Common use of ANNUITY TABLES Clause in Contracts

ANNUITY TABLES. The following tables show the amount required to purchase a first monthly payment of $1.00. The tables are calculated using an Assumed Investment Rate of 3 1/2% per year for Variable Annuities and a mortality table constructed from the 1983 Table a. The amount applied to effect an annuity will be the Accumulation Value on the tenth date preceding the date the first payment is due. The amount of each payment will depend upon the Annuitant's age at the birthday nearest to the time the first payment is due. UITG-CB-585-96 QU1PXST9 10 DOLLAR AMOUNT REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 Options 1, 2 and 3 -- Single Life Annuities Monthly Payments Guaranteed -------------------------------------------------- Age None 60 120 180 Cash Refund 50 $233.36 $233.71 $234.82 $236.75 $240.70 51 229.87 230.25 231.45 233.54 237.65 52 226.30 226.72 228.01 230.29 234.54 53 222.65 223.10 224.51 226.98 231.36 54 218.93 219.41 220.93 223.62 228.12 55 215.11 215.64 217.28 220.22 224.82 56 211.21 211.78 213.57 216.77 221.45 57 207.23 207.84 209.79 213.28 218.02 58 203.15 203.81 205.94 209.76 214.53 59 198.98 199.70 202.03 206.21 210.96 60 194.73 195.51 198.06 202.64 207.33 61 190.38 191.24 194.04 199.05 203.63 62 185.95 186.90 189.97 195.47 199.85 63 181.45 182.50 185.86 191.89 195.99 64 176.88 178.03 181.73 188.35 192.18 65 172.25 173.52 177.57 184.84 188.25 66 167.56 168.95 173.41 181.39 184.24 67 162.81 164.34 169.24 178.00 180.31 68 158.01 159.70 165.09 174.70 176.25 69 153.16 155.01 160.95 171.49 172.11 70 148.26 150.30 156.85 168.40 168.10 71 143.31 145.57 152.79 165.44 163.94 72 138.33 140.83 148.81 162.62 159.70 73 133.32 136.10 144.91 159.98 155.66 74 128.31 131.39 141.11 157.51 151.45 75 123.30 126.73 137.44 155.22 147.15 Option 4 -- Joint and Last Survivor Annuity Younxxx Xxxxxxxxx: Number of Years Younger Than Older Annuitant Age of Older ----------------------------------------------------------------------------------------------- Annuitant 0 1 2 3 4 5 6 7 8 9 10 50 $256.95 $258.82 $260.70 $262.61 $264.53 $266.46 $268.39 $270.33 $272.26 $274.19 $276.10 51 253.87 255.79 257.73 259.69 261.67 263.66 265.66 267.66 269.65 271.64 273.61 52 250.69 252.67 254.67 256.69 258.73 260.78 262.84 264.90 266.96 269.00 271.04 53 247.42 249.45 251.52 253.60 255.70 257.81 259.93 262.06 264.18 266.29 268.39 54 244.06 246-15 248.27 250.41 252.58 254.75 256.94 259.13 261.31 263.49 265.66 55 240.59 242.75 244.93 247.14 249.36 251.60 253.85 256.11 258.36 260.61 262.85 56 237.03 239.25 241.49 243.76 246.05 248.36 250.68 253.00 255.32 257.64 259.94 57 233.37 235.64 237.95 240.29 242.65 245.02 247.41 249.80 252.19 254.57 256.95 58 229.60 231.94 234.31 236.72 239.14 241.59 244.04 246.50 248.96 251.42 253.87 59 225.73 228-13 230.57 233.04 235.54 238.05 240.58 243.11 245.64 248.17 250.70 60 221.75 224.22 226.72 229.26 231.83 234.41 237.01 239.62 242.23 244.83 247.43 61 217.66 220.19 222.77 225.38 228.02 230.68 233.35 236.03 238.71 241.39 