Common use of AUTOMATIC ACCEPTANCE LIMIT Clause in Contracts

AUTOMATIC ACCEPTANCE LIMIT. For any policy to be reinsured under automatic reinsurance, the face amount will not exceed the automatic issue limits shown in the following tables: US/Canadian Residents – No Foreign Travel – Non-Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 70,000,000 $ 65,000,000 $ 43,000,000 66 – 70 $ 57,000,000 $ 52,000,000 $ 33,000,000 71 – 75 $ 43,000,000 $ 40,000,000 $ 22,000,000 76 – 77 $ 25,000,000 $ 22,000,000 $ 15,000,000 78 – 80 $ 21,000,000 $ 18,000,000 $ 11,000,000 81 – 85 $ 13,000,000 $ 11,000,000 None 86 – 90 $ 5,050,000 $ 4,050,000 None US/Canadian Residents – No Foreign Travel – Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 60,000,000 $ 60,000,000 $ 43,000,000 66 – 70 $ 47,000,000 $ 47,000,000 $ 32,000,000 71 – 75 $ 38,000,000 $ 38,000,000 $ 22,000,000 76 – 77 $ 22,000,000 $ 22,000,000 $ 14,000,000 78 – 80 $ 18,000,000 $ 18,000,000 $ 10,000,000 81 – 85 $ 11,000,000 $ 10,000,000 None 86 – 90 $ 4,050,000 $ 3,050,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F - H Ages: 0 – 70 $ 6,666,000 $ 5,000,000 None 71 – 75 $ 5,000,000 $ 3,333,000 None 76 – 90 None None None Non US/Canadian Residents Pref. Best – Class C Class D - E Class F – H Ages: 0 - 70 $ 20,000,000 $ 15,000,000 None 71 - 75 $ 15,000,000 $ 10,000,000 None

AUTOMATIC ACCEPTANCE LIMIT. For any policy to be reinsured under automatic reinsurance, the face amount will not exceed the automatic issue limits shown in the following tables: US/Canadian Residents – No Foreign Travel – Non-Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 70,000,000 $ $65,000,000 $ 43,000,000 $65,000,000 $46,400,000 66 – 70 $ 57,000,000 $ 52,000,000 $ 33,000,000 $60,900,000 $55,900,000 $35,400,000 71 – 75 $ 43,000,000 $ 40,000,000 $ 22,000,000 $46,400,000 $43,400,000 $23,400,000 76 – 77 $ 25,000,000 $ 22,000,000 $ 15,000,000 $26,400,000 $23,400,000 $15,900,000 78 – 80 $ 21,000,000 $ 18,000,000 $ 11,000,000 $21,900,000 $18,900,000 $11,400,000 81 – 85 $ 13,000,000 $ 11,000,000 $13,400,000 $11,400,000 None 86 – 90 $ 5,050,000 $ 4,050,000 $5,250,000 $4,250,000 None US/Canadian Residents – No Foreign Travel – Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 60,000,000 $ 60,000,000 $ 43,000,000 $64,900,000 $64,900,000 $46,400,000 66 – 70 $ 47,000,000 $ 47,000,000 $ 32,000,000 $50,900,000 $50,900,000 $34,400,000 71 – 75 $ 38,000,000 $ 38,000,000 $ 22,000,000 $41,400,000 $41,400,000 $23,400,000 76 – 77 $ 22,000,000 $ 22,000,000 $ 14,000,000 $23,400,000 $23,400,000 $14,900,000 78 – 80 $ 18,000,000 $ 18,000,000 $ 10,000,000 $18,900,000 $18,900,000 $10,400,000 81 – 85 $ 11,000,000 $ 10,000,000 $11,400,000 $10,400,000 None 86 – 90 $ 4,050,000 $ 3,050,000 $4,250,000 $3,250,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F - H Ages: 0 – 70 $ 6,666,000 $ 5,000,000 $20,000,000 $15,000,000 None 71 – 75 $ 5,000,000 $ 3,333,000 $15,000,000 $10,000,000 None 76 – 90 None None None Non US/Canadian Residents Pref. Best – Class C Class D - E Class F – H Ages: 0 - 70 $ $20,000,000 $ $15,000,000 None 71 - 75 $ $15,000,000 $ $10,000,000 None

