Common use of BAGGAGE AND PERSONAL EFFECTS Clause in Contracts

BAGGAGE AND PERSONAL EFFECTS. (Applicable to Premier Plan only) This Section 12. shall only apply to loss or damage of baggage items during the Policy Period that occur whilst the Insured Person is traveling outside of Hong Kong or the city or town in which their OEI is located and/or they normally reside when attending the OEI. The Company will pay the Insured Person for loss of or damage to baggage, clothing and personal effects, worn, carried by the Insured Person, in trunks, suitcases and like receptacles, occurring during the travel period and owned by the Insured Person, up to the Maximum Benefits stated in the Schedule of Benefits subject to all of the following: