After the Draw Period. Unless Borrower has exercised Borrower’s conversion option set forth in Section 9(C) of this Note, the day after the Draw Period ends the repayment period (“Repayment Period”) begins. Xxxxxxxx must then repay the unpaid and outstanding loan account balance in the manner described in this Section. Borrower must repay this amount in substantially equal periodic installments with interest at the then-current annual interest rate, as set forth in Section 9(A)(1) of this Note. The periodic payment will be an amount that would be sufficient to repay the unpaid and outstanding loan account balance in full by the Maturity Date indicated in Section 9(A)(7) of this Note. The amount of the periodic payment may change as a result of changes in the Current Index indicated in Section 9(A)(7) of this Note. In addition, the periodic payment will include any late charges and other charges authorized by this Note, including, without limitation, any expenses or advances incurred by Lender under the security instrument.