AUTOMATIC ACCEPTANCE LIMIT. For any policy to be reinsured under automatic reinsurance, the face amount will not exceed the automatic issue limits shown in the following tables: US/Canadian Residents – No Foreign Travel – Non-Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 70,000,000 $ $65,000,000 $ 43,000,000 $65,000,000 $46,400,000 66 – 70 $ 57,000,000 $ 52,000,000 $ 33,000,000 $60,900,000 $55,900,000 $35,400,000 71 – 75 $ 43,000,000 $ 40,000,000 $ 22,000,000 $46,400,000 $43,400,000 $23,400,000 76 – 77 $ 25,000,000 $ 22,000,000 $ 15,000,000 $26,400,000 $23,400,000 $15,900,000 78 – 80 $ 21,000,000 $ 18,000,000 $ 11,000,000 $21,900,000 $18,900,000 $11,400,000 81 – 85 $ 13,000,000 $ 11,000,000 $13,400,000 $11,400,000 None 86 – 90 $ 5,050,000 $ 4,050,000 $5,250,000 $4,150,000 None US/Canadian Residents – No Foreign Travel – Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 60,000,000 $ 60,000,000 $ 43,000,000 $64,900,000 $64,900,000 $46,400,000 66 – 70 $ 47,000,000 $ 47,000,000 $ 32,000,000 $50,900,000 $50,900,000 $34,400,000 71 – 75 $ 38,000,000 $ 38,000,000 $ 22,000,000 $41,400,000 $41,400,000 $23,400,000 76 – 77 $ 22,000,000 $ 22,000,000 $ 14,000,000 $23,400,000 $23,400,000 $14,900,000 78 – 80 $ 18,000,000 $ 18,000,000 $ 10,000,000 $18,900,000 $18,900,000 $10,400,000 81 – 85 $ 11,000,000 $ 10,000,000 $11,400,000 $10,400,000 None 86 – 90 $ 4,050,000 $ 3,050,000 $4,250,000 $3,150,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F - H Ages: 0 – 70 $ 6,666,000 $ 5,000,000 $20,000,000 $15,000,000 None 71 – 75 $ 5,000,000 $ 3,333,000 $15,000,000 $10,000,000 None 76 – 90 None None None Non For any policy to be reinsured under automatic reinsurance, the amounts subject to reinsurance are the First Layer of Coverage amounts shown in the following tables: US/Canadian Residents – No Foreign Travel Issue Age of Insured Pref. Best – Class D Class E – H Ages: 0 - 65 $ 50,000,000 $ 35,000,000 66 - 70 $ 40,000,000 $ 25,000,000 71 - 75 $ 35,000,000 $ 15,000,000 76 – 77 $ 15,000,000 $ 10,000,000 78 – 80 $ 10,000,000 $ 5,000,000 81 – 85 $ 5,000,000 None 86 - 90 $ 1,500,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F - H Ages: 0 – 70 $20,000,000 $15,000,000 None 71 – 75 $15,000,000 $10,000,000 None 76 – 90 None None None Y-UL/VULII-2000-XXXX-PLNJ-4 For any policy to be reinsured under automatic reinsurance, the amounts reinsured with THE REINSURER on that life will not exceed the amounts in the following tables: US/Canadian Residents – No Foreign Travel Issue Age of Insured Pref. Best – Class D Class E – H Ages: 0 – 65 $7,500,000 $5,250,000 66 – 70 $6,000,000 $3,750,000 71 – 75 $5,250,000 $2,250,000 76 – 77 $2,250,000 $1,500,000 78 – 80 $1,500,000 $750,000 81 – 85 $750,000 None 86 – 90 $225,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F – H Ages: 0 - – 70 $ 20,000,000 $ 15,000,000 $3,000,000 $2,250,000 None 71 - – 75 $ 15,000,000 $ 10,000,000 None$2,250,000 $1,500,000 None 00 – 00 Xxxx Xxxx Xxxx • SCHEDULE A, Section 5, JUMBO LIMIT, shall be replaced by the following:

