Single Life. [REDACTED] The pool maximum Automatic Binding amounts above include the Ceding Company’s Retention per insured.
Single Life. Issue Age Munich Re's Share --------- ----------------- 0-69 30% 70-85 40% Joint Life ---------- Issue Age Munich Re"s Share --------- ----------------- 0-85 30%
Single Life. Standard annual reinsurance premiums, per $1000 reinsured for the riders listed below, shall be the same rates as for the base plan. |X| Additional Protection Benefit Rider |X| Automatic Increase Rider* *Reinsurance rates for these riders shall be based on the original issue age, duration since issuance of the rider and the original underwriting classification. SCHEDULE B, CONTINUED
Single Life. Issue Age Standard Tables 1-5 Tables 6-10 Tables 11-16 0-60 5,000,000 5,000,000 4,000,000 3,000,000 61-65 5,000,000 4,000,000 3,000,000 2,500,000 66-70 5,000,000 3,500,000 2,500,000 2,000,000 71-80 5,000,000 3,000,000 1,500,000 1,000,000 81-85 5,000,000 2,000,000 1,000,000 500,000 Joint Life lssue Age Standard Tables 1-5 Tables 6-10 Tables 11-16 0-60 7,500,000 7,500,000 6,000,000 4,500,000 61-65 7,500,000 6,000,000 4,500,000 3,750,000 66-70 7,500,000 5,250,000 3,750,000 3,000,000 71-80 7,500,000 4,500,000 2,250,000 1,500,000 81-85 7,500,000 3,000,000 1,500,000 750,000 The Ceding Company will retain the above Treaty Retention of each policy.
Single Life. [REDACTED] Survivorship The Company will retain the amount available on the life with the highest retention, based on the Table below. [REDACTED] For policies issued with the Estate Protection Rider (EPR), the Company will calculate its applicable retention on the total policy Net Amount at Risk and allocate its retention proportionally between the base policy and rider based on the at issue proportion of i.) base policy Net Amount at Risk to [base policy Net amount at Risk plus rider Net Amount at Risk] and ii.) rider Net Amount at Risk to [base policy Net Amount at Risk plus rider Net Amount at Risk]. It is further understood that upon expiry of the EPR, the Company's retention will be fully applied to the base policy It is further understood that the Company's Retention on any given policy will remain constant, such that any change in the policy Net Amount at Risk due to changes in the policy's cash value will be allocated to the reinsured Net Amount at Risk.
Single Life. The single life YRT Rates shown in this Exhibit are a percentage of the 2001 Valuation Basic Table (VBT), NS/SM, ANB or ALB, depending on plan. These are annual rates for standard risks and are per $1,000 of the Net Amount at Risk reinsured. We will pay you these rates multiplied by the following percentages: Phoenix Accumulator UL UL/VUL Express VUL -------------- ------ ----------- Risk Class Male Preferred Plus Male Preferred Male Nonsmoker Male Smoker Female Preferred Plus Female Preferred Female Nonsmoker Female Smoker
Single Life. The single life YRT Rates shown in this Exhibit are a percentage of the 1975-80 Select and Ultimate Basic ANB Table and the SOA (Reinsurance Council) extension for issue ages above age 70. These are annual rates for standard risks and are per $1,000 of the Net Amount at Risk reinsured. We will pay you these rates multiplied by the following percentages: RISK CLASS PERCENT
Single Life. Juvenile: 15 days-15 years Standard Non-Nicotine and Standard Nicotine: [REDACTED] Preferred Nicotine and Standard Plus Non-Nicotine: [REDACTED] Super Preferred Non-Nicotine and Preferred Plus Non-Nicotine: [REDACTED] Second-to-die: Super Preferred Non-Nicotine and Preferred Non-Nicotine: [REDACTED] Standard Non-Nicotine, Preferred Nicotine, and Standard Nicotine: [REDACTED]
Single Life. Issue Age Standard Tables 1-5 Tables 6-10 Tables 11-16 0 to 60 $5,000,000 $5,000,000 $4,000,000 $3,000,000 61 to 65 $5,000,000 $4,000,000 $3,000,000 $2,500,000 66 to 70 $5,000,000 $3,500,000 $2,500,000 $2,000,000 71 to 80 $5,000,000 $3,000,000 $1,500,000 $1,000,000 81 to 85 $5,000,000 $2,000,000 $1,000,000 $500,000 Joint Life Issue Age Standard Tables 1-5 Tables 6-10 Tables 11-16 0 to 60 $7,500,000 $7,500,000 $6,000,000 $4,500,000 61 to 65 $7,500,000 $6,000,000 $4,500,000 $3,750,000 66 to 70 $7,500,000 $5,250,000 $3,750,000 $3,000,000 71 to 80 $7,500,000 $4,500,000 $2,250,000 $1,500,000 81 to 85 $7,500,000 $3,000,000 $1,500,000 $750,000 The Ceding Company will hold Retention on a life up to the above maximum dollar Retention limits. The Ultimate Amount of all in force policies, issued as either single or joint life, will be included for purposes of evaluating Retention. Joint policy Retention will be based on the life with the least available Retention, including amounts of life insurance in force and ultimately issued with the Ceding Company. See Article 6.1 for the Ceding Company’s method of Retention backfilling.
Single Life. The CEDING COMPANY retains 50%, not to exceed the CEDING COMPANY’s maximum retention as shown in Exhibit A. · The maximum single life policy face amount is $6,500,000 per life for ages 0 to 70. · The REINSURER will accept 50% of each risk. Once the CEDING COMPANY is fully retained the REINSURER will accept no more risk on the life. · Issue age is 0 to 70 years. · Any rating does not exceed Table D using the CEDING COMPANY’s normal underwriting guidelines.
