Common use of Assessment, Development and Approval of Programs Clause in Contracts

Assessment, Development and Approval of Programs. (a) Bank shall work closely with Program Manager to develop Programs that meet Bank’s strategic objectives and customer goals. Any Programs proposed by Program Manager shall be reviewed and assessed by Bank, and shall be promptly approved or declined in Bank’s sole discretion. Bank shall work diligently with Program Manager to implement any approved Programs. (b) Subject to Applicable Law, including applicable Regulatory Authority restrictions, and the sole discretion of Bank, Bank will use commercially reasonable efforts to support such products and features proposed by Program Manager and approved by Bank with respect to the Program, including, without limitation, a savings program for the Cardholders. *** Confidential Treatment Requested

Assessment, Development and Approval of Programs. (a) Bank shall work closely with Program Manager to develop Programs that meet Bank’s strategic objectives and customer goals. Any Programs proposed by Program Manager shall be reviewed *** Confidential Treatment Requested and assessed by Bank, and shall be promptly approved or declined in Bank’s sole discretion. Bank shall work diligently with Program Manager to implement any approved Programs. (b) Subject to Applicable Law, including applicable Regulatory Authority restrictions, and the sole discretion of Bank, Bank will use commercially reasonable efforts to support such products and features proposed by Program Manager and approved by Bank with respect to the any Program, including, without limitation, a savings program for the Cardholders. *** Confidential Treatment Requestedconvenience check functionality.