Common use of BEGINNING AND ENDING OF INSURANCE COVERAGE Clause in Contracts

BEGINNING AND ENDING OF INSURANCE COVERAGE. Subject to the conditions of this policy, benefits begin on the effective date of the policy and not on the date of application for insurance. Coverage begins at 00:01 hours Eastern Standard Time (USA) on the policy’s effective date and terminates at 24:00 hours Eastern Standard Time (USA): (a) On the expiration date of the policy, or (b) Upon non-payment of the premium, or (c) Upon written request from the policyholder to terminate his/her coverage, or (d) Upon written request from the policyholder to terminate a dependent’s coverage, or (e) Upon written notification from the insurer, as allowed by the conditions of this policy. If a policyholder would like to terminate coverage for any reason, he/she may only do so as from the anniversary date with two (2) months written notice.

BEGINNING AND ENDING OF INSURANCE COVERAGE. Subject to the conditions condi- tions of this policy, benefits begin on the effective date of the policy and not on the date of application for insurance. Coverage begins at 00:01 hours Eastern Standard Time (USA) on the policy’s effective date and terminates at 24:00 hours Eastern Standard Time (USA): (a) On the expiration date of the policy, or (b) Upon non-payment of the premium, or (c) Upon written request from the policyholder to terminate his/her coverage, or (d) Upon written request from the policyholder to terminate a dependent’s coverage, or (e) Upon written notification from the insurer, as allowed by the conditions of this policy. If a policyholder would like to terminate coverage for any reason, he/she may only do so as from the anniversary date with two (2) months written notice.

BEGINNING AND ENDING OF INSURANCE COVERAGE. Subject to the conditions of this policy, benefits begin on the effective date of the policy and not on the date of application for insurance. Coverage begins at 00:01 hours Eastern Standard Time (USA) on the policy’s effective date and terminates at 24:00 hours Eastern Standard Time (USA): (a) On the expiration date of the policy, or (b) Upon non-payment of the premium, or (c) Upon written request from the policyholder policy- holder to terminate his/her coverage, or (d) Upon written request from the policyholder poli- cyholder to terminate a dependent’s coverage, or (e) Upon written notification from the insurer, as allowed by the conditions of this policy. If a policyholder would like to terminate coverage for any reason, he/she may only do so as from the anniversary date with two (2) months written notice.

BEGINNING AND ENDING OF INSURANCE COVERAGE. Subject to the conditions of this policy, benefits begin on the effective date of the policy and not on the date of application for insurance. Coverage begins at 00:01 hours Eastern Standard Time (USA) on the policy’s effective date and terminates at 24:00 hours Eastern Standard Time (USA): (a) On the expiration date of the policy, or (b) Upon non-payment of the premium, oror 12 | TERMS AND CONDITIONS (c) Upon written request from the policyholder policy- holder to terminate his/her coverage, or (d) Upon written request from the policyholder poli- cyholder to terminate a dependent’s coverage, or (e) Upon written notification from the insurer, as allowed by the conditions of this policy. If a policyholder would like to terminate coverage for any reason, he/she may only do so as from the anniversary date with two (2) months written notice.