Common use of ACCIDENTAL BODILY INJURY Clause in Contracts

ACCIDENTAL BODILY INJURY. Damage inflicted to the body caused by a sudden and unforeseen external cause. AIR AMBULANCE TRANSPORTATION: Emergency air transportation from the hospital where the insured is admitted to the nearest suitable hospital where treatment can be provided. AMENDMENT: A document added to the policy by the insurer that clarifies, explains, or modifies the policy. ANNIVERSARY DATE: Annual occurrence of the effective date of the policy. APPLICANT: The individual who completes the health insurance application for coverage. APPLICATION: Written statements on a form by an applicant about themselves and/or their dependents, used by the insurer to determine acceptance or denial of the risk. The health insurance application includes any oral statements made by an applicant during a medical interview held by the insurer, medical history, questionnaire, and other document provided to, or requested by, the insurer prior to the issuance of the policy. BLOCK: The insureds of a policy type (including deductible) or a territory. CALENDAR YEAR: January 1 through December 31 of any given year. CERTIFICATE OF COVERAGE: Document of the policy that specifies the effective date, conditions, extent and limitations of coverage, and lists the policyholder and each covered dependent.