Common use of Applicable Terms, Disclosures and Risk Disclosures Clause in Contracts

Applicable Terms, Disclosures and Risk Disclosures. 1.2.1 The terms and conditions comprised in the main body of this Customer Agreement are supplemented by the Schedules hereto. The Schedules shall be read together with and shall form an integral part of this Customer Agreement. The terms and conditions in each of the Schedules shall apply if stated therein to be applicable to the relevant Account, Order, Transaction or Service. Accordingly, all references to “Customer Agreement” herein shall be deemed to be a reference to all the terms and conditions comprised in the main body of this Customer Agreement and each of the Schedules as applicable. In the event of any conflict or inconsistency between the terms of this Customer Agreement and any additional or specific terms set out in the Schedules in respect of the relevant Account, Transaction or Service, the latter shall prevail but only to extent of such conflict or inconsistency. 1.2.2 The terms and conditions of this Customer Agreement must be read together with the terms and conditions appearing on the Application, confirmation notes relating to Transactions and statements of account. All of the foregoing may from time to time be amended, supplemented or replaced from time to time by SFP. All of the foregoing shall together govern the relationship between SFP and the Customer. 1.2.3 By completing the Application, agreeing to open an Account, maintaining or operating an Account, issuing any Order, entering into any Transaction or acquiring or using any Service from, with or through SFP: (a) the Customer acknowledges to SFP that the Customer has received, read and understood this Customer Agreement and all its contents; (b) the Customer acknowledges and accepts the risks and other matters disclosed in this Customer Agreement (including Clause 1.19 and Annexes A and B); and (c) the Customer agrees to, and undertakes to be bound by, this Customer Agreement as applicable to the Account, Order, Transaction, and Service acquired or used. 1.2.4 The Customer’s acknowledgements, acceptance, agreements and undertakings in Clause 1.2.3 shall be conditions precedent to SFP’s performance of its obligations under this Customer Agreement.

Applicable Terms, Disclosures and Risk Disclosures. 1.2.1 The terms and conditions comprised in the main body of this Customer Client Agreement are supplemented by the Schedules Schedule hereto. The Schedules Schedule shall be read together with with, and shall form an integral part of this Customer Client Agreement. The terms and conditions in each Part of the Schedules Schedule shall apply if stated therein to be applicable to the relevant Account, Order, Transaction or Service. Accordingly, all references to “Customer Client Agreement” herein shall be deemed to be a reference to all the terms and conditions comprised in the main body of this Customer Client Agreement and each Part of the Schedules Schedule as applicable. In the event of any conflict or inconsistency between the terms of this Customer Agreement and any additional or specific terms set out in the Schedules in respect of the relevant Account, Transaction or Service, the latter shall prevail but only to extent of such conflict or inconsistency. 1.2.2 The terms and conditions of this Customer Client Agreement must be read together with the terms and conditions appearing on the Application, UOBBF's CAR and/or CKA documentation, confirmation notes relating to Transactions and statements of account. All of the foregoing may from time to time be amended, supplemented or replaced from time to time by SFPUOBBF. All of the foregoing shall together govern the relationship between SFP UOBBF and the Customer. 1.2.3 By completing the Application, agreeing to open an Account, maintaining or operating an Account, issuing any Order, entering into any Transaction or acquiring or using any Service from, with or through SFPUOBBF: (a) the Customer acknowledges to SFP UOBBF that the Customer has received, read and understood this Customer Client Agreement and all its contents; (b) the Customer acknowledges and accepts the risks and other matters disclosed in this Customer Client Agreement (including Clause 1.19 and Annexes A and Bthe Schedule); and (c) the Customer agrees to, and undertakes to be bound by, this Customer Client Agreement as applicable to the Account, Order, Transaction, and Service acquired or used. 1.2.4 The Customer’s acknowledgements, acceptance, agreements and undertakings in Clause 1.2.3 shall be conditions precedent to SFPUOBBF’s performance of its obligations under this Customer Client Agreement.