244.07 62 213.47 216.07 218.71 221.39 224.10 226.83 229.58 232.34 235.10 237.86 240.61 63 209-17 211.84 214.55 217.30 220.08 222.89 225.71 228.55 231.39 234.23 237.05 64 204.78 207.50 210.28 213.10 215.96 218.84 221.74 224.66 227.57 230.49 233.40 65 200.28 203.07 205.91 208.80 211.73 214.69 217.67 220.66 223.66 226.66 229.65 66 195.69 198.54 201.45 204.40 207.40 210.43 213.49 216.57 219.65 222.73 225.80 67 191.01 193.92 196.89 199.91 202.98 206.08 209.22 212.37 215.53 218.70 221.86 68 186.24 189.21 192.24 195.33 198.46 201.64 204.84 208.07 211.32 214.56 217.81 69 181.38 184.41 187.50 190.65 193.85 197.10 200.38 203.68 207.00 210.33 213.66 70 176.44 179.52 182.68 185.89 189.16 192.47 195.82 199.20 202.60 206.01 209.42 71 171.42 174.55 177.77 181.04 184.37 187.75 191.17 194.62 198.10 201.59 205.08 72 166.33 169.51 172.78 176.11 179.51 182.95 186.44 189.96 193.51 197.07 200.65 73 161.17 164.40 167.71 171.10 174.56 178.07 181.63 185.22 188.83 192.47 196.12 74 155.97 159.22 162.58 166.02 169.53 173.11 176.73 180.39 184.08 187.79 191.51 75 150.73 154.01 157.39 160.87 164.44 168.07 171.75 175.48 179.24 183.02 186.82 UITG-CB-585-96 QU1PXSTA 11 Option 5 -- Payment for a Designated Period Years of Payment Years of Payment ---------------- ---------------- 3 $ 34.26 17 $154.56 4 44.90 18 161.29 5 55.19 19 167.50 6 65.15 20 173.91 7 74.74 21 179.86 8 84.03 22 185.53 9 93.02 23 190.84 10 101.73 24 196.46 11 110.01 25 201.61 12 118.20 26 206.61 13 125.94 27 211.42 14 133.51 28 215.98 15 140.85 29 220.75 16 147.93 30 224.72 FREQUENCY OF PAYMENTS. Annuity payments under this Contract will be made monthly. If such payments would amount to less than $25 each, VALIC reserves the right to make less frequent payments. If at any time the annual rate of payment to any payee is less than $100, VALIC may make a lump sum payment of the remaining annuity value to the payee.

ANNUITY TABLES. The following tables show the amount required to purchase a first monthly payment of $1.00. The tables Tables A, B, and C are calculated using an Assumed Investment Rate Rates of 3 1/2%, 4 1/2%, and 5% per year year, respectively, for Variable Annuities and a mortality table constructed from the 1983 Table a. The amount applied to effect an annuity will be the Accumulation Value on the tenth date preceding the date the first payment is due. The amount of each payment will depend upon the Annuitant's age at the birthday nearest to the time the first payment is due. UITG-CB-585The table used will depend upon the Assumed Investment Rate selected by the Annuitant. UIT-585-96 QU1PXST9 QU1IXST9 10 TABLE A DOLLAR AMOUNT REQUIRED TO PURCHASE AN A VARIABLE ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 AT AN ASSUMED INVESTMENT RATE OF 3 1/2% Options 1, 2 and 3 -- Single Life Annuities Monthly Payments Guaranteed -------------------------------------------------- -------------------------------------- Age None 60 120 180 Cash Refund 50 $233.36 $233.71 $234.82 $236.75 $240.70 51 229.87 230.25 231.45 233.54 237.65 52 