Common use of Alerts via Text Message Clause in Contracts

Alerts via Text Message. To stop alerts via text message, text "STOP" to 96924 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts on your mobile phone, just visit the alerts tab in Bank First Online Banking. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (000) 000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Bank First provides alerts as a convenience to you for information purposes only. An alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank First’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank First, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts will be able to view the contents of these messages.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Farmers & Merchants State Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service at (000) -000-0000 or 0-000-000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Farmers & Merchants State Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstFarmers & Merchants State Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstFarmers & Merchants State Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. Bill Payment Service The Bill Payment services enable you to schedule bill payments through Online Banking Services. You will be required to complete a separate Enrollment to subscribe to this service. The Bank does not provide the service directly. Instead, the Bank entered into an agreement with bill payment providers to provide the bill payment services directly to you. For additional information on these Online Banking Services, please refer to the Bill Payment Service Terms and Conditions.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any timeanytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in United Bank First & Trust Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. United Bank First & Trust provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside United Bank First& Trust’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold United Bank First& Trust, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts will be able to view the contents of these messages.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any timeanytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Nicolet National Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Nicolet National Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstNicolet National Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstNicolet National Bank, its directors, officers, employees, agents, agents and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages.. xxxxx://xxx.xxxxxxxxxxx.xxx/wp-content/uploads/2017/07/GLB-Privacy-Notice-3-2017.pdf

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 99785 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Bank First Kennebunk Savings Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 9692499785. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Bank First Kennebunk Savings provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank First’s Kennebunk Savings’ control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstKennebunk Savings, its directors, officers, employees, agents, agents and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts will be able to view the contents of these messages.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any timeanytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Lake Ridge Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (000) 000000)000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Lake Ridge Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Lake Ridge Bank First’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstLake Ridge Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages.. TERMS OF SERVICE Last updated June 1, 2021 GENERAL TERMS FOR EACH SERVICE

