client profile to risk groups" (hereinafter - MUT rules) as well as other regulatory legal acts.