226.30 226.72 228.01 230.29 234.54 53 222.65 223.10 224.51 226.98 231.36 54 218.93 219.41 220.93 223.62 228.12 55 215.11 215.64 217.28 220.22 224.82 56 211.21 211.78 213.57 216.77 221.45 57 207.23 207.84 209.79 213.28 218.02 58 203.15 203.81 205.94 209.76 214.53 59 198.98 199.70 202.03 206.21 210.96 60 194.73 195.51 198.06 202.64 207.33 61 190.38 191.24 194.04 199.05 203.63 62 185.95 186.90 189.97 195.47 199.85 63 181.45 182.50 185.86 191.89 195.99 64 176.88 178.03 181.73 188.35 192.18 65 172.25 173.52 177.57 184.84 188.25 66 167.56 168.95 173.41 181.39 184.24 67 162.81 164.34 169.24 178.00 180.31 68 158.01 159.70 165.09 174.70 176.25 69 153.16 155.01 160.95 171.49 172.11 70 148.26 150.30 156.85 168.40 168.10 71 143.31 145.57 152.79 165.44 163.94 72 138.33 140.83 148.81 162.62 159.70 73 133.32 136.10 144.91 159.98 155.66 74 128.31 131.39 141.11 157.51 151.45 75 123.30 126.73 137.44 155.22 147.15 Option 4 -- Joint and Last Survivor Annuity Younxxx Xxxxxxxxx: Number of Years Younger Than Older Annuitant Age of Older ----------------------------------------------------------------------------------------------- Annuitant 0 1 2 3 4 5 6 7 8 9 10 50 $256.95 $258.82 $260.70 $262.61 $264.53 $266.46 $268.39 $270.33 $272.26 $274.19 $276.10 51 253.87 255.79 257.73 259.69 261.67 263.66 265.66 267.66 269.65 271.64 273.61 52 250.69 252.67 254.67 256.69 258.73 260.78 262.84 264.90 266.96 269.00 271.04 53 247.42 249.45 251.52 253.60 255.70 257.81 259.93 262.06 264.18 266.29 268.39 54 244.06 246-15 248.27 250.41 252.58 254.75 256.94 259.13 261.31 263.49 265.66 55 240.59 242.75 244.93 247.14 249.36 251.60 253.85 256.11 258.36 260.61 262.85 56 237.03 239.25 241.49 243.76 246.05 248.36 250.68 253.00 255.32 257.64 259.94 57 233.37 235.64 237.95 240.29 242.65 245.02 247.41 249.80 252.19 254.57 256.95 58 229.60 231.94 234.31 236.72 239.14 241.59 244.04 246.50 248.96 251.42 253.87 59 225.73 228-13 230.57 233.04 235.54 238.05 240.58 243.11 245.64 248.17 250.70 60 221.75 224.22 226.72 229.26 231.83 234.41 237.01 239.62 242.23 244.83 247.43 61 217.66 220.19 222.77 225.38 228.02 230.68 233.35 236.03 238.71 241.39 244.07 62 213.47 216.07 218.71 221.39 224.10 226.83 229.58 232.34 235.10 237.86 240.61 63 209-17 211.84 214.55 217.30 220.08 222.89 225.71 228.55 231.39 234.23 237.05 64 204.78 207.50 210.28 213.10 215.96 218.84 221.74 224.66 227.57 230.49 233.40 65 200.28 203.07 205.91 208.80 211.73 214.69 217.67 220.66 223.66 226.66 229.65 66 195.69 198.54 201.45 204.40 207.40 210.43 213.49 216.57 219.65 222.73 225.80 67 191.01 193.92 196.89 199.91 202.98 206.08 209.22 212.37 215.53 218.70 221.86 68 186.24 189.21 192.24 195.33 198.46 201.64 204.84 208.07 211.32 214.56 217.81 69 181.38 184.41 187.50 190.65 193.85 197.10 200.38 203.68 207.00 210.33 213.66 70 176.44 179.52 182.68 185.89 189.16 192.47 195.82 199.20 202.60 206.01 209.42 71 171.42 174.55 177.77 181.04 184.37 187.75 191.17 194.62 198.10 201.59 205.08 72 166.33 169.51 172.78 176.11 179.51 182.95 186.44 189.96 193.51 197.07 200.65 73 161.17 164.40 167.71 