Common use of AUTOMATIC IN FORCE AND APPLIED FOR LIMIT Clause in Contracts

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- Issue Ages Limit ---------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- ------------------------------------------------------------------ Issue Ages Limit ---------------------------------------------------------- ------------------------------------------------------------------ [ages] [dollar amount] ---------------------------------------------------------- ------------------------------------------------------------------ [ages] [dollar amount] ---------------------------------------------------------- ------------------------------------------------------------------ In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- ---------------------------------------------------------------- Issue Ages Limit ---------------------------------------------------------- ---------------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- ---------------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- ---------------------------------------------------------------- In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- ------------------------------------------------------------ Issue Ages Limit ---------------------------------------------------------- ------------------------------------------------------------ [ages] [dollar amount] ---------------------------------------------------------- ------------------------------------------------------------ [ages] [dollar amount] ---------------------------------------------------------- ------------------------------------------------------------ In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- --------------------------------------------------------- Issue Ages Limit ---------------------------------------------------------- --------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- --------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- --------------------------------------------------------- In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- ----------------------------------------------------------- Issue Ages Limit ---------------------------------------------------------- ----------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- ----------------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- ----------------------------------------------------------- In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.

AUTOMATIC IN FORCE AND APPLIED FOR LIMIT. CEDING COMPANY may not cede reinsurance automatically if the sum of all amounts inforce and applied for on the same life in all companies, including amounts being replaced, exceed the following limits: ---------------------------------------------------------- Issue Ages Limit ---------------------------------------------------------- ----------------------------------------------------- ISSUE AGES LIMIT ----------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- ----------------------------------------------------- [ages] [dollar amount] ---------------------------------------------------------- ----------------------------------------------------- In comparing against Automatic Inforce and Applied For Limits: a. Potential increases in Specified Amount of a reinsured policy pursuant to the Automatic Increasing Benefit Rider will not be included as amounts inforce or applied for, so long as the total of all increases to the Specified Amount of the Policy can not exceed [dollar amount]. b. If the risk is insured under, or has applied for, a joint life policy, the full joint life amount must be included.