Common use of BALANCE TRANSFER ACCOUNT Clause in Contracts

BALANCE TRANSFER ACCOUNT. a. We may, on our approval of each Balance Transfer application, open an account in your name (the “Balance Transfer Account”) and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculated: I. during the promotional tenure (the “Tenure”) specified in the application for such Balance Transfer, at the applicable annual interest rate at the time of such transfer as stated in its application or any other rate determined by us from time to time at our sole discretion (the “Promotional Balance Transfer Rate”); and II. after the Tenure, at the prescribed rate applicable to your Card Account(s), on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us in full. c. The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account. OCBC$ under the OCBC Rewards Programme, Robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. (a) We may, on our approval of each Balance Transfer application, open an account in your name (the “Balance Transfer Account”) and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. (b) In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculated: I. (i) during the promotional tenure (the “Tenure”) specified in the application for such Balance Transfer, at the applicable annual interest rate at the time of such transfer as stated in its application or any other rate determined by us from time to time at our sole discretion (the “Promotional Balance Transfer Rate”); and II. (ii) after the Tenure, at the prescribed rate applicable to your Card Account(s), on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us made in full. c. (c) The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. (d) You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. (e) For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account. OCBC$ under the OCBC Rewards Programme, Robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. (a) We may, on our approval of each Balance Transfer application, open an account in your name (the “Balance Transfer Account”) and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. (b) In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculated: I. (i) during the promotional tenure (the “Tenure”) specified in the application for such Balance Transfer, at the applicable annual interest rate at the time of such transfer as stated in its application or any other rate determined by us from time to time at our sole discretion (the “Promotional Balance Transfer Rate”); and II. (ii) after the Tenure, at the prescribed rate applicable to your Card Account(s), on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us made in full. c. (c) The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. (d) You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. (e) For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account. OCBC$ under the OCBC Rewards Programme, Robinsons$ robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. We may, on our approval of each Balance Transfer application, open an account in your name (the “"Balance Transfer Account”") and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculatedcalculated based on the following: I. (i) during the promotional tenure tenor (the “Tenure”"Tenor") specified in the application for such Balance Transfer, at the applicable annual interest rate applicable to the Tenor at the time of such transfer (as stated in its application application) or any other rate determined by us from time to time at our sole discretion (the “Promotional " Balance Transfer Rate”"); and II. after (ii) where the TenureTenor has expired and you have an outstanding amount in your Balance Transfer Account, at: the prevailing OCBC Cash Advance interest rate; or any other rate determined by us at our sole discretion, as may be stated in the prescribed rate applicable to your Card Account(s)relevant application for the Balance Transfer, on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us made in full. c. The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. d. For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account, where applicable. OCBC$ under the OCBC Rewards Programme, Robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. (a) We may, on our approval of each Balance Transfer application, open an account in your name (the “Balance Transfer Account”) and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. (b) In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculated: I. during the promotional tenure (the “Tenure”) specified in the application for such Balance Transfer, at the applicable annual interest rate at the time of such transfer as stated in its application or any other rate determined by us from time to time at our sole discretion (the “Promotional Balance Transfer Rate”); and II. after the Tenure, at the prescribed rate applicable to your Card Account(s), on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us in full. c. (c) The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. (d) You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. (e) For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account. OCBC$ under the OCBC Rewards Programme, Robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. We may, on our approval of each Balance Transfer application, open an account in your name (the “Balance Transfer Account”) and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculated: I. during the promotional tenure (the “Tenure”) specified in the application for such Balance Transfer, at the applicable annual interest rate at the time of such transfer as stated in its application or any other rate determined by us from time to time at our sole discretion (the “Promotional Balance Transfer Rate”); and II. after the Tenure, at the prescribed rate applicable to your Card Account(s), on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us in full. c. The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account. OCBC$ under the OCBC Rewards Programme, Robinsons$ Xxxxxxxxx$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. We may, on our approval of each Balance Transfer application, open an account in your name (the “"Balance Transfer Account”") and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculatedcalculated based on the following: I. (i) during the promotional tenure tenor (the “Tenure”"Tenor") specified in the application for such Balance Transfer, at the applicable annual interest rate applicable to the Tenor at the time of such transfer (as stated in its application application) or any other rate determined by us from time to time at our sole discretion (the “Promotional " Balance Transfer Rate”"); and II. after (ii) where the TenureTenor has expired and you have an outstanding amount in your Balance Transfer Account, at: the prevailing OCBC Cash Advance interest rate; or any other rate determined by us at our sole discretion, as may be stated in the prescribed rate applicable to your Card Account(s)relevant application for the Balance Transfer, on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us made in full. c. The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). d. You will be required to make at least the minimum monthly payment on the outstanding amount on your Balance Transfer. If we do not receive at least the minimum payment specified in your monthly Billing Statement by the payment due date, you will be liable to pay a late payment charge and finance charge at the relevant prevailing rates. e. For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account, where applicable. OCBC$ under the OCBC Rewards Programme, Robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.

BALANCE TRANSFER ACCOUNT. a. We may, on our approval of each Balance Transfer application, open an account in your name (the “Balance Transfer Account”) and charge and debit the Balance Transfer Amount to/from such Balance Transfer Account on the date of the Approval Letter or such later date as determined by us. b. In respect of each Balance Transfer, we shall charge and debit the relevant Balance Transfer Account an interest or finance charge calculated: I. during the promotional tenure (the “Tenure”) specified in the application for such Balance Transfer, at the applicable annual interest rate at the time of such transfer as stated in its application or any other rate determined by us from time to time at our sole discretion (the “Promotional Balance Transfer Rate”); and II. after the Tenure, at the prescribed rate applicable to your Card Account(s), on a daily basis on such outstanding Balance Transfer Amount from the date such Balance Transfer is charged and debited to/from such Balance Transfer Account until the date of payment thereof is received by us in full. c. The interest paid on the BT Facility is not refundable whether the BT Facility is terminated at any time by you or us (including any termination of the Card Account) or whether the BT Facility is fully repaid by you anytime. d. You shall be fully liable to us for any and all amounts charged to and/or debited from your Balance Transfer Account(s). e. For the avoidance of doubt, the Promotional Balance Transfer Rate is not applicable to any existing or subsequent charge(s) in relation to Card Transaction(s) incurred or posted to your Card Account. OCBC$ under the OCBC Rewards Programme, Robinsons$ under the Robinsons Rewards Programme, NTUC Linkpoints under the NTUC Loyalty Rewards Programme, Travel$ under the OCBC 90°N Card Programme, VOYAGE Miles under the VOYAGE Credit Card Programme, Programme and any other loyalty or reward points under any other loyalty or reward programmes will not be awarded for Balance Transfers.