Alerts via Text Message. To stop alerts Alerts via text message, text "“STOP" ” to 96924 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Tradition Capital Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you’d like to receive again. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, and Verizon Wireless, MetroPCS. Alert Limitations. Tradition Capital Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstTradition Capital Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstTradition Capital Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' ’ fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. DOWNLOAD OPTION The download option for Eligible Accounts allows you to download certain information into Quicken®, QuickBooks®, Microsoft® Money, and other software we may identify from time to time on the Website, that you have installed on your computer (collectively "Personal Financial Management Software"). You are responsible for obtaining a valid and separate license agreement with the provider of the Personal Financial Management Software. The following is a brief description of the various features of and requirements for using the download option. From time to time, we may add to, modify, or delete any feature of the download option in our sole discretion. You understand and agree that: • not all of the information in your Eligible Accounts can be downloaded into your Personal Financial Management Software; • information you download may not include all of your account activity; • statements generated by us are the official record of account transactions, positions and balances, and the information you download is for tracking purposes only and should not be considered an official record; • the account information will not necessarily reflect banking, financial, or investment activities and transactions that have not yet been completed or settled, and will only reflect the account information in your Eligible Accounts at the exact point in time that you download the information (for example, transactions that have not settled may not be reflected); • the account information that you download to your Personal Financial Management Software will not be automatically updated by us, and you will have to update the Eligible Account information by downloading more current information from your accounts; • we are not liable for any loss, damages or expenses of any kind as a result of your reliance upon the Eligible Account information in your Personal Financial Management Software, which, as stated above, may not be current and may not include pending transactions. You agree and understand that: • you assume all risk that any Eligible Account information you download and store in your Personal Financial Management Software may be accessed by unauthorized third parties; • if you send the information in a manner that is not secure, or if you take the Eligible Account information out of our secure online banking environment by downloading it, we are no longer responsible for the security and confidentiality of that information, and that the responsibility is now yours (or may be shared with others, such as your Personal Financial Management Software provider); and • we are not responsible for the security and confidentiality of the Eligible Account information if you use wireless connections to download your account information, in which case you acknowledge such connection may (i) permit other persons to access the information being downloaded; or (ii) allow other persons access to your Personal Financial Management Software. You agree that any Eligible Account information that you download is done at your own risk and you are solely responsible for any damage that might occur to the computer (or other electronic device) to which you download any information, or any loss or corruption of data that might occur as a result of the downloading or its storage in a computer or other electronic device. You agree and understand that the Eligible Account information you download through the download option is provided to you "as is" and "as available." You agree and understand that we make no warranties and have no liability as to: • the accuracy, completeness, availability or timeliness of the Eligible Account information, text, graphics, or other items in the Eligible Account information that you can download through the download option; • the errors or omissions in the delivery or transmission of the Eligible Account information from us to you (and "you" includes delivery to your Personal Financial Management Software and/or your computer). You understand that some states do not allow limitations on how long an implied warranty lasts, so that the above limitations may not apply to you, and that you may also have other rights, which vary from state to state. You agree that we will not be liable to you for: • your inability to use the download option; • the accuracy, timeliness, loss or corruption, or misdelivery, of any Eligible Account information or any other information; • unauthorized access to your Eligible Accounts or to your account information and any misappropriation, or alteration, of your account information or data, to the extent the unauthorized access results from your acts or omissions; • your inability to access your Eligible Account (including but not limited to, failure of electronic or mechanical equipment, interconnect problems with telephone providers or Internet Online Banking providers ("ISPs"), acts of God, strikes, or other labor problems); or • any other matter relating to the download option. DOWNLOADING THIRD-PARTY SOFTWARE From time to time, we may offer third-party software tools and products (such as Adobe) that you may elect to install on your computer (collectively "Third-Party Software"). You are responsible for obtaining a valid and separate license agreement with the provider of the Third-Party Software. You agree and understand that: • you assume all risk that any Third-Party Software you download and install, or any information you enter into the Third-Party Software, may be accessed by unauthorized third parties; and • if you use the Third-Party Software to transmit information, you (and the Third-Party-Software provider) are responsible for the security and confidentiality of that information. You agree that any Third-Party Software that you download is done at your own risk and you are solely responsible for any damage that might occur to the computer (or other electronic device) to which you download any Third-Party Software, or any loss or corruption of data that might occur as a result of the downloading or its installation in a computer or other electronic device. You also agree and understand that you are solely responsible for acquiring and maintaining a computer or other electronic device that has capabilities of handling and accessing the Third-Party Software (including the necessary equipment, including but not limited to a modem), and that you are responsible for all costs associated with accessing the Third-Party Software. You agree and understand that any Third-Party Software you download through the download option is provided to you "as is" and "as available." You agree and understand that we make no warranties and have no liability as to: • the accuracy, completeness, availability or timeliness of the information, text, graphics, or other items provided, stored, evaluated or processed through the Third-Party Software; • the errors or omissions in the delivery or transmission of the Third-Party Software from us to you (and "you" includes delivery to your Personal Financial Management Software and/or your computer); and • the Third-Party Software's fitness for a particular purpose and non-infringement of any third-party rights. You understand that some states do not allow limitations on how long an implied warranty lasts, so that the above limitations may not apply to you, and that you may also have other rights, which vary from state to state. You agree that we will not be liable to you for: • your inability to use the Third-Party Software; • the accuracy, timeliness, loss or corruption, or misdelivery, of any Eligible Account information or any other information processed by the Third-Party Software; or • unauthorized access to your Eligible Accounts or to your account information and any misappropriation, or alteration, of your account information or data as a result of your installation or use of the Third-Party Software.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any timeanytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Bank First FirstBank Florida Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. 96924 In case of questions please contact customer service at (000) 000-0000. 000-0000 Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Bank First Limitations of Notifications and Alerts FirstBank Florida provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstFirstBank Florida’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstFirstBank Florida, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. Please refer to our Privacy Policy located at xxx.0xxxxxxxxx.xxx for questions related to how we guard your privacy.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Farmers & Merchants State Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service Treasury Services Support at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Farmers & Merchants State Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstFarmers & Merchants State Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstFarmers & Merchants State Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. Bill Payment Service The Bill Payment service enables you to schedule bill payments through Online Banking Services. The Bank does not provide the service directly. Instead, the Bank entered into an agreement with bill payment providers to provide the bill payment services directly to you. A bill payment account ("Bill Payment Account"), separate from any account you hold at The Bank, is established at the Bill Payment provider. For additional information and applicable fees on this Online Banking Service, please refer to the Bill Payment Service Terms and Conditions and Business Online Banking Agreement. The Bank and its Bill Payment provider reserve the right, at their discretion, to implement security features to reduce the risk of loss. These may include requiring pre-authorized drafts, verifying funds through an ATM network, and separating debits from credits so that payments are not sent until after good funds are received. The Bank and its Bill Payment provider also reserve the right to terminate your use of Bill Payment Services at any time.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in RiverWood Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. RiverWood Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstRiverWood Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstRiverWood Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages.. Member FDIC

