Common use of AVAILABLE PUBLIC RELATIONS OPPORTUNITIES Clause in Contracts

AVAILABLE PUBLIC RELATIONS OPPORTUNITIES. Newspapers, • Local Financial TV news, • Professional and public service organizations to which Directors belong, • Scheduled events, • Materials published by the Bank, • Any other communications vehicle, which is in regulatory compliance during the capitalization phase. Public relations are critical to the success of any capital acquisition campaign. Using the local media to increase public awareness of the Bank's future plans, its Management, the business and economic outlook, and other information will position the Bank and enhance its community image. Bankmark's public relations activities will not unreasonably be restricted by Bank Management or the Board of Directors in any manner. No single media vehicle is completely effective in telling the Bank's story. An integrated and balanced approach must be used. A considerable increase in the level of public awareness needs to occur within both the public and professional spheres of influence of the Bank. This must all be in place before the events process begins. Bankmark designs, manages, and facilitates this integration process subject to the approval of the Bank (the direct costs of any artwork or printing are separate items). A review of the public relations materials enclosed in Bankmark's initial capabilities presentation will illustrate to Management how scheduled events, coupled with the public relations function, enhance the public's awareness of the investment opportunity. Any public relations material developed by Bankmark on behalf of the Bank is not released until Bank Management has reviewed and approved it. A member of Senior Management is present at all meetings, which Bankmark may schedule between the Bank and area newspapers, publications and other media. The Bank and Bankmark agree to work jointly on all public relations efforts.

AVAILABLE PUBLIC RELATIONS OPPORTUNITIES. Newspapers, • Local Financial financial TV news, • Professional and public service organizations to which Directors belong, • Scheduled events, • Materials published by the Bank, • Any other communications vehicle, communication vehicle which is in regulatory compliance during the capitalization phase. Public relations are critical to the success of any capital acquisition campaign. Using the local media to increase public awareness of the Bank's ’s future plans, its it’s Management, the business and economic outlook, and other information will position the Bank and enhance its community image. Bankmark's ’s public relations activities will not be unreasonably be restricted by Bank Management or the Board of Directors in any mannerduring the application and securities periods. No single media vehicle is completely effective in telling the Bank's ’s story. An integrated and balanced approach must be used. A considerable increase in the level of public awareness needs to occur within both the public and professional spheres of influence of the Bank. This must all be in place before the events process begins. Bankmark designs, manages, and facilitates (as outlined on Page 3, Section 2) this integration process subject to the approval of the Bank Bank’s Management (the direct costs of any artwork or printing are separate items). A review of the public relations materials enclosed in Bankmark's ’s initial capabilities presentation will illustrate to the Bank’s Management how scheduled events, coupled with the public relations function, enhance the public's public awareness of the investment opportunity. Any public relations material developed by Bankmark on behalf of the Bank is not released until Bank the Bank’s Management (as outlined on Page 3, Section 2) has reviewed and approved it. A member of Senior Management is present at all meetings, which Bankmark may schedule between the Bank and area newspapers, publications and other media. The Bank and Bankmark agree to work jointly on all public relations efforts.

AVAILABLE PUBLIC RELATIONS OPPORTUNITIES. Newspapers, • § Local Financial TV news, • § Professional and public service organizations to which Directors belong, • ; § Scheduled events, • § Materials published by the Bank, • § Any other communications vehicle, communication vehicle which is in regulatory compliance during the capitalization phase. Public relations are critical to the success of any capital acquisition campaign. Using the local media to increase public awareness of the Bank's ’s future plans, its it’s Management, the business and economic ‘outlook, and other information will position the Bank and enhance its community image. Bankmark's ’s public relations activities will not be unreasonably be restricted by Bank Management or the Board of Directors in any mannerduring the application and securities periods. No single media vehicle is completely effective in telling the Bank's ’s story. An integrated and balanced approach must be used. A considerable increase in the level of public awareness needs to occur within both the public and professional spheres of influence of the Bank. This must all be in place before the events process begins. Bankmark designs, manages, and facilitates (as outlined on Page 3, Section 2) this integration process subject to the approval of the Bank Bank’s Management (the direct costs of any artwork or printing are separate items). A review of the public relations materials enclosed in Bankmark's ’s initial capabilities presentation will illustrate to the Bank’s Management how scheduled events, coupled with the public relations function, enhance the public's public awareness of the investment opportunity. , Any public relations material developed by Bankmark on behalf of the Bank is not released until Bank the Bank’s Management (as outlined on Page 3, Section 2) has reviewed and approved it. A member of Senior Management is present at all meetings, which Bankmark may schedule between the Bank Bank. and area newspapers, publications and other media. The Bank and Bankmark agree to work jointly on all public relations efforts.

