Account Opening Disclosures Sample Clauses

Account Opening Disclosures these are the documents you receive at the time of opening your Account. These documents have information specific to your Account type.
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Account Opening Disclosures. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 29.99% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 29.99% This APR will vary with the market based on the Prime Rate. Paying Interest Your Payment Due Date is at least 25 days after the close of each Billing Cycle. We will not charge you any interest on purchases if you pay your entire Account balance by the Payment Due Date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees Set up and Maintenance Fees • Annual Fee • Monthly Maintenance Fee • Additional Card Fee NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and will reduce the amount of credit you initially have available. Based on your Credit Limit of $500, your initial available credit will be $375 (or $345 if you choose to have an additional Card). You may still reject this plan, provided that you have not yet used the Card or paid a fee after receiving a Monthly Billing Statement. If you do reject the plan, you are not responsible for any Fees or Other Charges. $125 for the first year After that, $96 annually $60 annually (billed at $5 per month) Monthly Maintenance Fee not billed for the first 12 months your Account is opened $30 (one time, if applicable, for authorized users) Transaction Fees • Cash Advance • Foreign Transaction Transaction fees are not billed for the first 12 months your Account is open. Either $5.00 or 5% of the amount of each cash advance, whichever is greater. 3% of each transaction in U.S. dollars. Penalty Fees • Late Payment • Returned Payment Up to $38 Up to $38 How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).” See INTEREST CHARGES below for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Cardholder Agreement and Deposit Account Contract. 7/1/2017 CHARGES AND FEES INTEREST CHARGES:
Sample 1
Account Opening Disclosures. Initial Deposit and Balance There is no initial deposit or minimum balance required to open this Account. Interest Rate Subject to APY Annual Percentage Yield (“APY”) Variable based on APY Fees to Bank There are no fees charged by Bank for this Account. Transaction Limitations The transaction limitations for your Accounts are set forth in Sections E and F. Additional Fee Disclosure As noted above, you are not responsible for paying any fees to Bank for holding this Account. You may be responsible for paying fees to the Platform as provided in your agreement with Platform. You should refer to your agreement with Platform to understand how fees are charged. This is an interest-bearing account. You may deposit any amount after you open the Account. The interest rate and APY is correct as of today’s date, but is subject to change upon notice from the Platform (including via posting on the Platform App).
Sample 1
Account Opening Disclosures. ʹthese are the documents you receive at the time of opening your Account. These documents have information specific to your Account type.
Sample 1

Related to Account Opening Disclosures

  • Continuing Disclosure The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ Default Interest Charges and Default FeesIn the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault interest is calculated at the rate of % per annum plus the annual interest rate referred to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount as described in the “Full Prepayment” section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.

  • Risk Disclosure Statement Counterparty represents and warrants that it has received, read and understands the OTC Options Risk Disclosure Statement provided by Dealer and a copy of the most recent disclosure pamphlet prepared by The Options Clearing Corporation entitled “Characteristics and Risks of Standardized Options”.

  • Account Information Disclosure We will disclose information to third parties about your account or the transfers you make: - As necessary to complete transfers; - To verify the existence of sufficient funds to cover specific transactions upon the request of a third party, such as a credit bureau or merchant; - If your account is eligible for emergency cash and/or emergency card replacement services and you request such services, you agree that we may provide personal information about you and your account that is necessary to provide you with the requested service(s); - To comply with government agency or court orders; or - If you give us your written permission.

  • Designated Agency Disclosure [Applicable only if Broker’s agency policy is to practice designated agency.] Seller does hereby consent to Broker acting in a designated agency capacity in transactions in which Broker is representing Seller and a prospective buyer. With designated agency, Broker assigns one or more of its affiliated licensees exclusively to represent the Seller and one or more of its other affiliated licensees exclusively to represent the prospective buyer.

  • Accounting of Disclosures Business Associate shall document disclosures of PHI and all information related to such disclosures as would be required for Covered Entity to respond to a request by an Individual for an accounting of disclosures of PHI in accordance with 45 CFR § 164.528. Business Associate shall provide such information to Covered Entity or as directed by Covered Entity to an Individual, to permit Covered Entity to respond to an accounting request. Business Associate shall provide such information in the time and manner reasonably designated by Covered Entity. Within three (3) business days, Business Associate shall forward to Covered Entity for handling any accounting request that Business Associate directly receives from an Individual.

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