171.10 174.56 178.07 181.63 185.22 188.83 192.47 196.12 74 155.97 159.22 162.58 166.02 169.53 173.11 176.73 180.39 184.08 187.79 191.51 75 150.73 154.01 157.39 160.87 164.44 168.07 171.75 175.48 179.24 183.02 186.82 UITG-CB-585-96 QU1PXSTA 11 Option 5 -- Payment for a Designated Period Years of Payment Years of Payment ---------------- ---------------- 3 $ 34.26 17 $154.56 4 44.90 18 161.29 5 55.19 19 167.50 6 65.15 20 173.91 7 74.74 21 179.86 8 84.03 22 185.53 9 93.02 23 190.84 10 101.73 24 196.46 11 110.01 25 201.61 12 118.20 26 206.61 13 125.94 27 211.42 14 133.51 28 215.98 15 140.85 29 220.75 16 147.93 30 224.72 FREQUENCY OF PAYMENTS. Annuity payments under this Contract will be made monthly. If such payments would amount to less than $25 each, VALIC reserves the right to make less frequent payments. If at any time the annual rate of payment to any payee is less than $100, VALIC may make a lump sum payment of the remaining annuity value to the payee.Life Annuity

ANNUITY TABLES. The following tables show the amount required to purchase a first monthly payment of $1.00. The tables Tables are calculated using an Assumed Investment Rate based on the Progressive Annuity Table with interest at the rate of 3 1/2% per year for Variable Annuities and a mortality table constructed from assume births in the 1983 Table a. year 1900. The amount applied to effect an annuity will be the Accumulation Value on the tenth date day immediately preceding the date the first payment is due. The amount of each payment will depend upon the Annuitant's sex and the Annuitant's adjusted age at the birthday nearest to the time the first payment is due. UITG-CB-585-96 QU1PXST9 10 DOLLAR AMOUNT REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 Adjusted age shall be determined in accordance with the following: Actual Age, as used above, shall mean the age at the nearest birthday at the time the first payment is due. Options 1, 2 and 2, AND 3 -- Single Life Annuities Adjusted Age Monthly Payments Guaranteed -------------------------------------------------- Age ------------ ----------------------------------- ----------- Male Female None 60 120 180 Cash Unit Refund 50 54 $233.36 210.85 $233.71 211.36 $234.82 213.06 $236.75 216.23 $240.70 220.90 51 229.87 230.25 231.45 233.54 237.65 55 206.73 207.30 209.18 212.68 217.38 52 226.30 226.72 228.01 230.29 234.54 56 202.54 203.17 205.26 209.12 213.91 53 222.65 223.10 224.51 226.98 231.36 57 198.27 198.97 201.28 205.55 210.30 54 218.93 219.41 220.93 223.62 228.12 58 193.93 194.70 197.26 201.96 206.62 55 215.11 215.64 217.28 220.22 224.82 59 189.51 190.37 193.20 198.39 202.99 56 211.21 211.78 213.57 216.77 221.45 60 185.03 185.98 189.11 194.82 199.23 57 207.23 207.84 209.79 213.28 218.02 61 180.48 181.54 185.00 191.28 195.40 58 203.15 203.81 205.94 209.76 214.53 82 175.87 177.04 180.87 187.77 191.64 59 198.98 199.70 202.03 206.21 210.96 63 171.21 172.50 176.73 184.31 187.75 60 194.73 195.51 198.06 202.64 207.33 64 166.49 167.93 172.59 180.91 183.78 61 190.38 