Available Immediately. “Available Immediately” means that check funds will be available immediately for all Mobile RDC Account or Mobile RDC Card transactions upon our receipt of the check image from you and upon confirmation of our approval of your request for Available Immediately. Please note however that if you transmit a check image on a business day, we must receive the check image before 8:00 p.m. central time (or such other cutoff time as may be displayed in the Service application), in order for the check funds to available in processing that night to cover items presented against your account during that same business day. Check images received by us on a day that is not a business day or after 8:00 p.m. central time (or such other cutoff time as may be displayed in the Service application) on a business day will be considered received on the next business day for purposes of nightly processing. We may approve or decline your request for Available Immediately in our sole and absolute discretion. It may take up to thirty minutes or more to review and make a decision on your request for Available Immediately. Available Immediately may be subject to applicable fees, which will be disclosed before you complete the Service transaction. Available Immediately is the only funds availability option for loads of funds to Mobile RDC Cards.