Applicable Terms, Disclosures and Risk Disclosures. 1.2.1 The terms and conditions comprised in the main body of this Customer Client Agreement are supplemented by the Schedules Schedule hereto. The Schedules Schedule shall be read together with with, and shall form an integral part of this Customer Client Agreement. The terms and conditions in each Part of the Schedules Schedule shall apply if stated therein to be applicable to the relevant Account, Order, Transaction or Service. Accordingly, all references to “Customer Client Agreement” herein shall be deemed to be a reference to all the terms and conditions comprised in the main body of this Customer Client Agreement and each Part of the Schedules Schedule as applicable. In the event of any conflict or inconsistency between the terms of this Customer Agreement and any additional or specific terms set out in the Schedules in respect of the relevant Account, Transaction or Service, the latter shall prevail but only to extent of such conflict or inconsistency. 1.2.2 The terms and conditions of this Customer Client Agreement must be read together with the terms and conditions appearing on the Application, confirmation notes relating to Transactions and statements of account. All of the foregoing may from time to time be amended, supplemented or replaced from time to time by SFPUOB. All of the foregoing shall together govern the relationship between SFP UOB and the Customer. 1.2.3 By completing the Application, agreeing to open an Account, maintaining or operating an Account, issuing any Order, entering into any Transaction or acquiring or using any Service from, with or through SFPUOB: (a) the Customer acknowledges to SFP UOB that the Customer has received, read and understood this Customer Client Agreement and all its contents; (b) the Customer acknowledges and accepts the risks and other matters disclosed in this Customer Client Agreement (including Clause 1.19 1.18 and Annexes A and Bthe Schedule); and (c) the Customer agrees to, and undertakes to be bound by, this Customer Client Agreement as applicable to the Account, Order, Transaction, and Service acquired or used. 1.2.4 The Customer’s acknowledgements, acceptance, agreements and undertakings in Clause 1.2.3 shall be conditions precedent to SFPUOB’s performance of its obligations under this Customer Client Agreement.

Applicable Terms, Disclosures and Risk Disclosures. 1.2.1 The terms and conditions comprised in the main body of this Customer Agreement are supplemented by the Schedules hereto. The Schedules shall be read together with and shall form an integral part of this Customer Agreement. The terms and conditions in each of the Schedules shall apply if stated therein to be applicable to the relevant Account, Order, Transaction or Service. Accordingly, all references to “Customer Agreement” herein shall be deemed to be a reference to all the terms and conditions comprised in the main body of this Customer Agreement and each of the Schedules as applicable. In the event of any conflict or inconsistency between the terms of this Customer Agreement and any additional or specific terms set out in the Schedules in respect of the relevant Account, Transaction or Service, the latter shall prevail but only to extent of such conflict or inconsistency. 1.2.2 The terms and conditions of this Customer Agreement must be read together with the terms and conditions appearing on the Application, confirmation notes relating to Transactions and statements of account. All of the foregoing may from time to time be amended, supplemented or replaced from time to time by SFPIFPL. All of the foregoing shall together govern the relationship between SFP IFPL and the Customer. 1.2.3 By completing the Application, agreeing to open an Account, maintaining or operating an Account, issuing any Order, entering into any Transaction or acquiring or using any Service from, with or through SFPIFPL: (a) the Customer acknowledges to SFP IFPL that the Customer has received, read and understood this Customer Agreement and all its contents; (b) the Customer acknowledges to IFPL that it is an “accredited investor”, an “expert investor” or an “institutional investor” within the meaning prescribed under the SFA; (c) where the Customer has been assessed to be an “accredited investor”, the Customer acknowledges and consents to being treated as such for the (d) the Customer acknowledges and accepts the risks and other matters disclosed in this Customer Agreement (including Clause 1.19 and Annexes A and Bthe Schedule); and (ce) the Customer agrees to, and undertakes to be bound by, this Customer Agreement as applicable to the Account, Order, Transaction, and Service acquired or used. 1.2.4 The Customer’s acknowledgements, acceptance, agreements and undertakings in Clause 1.2.3 shall be conditions precedent to SFPIFPL’s performance of its obligations under this Customer Agreement.