191.24 194.04 199.05 203.63 65 161.73 163.32 168.47 177.58 179.90 62 185.95 186.90 189.97 195.47 199.85 66 156.93 158.69 164.37 174.34 175.90 63 181.45 182.50 185.86 191.89 195.99 67 152.09 154.05 160.30 171.19 171.81 64 176.88 178.03 181.73 188.35 192.18 68 147.23 149.40 156.28 168.16 167.86 65 172.25 173.52 177.57 184.84 188.25 69 142.35 144.75 152.31 165.25 163.76 66 167.56 168.95 173.41 181.39 184.24 70 137.46 140.11 148.42 162.48 159.58 67 162.81 164.34 169.24 178.00 180.31 71 132.57 135.50 144.62 159.86 155.59 68 158.01 159.70 165.09 174.70 176.25 72 127.67 130.91 140.92 157.40 151.42 69 153.16 155.01 160.95 171.49 172.11 73 122.79 126.37 137.32 155.12 147.16 70 148.26 150.30 156.85 168.40 168.10 74 117.93 121.89 133.86 153.01 143.19 71 143.31 145.57 152.79 165.44 163.94 75 113.11 117.47 130.54 151.09 138.97 72 138.33 140.83 148.81 162.62 159.70 76 108.32 113.13 127.37 149.36 134.66 73 133.32 136.10 144.91 159.98 155.66 77 103.57 108.88 124.37 147.82 130.74 74 128.31 131.39 141.11 157.51 151.45 78 98.89 104.73 121.55 146.46 126.52 75 123.30 126.73 137.44 155.22 147.15 Option 4 -- Joint and Last Survivor Annuity Younxxx Xxxxxxxxx: Number of Years Younger Than Older Annuitant Age of Older ----------------------------------------------------------------------------------------------- Annuitant 0 1 2 3 4 5 6 7 8 9 10 50 $256.95 $258.82 $260.70 $262.61 $264.53 $266.46 $268.39 $270.33 $272.26 $274.19 $276.10 51 253.87 255.79 257.73 259.69 261.67 263.66 265.66 267.66 269.65 271.64 273.61 52 250.69 252.67 254.67 256.69 258.73 260.78 262.84 264.90 266.96 269.00 271.04 53 247.42 249.45 251.52 253.60 255.70 257.81 259.93 262.06 264.18 266.29 268.39 54 244.06 246-15 248.27 250.41 252.58 254.75 256.94 259.13 261.31 263.49 265.66 55 240.59 242.75 244.93 247.14 249.36 251.60 253.85 256.11 258.36 260.61 262.85 56 237.03 239.25 241.49 243.76 246.05 248.36 250.68 253.00 255.32 257.64 259.94 57 233.37 235.64 237.95 240.29 242.65 245.02 247.41 249.80 252.19 254.57 256.95 58 229.60 231.94 234.31 236.72 239.14 241.59 244.04 246.50 248.96 251.42 253.87 59 225.73 228-13 230.57 233.04 235.54 238.05 240.58 243.11 245.64 248.17 250.70 60 221.75 224.22 226.72 229.26 231.83 234.41 237.01 239.62 242.23 244.83 247.43 61 217.66 220.19 222.77 225.38 228.02 230.68 233.35 236.03 238.71 241.39 244.07 62 213.47 216.07 218.71 221.39 224.10 226.83 229.58 232.34 235.10 237.86 240.61 63 209-17 211.84 214.55 217.30 220.08 222.89 225.71 228.55 231.39 234.23 237.05 64 204.78 207.50 210.28 213.10 215.96 218.84 221.74 224.66 227.57 230.49 233.40 65 200.28 203.07 205.91 208.80 211.73 214.69 217.67 220.66 223.66 226.66 229.65 66 195.69 198.54 201.45 204.40 207.40 210.43 213.49 216.57 219.65 222.73 225.80 67 191.01 193.92 196.89 199.91 202.98 206.08 209.22 212.37 215.53 218.70 221.86 68 186.24 189.21 192.24 195.33 198.46 201.64 204.84 208.07 211.32 214.56 217.81 69 181.38 184.41 187.50 190.65 193.85 197.10 200.38 203.68 207.00 210.33 213.66 70 176.44 179.52 182.68 185.89 189.16 192.47 195.82 199.20 202.60 206.01 209.42 71 171.42 174.55 177.77 181.04 184.37 187.75 191.17 194.62 198.10 201.59 205.08 72 166.33 169.51 172.78 176.11 179.51 182.95 186.44 189.96 193.51 197.07 200.65 73 161.17 164.40 167.71 171.10 174.56 178.07 181.63 185.22 188.83 192.47 196.12 74 155.97 159.22 162.58 166.02 169.53 173.11 176.73 180.39 184.08 187.79 191.51 75 150.73 154.01 157.39 160.87 164.44 168.07 171.75 175.48 179.24 183.02 186.82 UITG-CB-585-96 QU1PXSTA 11 Option 5 -- Payment for a Designated Period Years of Payment Years of Payment ---------------- ---------------- 3 $ 34.26 17 $154.56 4 44.90 18 161.29 5 55.19 19 167.50 6 65.15 20 173.91 7 74.74 21 179.86 8 84.03 22 185.53 9 93.02 23 190.84 10 101.73 24 196.46 11 110.01 25 201.61 12 118.20 26 206.61 13 125.94 27 211.42 14 133.51 28 215.98 15 140.85 29 220.75 16 147.93 30 224.72 FREQUENCY OF PAYMENTS. Annuity payments under this Contract will be made monthly. If such payments would amount to less than $25 each, VALIC reserves the right to make less frequent payments. If at any time the annual rate of payment to any payee is less than $100, VALIC may make a lump sum payment of the remaining annuity value to the payee.79 94.27 100.69 118.92 145.29 122.18

ANNUITY TABLES. The following tables show the amount required to purchase a first monthly payment of $1.00. The tables are calculated using an Assumed Investment Rate of 3 1/2% per year for Variable Annuities and a mortality table constructed from the 1983 Table a. The amount applied to effect an annuity will be the Accumulation Value on the tenth date preceding the date the first payment is due. The amount of each payment will depend upon the Annuitant's age at the birthday nearest to the time the first payment is due. UITG-CB-585-96 QU1PXST9 10 DOLLAR AMOUNT REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 Options 1, 2 and 3 -- Single Life Annuities Monthly Payments Guaranteed -------------------------------------------------- Age None 60 120 180 Cash Refund 50 $233.36 $233.71 $234.82 $236.75 $240.70 51 229.87 230.25 231.45 233.54 237.65 52 226.30 226.72 228.01 230.29 234.54 53 222.65 223.10 224.51 226.98 231.36 54 218.93 219.41 220.93 223.62 228.12 55 215.11 215.64 217.28 220.22 224.82 56 211.21 211.78 213.57 216.77 221.45 57 207.23 207.84 209.79 213.28 218.02 58 203.15 203.81 205.94 209.76 214.53 59 198.98 199.70 202.03 206.21 210.96 60 194.73 195.51 198.06 202.64 207.33 61 190.38 191.24 194.04 199.05 203.63 62 185.95 186.90 189.97 195.47 199.85 63 181.45 182.50 185.86 191.89 195.99 64 176.88 178.03 181.73 188.35 192.18 65 172.25 173.52 177.57 184.84 188.25 66 167.56 168.95 173.41 181.39 184.24 67 162.81 164.34 169.24 178.00 180.31 68 158.01 159.70 165.09 174.70 176.25 69 153.16 155.01 160.95 171.49 172.11 70 148.26 150.30 156.85 168.40 168.10 71 143.31 145.57 152.79 165.44 163.94 72 138.33 140.83 148.81 162.62 159.70 73 133.32 136.10 144.91 159.98 155.66 74 128.31 131.39 141.11 157.51 151.45 75 123.30 126.73 137.44 155.22 147.15 Option 4 -- Joint and Last Survivor Annuity Younxxx Xxxxxxxxx: Number of