Common use of ACCOUNTS COVERED BY THIS AGREEMENT Clause in Contracts

ACCOUNTS COVERED BY THIS AGREEMENT. This Agreement covers all types of consumer deposit accounts offered by the Bank now or in the future. These include all accounts listed on our Fee Schedule for Personal Accounts and any other consumer checking accounts, money market and savings accounts, and certificate of deposit accounts. This Agreement also includes the terms of our Overdraft Transfer Service, an optional service that you may select. Certificates of deposit, while governed in part by this Agreement, are also governed by special provisions set forth on the certificate of deposit receipt. Savings accounts and certificates of deposit held in Individual Retirement Accounts (IRAs) and Education Savings Accounts (ESAs) are also governed both by this Agreement and by separate agreement. This Agreement does not cover safe deposit boxes, trust services, credit cards, discount brokerage services, business deposit accounts, other deposit products that are governed by special rules such as XXXXX plans and sweep accounts, or our CareFree Line of Credit.

ACCOUNTS COVERED BY THIS AGREEMENT. This Agreement covers all types of consumer deposit accounts Accounts offered by the Bank now or in the future. These include all accounts Accounts listed on our Fee Schedule for Personal Accounts and any other consumer checking accountsChecking Accounts, money market Money Market Accounts and savings accountsSavings Accounts, and certificate of deposit accountsAccounts. This Agreement also includes the terms of our Overdraft Transfer ServiceService (OTS), an optional service that you may select. Certificates of deposit, while governed in part by this Agreement, are also governed by special provisions set forth on the certificate of deposit receipt. Savings accounts Accounts and certificates of deposit held in Individual Retirement Accounts (IRAs) and Education Savings Accounts (ESAs) are also governed both by this Agreement and by separate agreement. This Agreement does not cover safe deposit boxes, trust services, credit cards, discount brokerage services, business deposit accountsAccounts, other deposit products that are governed by special rules such as XXXXX plans and sweep accountsAccounts, or our CareFree Line of Credit.