Common use of Annual Surplus as a Percentage of Total Clause in Contracts

Annual Surplus as a Percentage of Total. Income 3.3%* 4.6% 8.9% 12.1% 3.4% Annual Surplus / Total Income [(a)/(b) x 100] -0.3% 0.4% 21.0% (Note i) (Note ii) (Note iii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.615.5% 8.98.2% 12.115.5% 3.416.7% 5.7% Annual Surplus / Total Income [(a)/(b) x 100] -0.310.7% 0.422.0% 21.06.3% (Note i) (Note iii) (Note iiiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.67.1% 8.92.3% 12.19.6% 3.46.7% 7.6% 9.5% Annual Surplus / Total Income [(a)/(b) x 100] -0.35.0% 0.4% 21.03.9% (Note i) (Note ii) (Note iiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.66.9% 8.9-0.6% 12.15.3% 3.44.2% 5.8% Annual Surplus / Total Income [(a)/(b) x 100] -0.311.4% 0.47.9% 21.02.3% (Note i) (Note ii) (Note iiiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.67.1% 8.92.3% 12.19.6% 3.46.7% 7.6% 11.3% 23.7% 4.8% Annual Surplus / Total Income [(a)/(b) x 100] -0.3% 0.4% 21.0% (Note i) (Note ii) (Note iii)]

Annual Surplus as a Percentage of Total. Income 3.3%* 4.69.3% 3.2% 18.1% 8.9% 12.14.5% 3.410.8% Annual Surplus / Total Income [(a)/(b) x 100] -0.314.7% 0.4% 21.0% - (Note i) (Note ii) (Note iiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 9.0% 4.6% 8.97.7% 12.13.8% 3.40.5% 0.7% Annual Surplus / Total Income [(a)/(b) x 100] -0.30.1% 0.4% 21.00.3% (Note i) (Note ii) (Note iii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.69.3% 8.94.7% 12.17.8% 3.43.9% 0.5% 0.7% Annual Surplus / Total Income [(a)/(b) x 100] -0.30.1% 0.4% 21.00.3% (Note i) (Note ii) (Note iii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.67.2% 8.92.2% 12.18.5% 3.46.5% Annual Surplus / Total Income [(a)/(b) x 100] -0.33.0% 0.49.4% 21.04.8% 3.7% (Note i ) (Note i) (Note iii) (Note iiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.69.3% 3.2% 18.1% 8.9% 12.1% 3.44.5% Annual Surplus / Total Income [(a)/(b) x 100] -0.310.8% 0.41.5% 21.00.9% (Note i) (Note iiiii) (Note iii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.66.9% 8.9-0.6% 12.15.3% 3.44.2% 5.8% 11.4% Annual Surplus / Total Income [(a)/(b) x 100] -0.316.7% 0.4% 21.010.3% (Note i) (Note ii) (Note iiiiv)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.67.2% 8.92.2% 8.5% 6.5% 3.0% 12.1% 3.424.0% 4.8% Annual Surplus / Total Income [(a)/(b) x 100] -0.3% 0.4% 21.0% (Note i) (Note ii) (Note iii)]

Annual Surplus as a Percentage of Total. Income 3.3%* 4.68.5% 8.90.6% 12.16.5% 3.44.0% 5.9% Annual Surplus / Total Income [(a)/(b) x 100] -0.313.6% 0.410.1% 21.02.9% (Note i) (Note ii) (Note iiiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.69.3% 8.94.7% 12.17.8% 3.43.9% 0.1% Annual Surplus / Total Income [(a)/(b) x 100] -0.314.1% 0.44.1% 21.00.5% (Note i) (Note iii) (Note iiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.68.5% 8.90.6% 12.16.5% 3.44.0% 5.9% 13.6% Annual Surplus / Total Income [(a)/(b) x 100] -0.319.8% 0.4% 21.012.0% (Note i) (Note ii) (Note iiiiv)

Annual Surplus as a Percentage of Total. Income 3.3%* 4.615.5% 8.98.2% 12.115.5% 3.416.7% 10.7% 18.4% Annual Surplus / Total Income [(a)/(b) x 100] -0.322.8% 0.4% 21.0-1.8% (Note i) (Note ii) (Note iiii)

Annual Surplus as a Percentage of Total. Income 3.3%* 9.0% 4.6% 8.97.7% 12.13.8% 3.40.1% Annual Surplus / Total Income [(a)/(b) x 100] -0.313.0% 0.44.1% 21.00.6% (Note i) (Note iii) (Note iiii)