ADMINISTRATION AND SERVICING OF AUTOMOBILE LOANS. 24 5.1 Duties of the Servicer ................................................ 24 5.2 Collection of Automobile Loan Payments; Modifications of Automobile Loans; Depository Agreements .......................................... 25 5.3 Realization upon Automobile Loans ..................................... 27 5.4 Insurance ............................................................. 28 5.5 Maintenance of Security Interests in Vehicles ......................... 30 5.6 Covenants, Representations, and Warranties of Servicer ................ 30 5.7 Purchase of Automobile Loans Upon Breach of Covenant .................. 31 5.8 Total Servicing Fee; Payment of Certain Expenses by Servicer .......... 31 5.9 Servicer's Certificate ................................................ 32 5.10 Annual Statement as to Compliance, Notice of Servicer Termination Event ................................................................. 32 5.11 Annual Independent Accountants' Report ................................ 33 5.12 Access to Certain Documentation and Information Regarding Automobile Loans ...................................................... 33 5.13