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in X.X. Xxxxx Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (0-000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. X.X. Xxxxx Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstX.X. Xxxxx Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstX.X. Xxxxx Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. Preauthorized Payments Right to Stop Payment and Procedure for Doing So. If you have told us in advance to make regular payments out of your account, you can stop any of these payments. Here is how: Call or write us at the telephone number or address listed below in time for us to receive your request 3 business days or more before the payment is scheduled to be made (Saturdays, Sundays, and Federal holidays are not considered a business day). If you call, we may also require you to put your request in writing and get it to us within 14 days after you call. We will charge you $31.50 for each stop payment order you give. Notice of Varying Amounts. If these regular payments may vary in amount, the person you are going to pay will tell you, 10 days before each payment, when it will be made and how much it will be. (You may choose to get this notice only when the payment would differ by more than a certain amount from the previous payment, or when the amount would fall outside certain limits that you set.) Liability for Failure to Stop Payment of Preauthorized Transfer. If you order us to stop one of these payments 3 business days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Main Street Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service at (000) 000866-0000353-2265. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-T- Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Main Street Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstMain Street Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstMain Street Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-non- delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. ACCESS, TRANSFER AND PAYMENT LIMITATIONS You will be denied access to Business Online Banking if you do not provide a valid Access ID and Password. Your access will be denied if you exceed the number of invalid attempts allowed by us. Transfers and payments are limited to the amount of funds available for withdrawal in your deposit Accounts or for draws under established lines of credit, if any. The availability of funds in your deposit Accounts is subject to the availability schedule published by us from time to time. Transfers from any insured Money Market Account or Savings cannot exceed six per month (including checks). Transfers performed during any Business day (as defined below) generally will be posted to your Account as of that day; however, transfers performed after 4:30 p.m. on a Business Day or on a Saturday or Sunday or Bank holiday may not be posted to your Account until the next Business Day. Transfers scheduled for a future date will be processed at 1:00 a.m. on the requested date if it is a Business Day, or at 1:00 a.m. on the next Business Day if the requested date falls on a Saturday or Sunday or Bank holiday. Our "Business Days" are Monday through Friday, excluding Saturdays and Sundays and Bank holidays. STOP PAYMENT REQUESTS You or an authorized user can place a Stop Payment using Business Online Banking on any check issued by you and drawn on your Main Street Bank checking account. It will be your sole responsibility to verify that the check has not previously cleared your account by researching that item using all means available to you. You must input the check number(s), the payee and the exact amount of the check. Stop payment requests received online are effective for 6 months after the date accepted and automatically expire after that period. If you place a stop payment in accordance with these instructions and we do not do so, we will be liable for your losses or damages. However, if you place a stop payment on a check that has already cleared your account or inaccurate information was input regarding the stop payment request, we will not be liable for your losses or damages. In no event shall we be liable for damages in excess of your actual loss due to our failure to complete a stop payment and we will not be liable for any incidental, special, or consequential damages. We reserve the right to require you to present your stop payment request in writing within fourteen days. You will incur a stop payment fee as defined in our Account Disclosure. Renewals and revocations of stop orders must be placed in writing and must be faxed or mailed to: Main Street Bank Attn: Stop Payment Desk 00000 Xxxxxxxxx Xxxx Xxxxxxx Xxxxx, Ml 48025 If you need to contact us immediately regarding an unauthorized transaction or stop payment request, you may call the Bank at the telephone number set forth in the section of this Agreement entitled "How to Notify Us".

Alerts via Text Message. To stop alerts via text message, text "STOP" to 96924 99588 at any timeanytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts on your mobile phone, just visit the alerts tab in RiverHills Bank First Online Banking. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. RiverHills Bank First provides alerts as a convenience to you for information purposes only. An alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstRiverHills Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstRiverHills Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts will be able to view the contents of these messages.

Alerts via Text Message. To stop alerts Alerts via text message, text "“STOP" ” to 96924 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Bank First Commercial Online BankingBanking and click the box next to your mobile number for the Alerts you would like to receive again. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service Treasury Management Client Care at (000) 000847-0000897- 7600. Our participating carriers include (but are not limited to) AT&TAT & T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCSMetro PCS. Alert Limitations. Bank First FBHP provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstFBHP’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstFBHP, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' ’ fees, that may arise, directly or indirectly, in whole whole, or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Informationinformation. As alerts Alerts delivered via SMS, email email, and push notifications notification are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Farmers & Merchants State Bank First Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 9692499588. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-T- Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Farmers & Merchants State Bank First provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstFarmers & Merchants State Bank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstFarmers & Merchants State Bank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. Bill Payment Service The Bill Payment services enable you to schedule bill payments through Online Banking Services. You will be required to complete a separate Enrollment to subscribe to this service. The Bank does not provide the service directly. Instead, the Bank entered into an agreement with bill payment providers to provide the bill payment services directly to you. There is a monthly fee for using our Bill Payment Service (FM eXpress). For additional information on these Online Banking Services, please refer to the Bill Payment Service Terms and Conditions.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any timeanytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Bank First FirstBank Florida Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. 96924 In case of questions please contact customer service at (000) 000-0000. 000-0000 Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Alert Limitations. Bank First Limitations of Notifications and Alerts FirstBank Florida provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstFirstBank Florida’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstFirstBank Florida, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages. Please refer to our privacy notice located at xxx.0xxxxxxxxx.xxx for questions related to how we guard your privacy.

Alerts via Text Message. To stop alerts Alerts via text message, text "STOP" to 96924 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts Alerts on your mobile phone, just visit the alerts Alerts tab in Bank First PremierBank Online BankingBanking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 96924. In case of questions please contact customer service at (000) -000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®® , U.S. Cellular®® , Verizon Wireless, MetroPCS. Alert Limitations. Bank First PremierBank provides alerts Alerts as a convenience to you for information purposes only. An alert Alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts Alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts Alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s) and other factors outside Bank FirstPremierBank’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank FirstPremierBank, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose. Alert Information. As alerts Alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts Alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts Alerts will be able to view the contents of these messages.