Account Purchases. You may use the Account to buy, lease, or otherwise obtain goods or services from participating merchants (including transactions you initiate via email, by telephone, or over the Internet) or take advantage of special promotional Convenience Check or Balance Transfer offers that post as Purchase Transactions (“Purchases”). We will, in connection with any promotional Balance Transfer or Convenience Check offer we make, provide you with materials that explain whether those transactions will post and be treated as a Purchase. Even if you have not signed a sales draft or the merchant has not supplied you with a written receipt or other proof of sale, you are responsible for all Purchases made through the Account, except as expressly limited by applicable law. See “Your Billing Rights” section for more detail.
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