AVAILABLE PUBLIC RELATIONS OPPORTUNITIES. Newspapers, • Local Financial TV news, • Professional and public service organizations to which Directors belong, • Scheduled events, • Materials published by the Bank, • Any other communications vehicle, which is in regulatory compliance during the capitalization phase. Public relations are critical to the success of any capital acquisition campaign. Using the local media to increase public awareness of the Bank's future plans, its Management, the business and economic outlook, and other information will position the Bank and enhance entrance its community image. Bankmark's public relations activities will not unreasonably be restricted by Bank Management or the Board of Directors in any manner. No single media vehicle is completely effective in telling the Bank's story. An integrated and balanced approach must be used. A considerable increase in the level of public awareness needs to occur within both the public and professional spheres of influence of the Bank. This must all be in place before the events process begins. Bankmark designs, manages, and facilitates this integration process subject to the approval of the Bank (the direct costs of any artwork or printing are separate items). A review of the public relations materials enclosed in Bankmark's initial capabilities presentation will illustrate to Management how scheduled events, coupled with the public relations function, enhance the public's awareness of the investment opportunity. Any public relations material developed by Bankmark on behalf of of` the Bank is not released until Bank Management has reviewed and approved it. A member of Senior Management is present at all meetings, which Bankmark may schedule between the Bank and area newspapers, publications and other media. The Bank and Bankmark agree to work jointly on all public relations efforts.

AVAILABLE PUBLIC RELATIONS OPPORTUNITIES. Newspapers, • Local Financial TV news, • Professional and public service organizations to which Directors belong, • Scheduled events, • Materials published by the Bank, • Any other communications vehicle, which is in regulatory compliance during the capitalization phase. Public relations are critical to the success of any capital acquisition campaign. Using the local media to increase public awareness of the Bank's future plans, its Management, the business and economic outlook, and other information will position the Bank and enhance entrance its community image. Bankmark's public relations activities will not unreasonably be restricted by Bank Management or the Board of Directors in any manner. No single media vehicle is completely effective in telling the Bank's story. An integrated and balanced approach must be used. A considerable increase in the level of public awareness needs to occur within both the public and professional spheres of influence of the Bank. This must all be in place before the events process begins. Bankmark designs, manages, and facilitates (as outlined on pg.3, Section 2) this integration process subject to the approval of the Bank (the direct costs of any artwork or printing are separate items). A review of the public relations materials enclosed in Bankmark's initial capabilities presentation will illustrate to Management how scheduled events, coupled with the public relations function, enhance the public's awareness of the investment opportunity. Any public relations material developed by Bankmark on behalf of of` the Bank is not released until Bank Management has reviewed and approved it. A member of Senior Management is present at all meetings, which Bankmark may schedule between the Bank and area newspapers, publications and other media. The Bank and Bankmark agree to work jointly on all public relations efforts.

AVAILABLE PUBLIC RELATIONS OPPORTUNITIES. Newspapers, • Local Financial TV news, • Professional and public service organizations to which Directors belong, • Scheduled events, • Materials published by the Bank, • Any other communications vehicle, which is in regulatory compliance during the capitalization phase. Public relations are critical to the success of any capital acquisition campaign. Using the local media to increase public awareness of the Bank's future plans, its Management, the business and economic outlook, and other information will position the Bank and enhance entrance its community image. Bankmark's public relations activities will not unreasonably be restricted by Bank Management or the Board of Directors in any manner. No single media vehicle is completely effective in telling the Bank's story. An integrated and balanced approach must be used. A considerable increase in the level of public awareness needs to occur within both the public and professional spheres of influence of the Bank. This must all be in place before the events process begins. Bankmark designs, manages, and facilitates this integration process subject to the approval of the Bank (the direct costs of any artwork or printing are separate items). A review of the public relations materials enclosed in Bankmark's initial capabilities presentation will illustrate to Management how scheduled events, coupled with the public relations function, enhance the public's awareness of the investment opportunity. Any public relations material developed by Bankmark on behalf of of` the Bank is not released until Bank Management has reviewed and approved it. A member of Senior Management is present at all meetings, which Bankmark may schedule between the Bank and area newspapers, publications and other media. The Bank and Bankmark agree to work jointly on all public relations efforts. C-1. EVENTS MANAGEMENT AND SPEAKER COORDINATION