AUTOMATIC ACCEPTANCE LIMIT. For any policy to be reinsured under automatic reinsurance, the face amount will not exceed the automatic issue limits shown in the following tables: US/Canadian Residents – No Foreign Travel – Non-Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 70,000,000 $ $65,000,000 $ 43,000,000 $65,000,000 $46,400,000 66 – 70 $ 57,000,000 $ 52,000,000 $ 33,000,000 $60,900,000 $55,900,000 $35,400,000 71 – 75 $ 43,000,000 $ 40,000,000 $ 22,000,000 $46,400,000 $43,400,000 $23,400,000 76 – 77 $ 25,000,000 $ 22,000,000 $ 15,000,000 $26,400,000 $23,400,000 $15,900,000 78 – 80 $ 21,000,000 $ 18,000,000 $ 11,000,000 $21,900,000 $18,900,000 $11,400,000 81 – 85 $ 13,000,000 $ 11,000,000 $13,400,000 $11,400,000 None 86 – 90 $ 5,050,000 $ 4,050,000 $5,250,000 $4,150,000 None US/Canadian Residents – No Foreign Travel – Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 60,000,000 $ 60,000,000 $ 43,000,000 $64,900,000 $64,900,000 $46,400,000 66 – 70 $ 47,000,000 $ 47,000,000 $ 32,000,000 $50,900,000 $50,900,000 $34,400,000 71 – 75 $ 38,000,000 $ 38,000,000 $ 22,000,000 $41,400,000 $41,400,000 $23,400,000 76 – 77 $ 22,000,000 $ 22,000,000 $ 14,000,000 $23,400,000 $23,400,000 $14,900,000 78 – 80 $ 18,000,000 $ 18,000,000 $ 10,000,000 $18,900,000 $18,900,000 $10,400,000 81 – 85 $ 11,000,000 $ 10,000,000 $11,400,000 $10,400,000 None 86 – 90 $ 4,050,000 $ 3,050,000 $4,250,000 $3,150,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F - H Ages: 0 – 70 $ 6,666,000 $ 5,000,000 $20,000,000 $15,000,000 None 71 – 75 $ 5,000,000 $ 3,333,000 $15,000,000 $10,000,000 None 76 – 90 None None None Non For any policy to be reinsured under automatic reinsurance, the amounts subject to reinsurance are the First Layer of Coverage amounts shown in the following tables: US/Canadian Residents – No Foreign Travel Issue Age of Insured Pref. Best – Class D Class E – H Ages: 0 - 65 $ 50,000,000 $ 35,000,000 66 - 70 $ 40,000,000 $ 25,000,000 71 - 75 $ 35,000,000 $ 15,000,000 76 – 77 $ 15,000,000 $ 10,000,000 78 – 80 $ 10,000,000 $ 5,000,000 81 – 85 $ 5,000,000 None 86 - 90 $ 1,500,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F - H Ages: 0 – 70 $20,000,000 $15,000,000 None 71 – 75 $15,000,000 $10,000,000 None 76 – 90 None None None Y-UL/VULII-2000-XXXX-PLAZ-4 For any policy to be reinsured under automatic reinsurance, the amounts reinsured with THE REINSURER on that life will not exceed the amounts in the following tables: US/Canadian Residents – No Foreign Travel Issue Age of Insured Pref. Best – Class D Class E – H Ages: 0 – 65 $7,500,000 $5,250,000 66 – 70 $6,000,000 $3,750,000 71 – 75 $5,250,000 $2,250,000 76 – 77 $2,250,000 $1,500,000 78 – 80 $1,500,000 $750,000 81 – 85 $750,000 None 86 – 90 $225,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Class F – H Ages: 0 - – 70 $ 20,000,000 $ 15,000,000 $3,000,000 $2,250,000 None 71 - – 75 $ 15,000,000 $ 10,000,000 None$2,250,000 $1,500,000 None 00 – 00 Xxxx Xxxx Xxxx • SCHEDULE A, Section 5, JUMBO LIMIT, shall be replaced by the following:

AUTOMATIC ACCEPTANCE LIMIT. For any policy to be reinsured under automatic reinsurance, the face amount will not exceed the automatic issue limits Automatic Issue Limits shown in the following tables: US/Canadian Residents – No Foreign Travel – Non-Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – 65 $ 70,000,000 $ 65,000,000 $ 43,000,000 66 – 70 $ 57,000,000 $ 52,000,000 $ 33,000,000 71 – 75 $ 43,000,000 $ 40,000,000 $ 22,000,000 76 – 77 $ 25,000,000 $ 22,000,000 $ 15,000,000 78 – 80 $ 21,000,000 $ 18,000,000 $ 11,000,000 81 – 85 $ 13,000,000 $ 11,000,000 None 86 – 90 $ 5,050,000 5,200,000 $ 4,050,000 4,200,000 None US/Canadian Residents – No Foreign Travel – Smoker Issue Age of Insured No Substandard Rating Class A – D Class E – H Ages: 0 – - 65 $ 60,000,000 $ 60,000,000 $ 43,000,000 66 – - 70 $ 47,000,000 $ 47,000,000 $ 32,000,000 71 – - 75 $ 38,000,000 $ 38,000,000 $ 22,000,000 76 – 77 $ 22,000,000 $ 22,000,000 $ 14,000,000 78 – - 80 $ 18,000,000 $ 18,000,000 $ 10,000,000 81 – 85 $ 11,000,000 $ 10,000,000 None 86 – - 90 $ 4,050,000 4,200,000 $ 3,050,000 3,200,000 None US/Canadian Residents - Foreign Travel Pref. Best – Class C Class D - E Greater than Class F - H E Ages: 0 – 70 $ 6,666,000 20,000,000 $ 5,000,000 15,000,000 None 71 – 75 $ 5,000,000 15,000,000 $ 3,333,000 10,000,000 None 76 – 90 None None None Non US/Canadian Residents Pref. Best – Class C Class D - E Class F – H Ages: 0 - 70 $ 20,000,000 $ 15,000,000 None 71 - 75 $ 15,000,000 $ 10,000,000 NoneResidents