Common use of Authorizations; Limits on Your Use of Your Card and Account Clause in Contracts

Authorizations; Limits on Your Use of Your Card and Account. We don't guarantee approval of transactions. We reserve the right to deny transactions for any reason, such as Account default, suspected fraudulent or unlawful activity, internet gambling, or any indication of increased risk related to the transaction. We may impose limits on the amount, type, or frequency of transactions you can make using your Card. We may prohibit your use of the Card at certain types of merchants, such as internet gambling businesses. You may not use your Card to purchase cash-like or gambling-related products, such as casino chips, lottery tickets, money orders, or foreign currency. We are neither responsible for any losses you may incur if we do not authorize a transaction, nor are we responsible or liable if you engage in an illegal transaction. If you make a transaction prohibited by this Card Agreement, you must repay us in full, plus applicable interest and fees. When you use your Card or Account to initiate a transaction at certain merchant locations, such as hotels, restaurants, gas stations, and rental car companies, where the final Purchase amount is unknown at the time of authorization, a hold may be placed on the available funds in the Account for an amount equal to or in excess of the final transaction amount. The funds subject to the hold will reduce your Available Credit and not be available to you for any other purpose until the merchant sends us the final transaction amount and we remove the hold. Once we receive the final transaction amount, it may take several days for the hold to be removed. During that period, you will not have access to the funds subject to the hold. Please be advised that you may experience difficulties using a Card at unattended vending machines, kiosks, and gas station pumps. If a Card is declined at a “pay at the pump” gas station even though you have sufficient funds available, you should pay for the transaction inside with the cashier. If you give your Card information to a merchant to bill your Account for recurring payments, or to keep it on file for future Purchases or payments, and your Card number, expiration date, or security code changes, or if your Account is closed, you should notify the merchant of your new Card information. You should also notify the merchant if you want to discontinue these transactions. You are responsible for reinstating any recurring Purchases or payments.

Authorizations; Limits on Your Use of Your Card and Account. We don't guarantee approval of transactions. We reserve the right to deny transactions for any reason, such as Account default, suspected fraudulent or unlawful activity, internet gambling, or any indication of increased risk related to the transaction. We may impose limits on the amount, type, or frequency of transactions you can make using your Card. We may prohibit your use of the Card at certain types of merchants, such as internet gambling businesses. You may not use your Card to purchase cash-like or gambling-related products, such as casino chips, lottery tickets, money orders, or foreign currency. We are neither responsible for any losses you may incur if we do not authorize a transaction, nor are we responsible or liable if you engage in an illegal transaction. If you make a transaction prohibited by this Card Agreement, you must repay us in full, plus applicable interest and fees. When you use your Card or Account to initiate a transaction at certain merchant locations, such as hotels, restaurants, gas stations, and rental car companies, where the final Purchase amount is unknown at the time of authorization, a hold may be placed on the available funds in the Account for an amount equal to or in excess of the final transaction amount. The funds subject to the hold will reduce your Available Credit and not be available to you for any other purpose until the merchant sends us the final transaction amount and we remove the hold. Once we receive the final transaction amount, it may take several days for the hold to be removed. During that period, you will not have access to the funds subject to the hold. Please be advised that you may experience difficulties using a Card at unattended vending machines, kiosks, and gas station pumps. If a Card is declined at a “pay at the pump” gas station even though you have sufficient funds available, you should pay for the transaction Purchase inside with the cashier. If you give your Card information to a merchant to bill xxxx your Account for recurring payments, or to keep it on file for future Purchases or payments, and your Card number, expiration date, or security code changes, or if your Account is closed, you should notify the merchant of your new Card information. You should also notify the merchant if you want to discontinue these transactions. You are responsible for reinstating any recurring Purchases or payments.