Years Younger Than Older Annuitant Age of Older ----------------------------------------------------------------------------------------------- Annuitant 0 1 2 3 4 5 6 7 8 9 10 50 $256.95 $258.82 $260.70 $262.61 $264.53 $266.46 $268.39 $270.33 $272.26 $274.19 $276.10 51 253.87 255.79 257.73 259.69 261.67 263.66 265.66 267.66 269.65 271.64 273.61 52 250.69 252.67 254.67 256.69 258.73 260.78 262.84 264.90 266.96 269.00 271.04 53 247.42 249.45 251.52 253.60 255.70 257.81 259.93 262.06 264.18 266.29 268.39 54 244.06 246-15 246.15 248.27 250.41 252.58 254.75 256.94 259.13 261.31 263.49 265.66 55 240.59 242.75 244.93 247.14 249.36 251.60 253.85 256.11 258.36 260.61 262.85 56 237.03 239.25 241.49 243.76 246.05 248.36 250.68 253.00 255.32 257.64 259.94 57 233.37 235.64 237.95 240.29 242.65 245.02 247.41 249.80 252.19 254.57 256.95 58 229.60 231.94 234.31 236.72 239.14 241.59 244.04 246.50 248.96 251.42 253.87 59 225.73 228-13 228.13 230.57 233.04 235.54 238.05 240.58 243.11 245.64 248.17 250.70 60 221.75 224.22 226.72 229.26 231.83 234.41 237.01 239.62 242.23 244.83 247.43 61 217.66 220.19 222.77 225.38 228.02 230.68 233.35 236.03 238.71 241.39 244.07 62 213.47 216.07 218.71 221.39 224.10 226.83 229.58 232.34 235.10 237.86 240.61 63 209-17 211.84 214.55 217.30 220.08 222.89 225.71 228.55 231.39 234.23 237.05 64 204.78 207.50 210.28 213.10 215.96 218.84 221.74 224.66 227.57 230.49 233.40 65 200.28 203.07 205.91 208.80 211.73 214.69 217.67 220.66 223.66 226.66 229.65 66 195.69 198.54 201.45 204.40 207.40 210.43 213.49 216.57 219.65 222.73 225.80 67 191.01 193.92 196.89 199.91 202.98 206.08 209.22 212.37 215.53 218.70 221.86 68 186.24 189.21 192.24 195.33 198.46 201.64 204.84 208.07 211.32 214.56 217.81 69 181.38 184.41 187.50 190.65 193.85 197.10 200.38 203.68 207.00 210.33 213.66 70 176.44 179.52 182.68 185.89 189.16 192.47 195.82 199.20 202.60 206.01 209.42 71 171.42 174.55 177.77 181.04 184.37 187.75 191.17 194.62 198.10 201.59 205.08 72 166.33 169.51 172.78 176.11 179.51 182.95 186.44 189.96 193.51 197.07 200.65 73 161.17 164.40 167.71 171.10 174.56 178.07 181.63 185.22 188.83 192.47 196.12 74 155.97 159.22 162.58 166.02 169.53 173.11 176.73 180.39 184.08 187.79 191.51 75 150.73 154.01 157.39 160.87 164.44 168.07 171.75 175.48 179.24 183.02 186.82 UITG-CB-585-96 QU1PXSTA 11 Option 5 -- Payment for a Designated Period Years of Payment Years of Payment ---------------- ---------------- 3 $ 34.26 17 $154.56 4 44.90 18 161.29 5 55.19 19 167.50 6 65.15 20 173.91 7 74.74 21 179.86 8 84.03 22 185.53 9 93.02 23 190.84 10 101.73 24 196.46 11 110.01 25 201.61 12 118.20 26 206.61 13 125.94 27 211.42 14 133.51 28 215.98 15 140.85 29 220.75 16 147.93 30 224.72 FREQUENCY OF PAYMENTS. Annuity payments under this Contract will be made monthly. If such payments would amount to less than $25 each, VALIC reserves the right to make less frequent payments. If at any time the annual rate of payment to any payee is less than $100, VALIC may make a lump sum payment of the remaining annuity value to the payee.