Common use of Additional Non-Customer Users Clause in Contracts

Additional Non-Customer Users. Under some account plans, the customer may authorize Non-Customer Users to have account access and control their scope of activities by designating an Access the Customer warrants and guarantees all information obtained using the Non-Customer User’s assigned OLA User ID and Password is authorized. If a Non-Customer User has access to the customer’s line of credit, the customer remains solely responsible for repayment if any credit is extended. Authorizing a Non-Customer User will make the customer financially liable for all unauthorized access, losses, or misuse of the customer’s account until reported to Farm Credit. If a Non-Customer User becomes no longer authorized to access account information, the Customer has the obligation to inform Farm Credit of such change. You will be required to change your Password the first time you log in to the Online Access System. You determine what Password you will use. For purposes of security, we recommend you create a Password that utilizes both upper and lower-case alpha and numeric characters. Your Password should not be associated with any commonly known personal identification, such as social security numbers, addresses, date of birth, names of children or names of pets. Your OLA User ID and Password information should not be shared. If someone else needs online access to Farm Credit loan and account information, please have him/her contact Farm Credit to enroll and obtain access with their own OLA User ID and Password. You agree to establish prudent security standards and policies that include proper safeguards to protect the confidentiality of all OLA User IDs and Passwords assigned to you for access to this system. You are responsible for taking reasonable precaution to prevent unauthorized access to your computer or mobile device by maintaining a secure computing environment to include installing and maintaining up to date antivirus and firewall software. We recommend against the use of the Online Access System at computers located at public locations or the use of unsecured computers or wireless networks. Any transaction initiated or authorized using a valid combination of OLA User ID and Password will be considered authentic, valid and binding. You will immediately notify us and select a new Password if you believe your Password may have become known to an unauthorized person and/or if you believe any of your information or Farm Credit accounts have been compromised. Farm Credit will have no liability to you for any unauthorized payment or transfer made using your Password that occurs before you have notified us of possible unauthorized use and we have a reasonable opportunity to act on that notice. We may suspend or cancel your access even without receiving such notice from you, if we suspect any of your linked accounts are being used in an unauthorized or fraudulent manner. If your account has other authorized users, all borrowers are responsible for all transactions performed by those authorized users. If you notify us the person is no longer authorized, then only transactions that person performs after the time you notify us are considered unauthorized. Upon three (3) unsuccessful attempts to use your Password, your access to the Online Access System will be locked. To re-establish your authorization to use the Online Access System, you must contact us to be unlocked and if needed, have your Password reset.