Common use of BILLING ERRORS Clause in Contracts

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary share, savings, checking and money market accounts, or if you need information about a transfer on the statement or receipt telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta AZ (000) 000-0000 outside Metro Atlanta Fax: in TX 1 (000855) 000878-0000 9378 toll free or write to: Coca-Cola TruWest Credit Union PO Box 1734 AtlantaUnion, GA 30301 Attn: Member Services XX Xxx 0000 Xxxxxxxxxx, XX 00000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Light Commerce Credit Union PO P O Box 1734 Atlanta670494 Houston, GA 30301 • TX 77267 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point point-of sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. However, for electronic funds transfer entries initiated by the Automated Clearing House (ACH) network, we must hear from you no later than sixty (60) days after the settlement date of the item, in accordance with NACHA operating rules and regula- tions. Call us at: (000) at 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (0000, fax us at 000) -000-0000 or write to: Coca-Cola Central Maine Credit Union PO Box 1734 Atlanta1746 Lewiston, GA 30301 ME 04241-1746 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investiga- tion. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking share draft accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear heat from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: CocaM-Cola C Federal Credit Union PO Box 1734 AtlantaAttn: Card Services X.X. Xxx 000 Xxxxxxxx, GA 30301 • XX 00000-0000  Tell us your name and member account number. •  Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. •  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten fourteen (1014) business calendar days. If we ask you to put your question or complaint in writing and we do not receive it within fourteen (14) calendar days, we may not credit your account. We will tell you the results of our investigation in writing within ten (10)* ) business days after we hear from you and we will provisionally correct any the error promptlypromptly or if the correction is in an amount different than the alleged error we will explain the difference. If we need more time, however, we We may take up to forty-five sixty (45)** 60) days to investigate your complaint or questioninquiry. If we decide Our provisional credit to do this, we will credit your account within ten (10)* 13 ) business days or for the amount you think is in error, so that allows you will have the use of the money during the time it takes us to complete our investigation. We will tell you the results within three (3) business days of completing our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * If you give notice of decide that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty send you a written explanation and we may charge back the corrected amount to your account within sixty (2060) business days instead of ten (10) business days our notice to investigateyou. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days relied upon to investigateconclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000or 1-0000 outside Metro Atlanta Fax: (000) 000877-0000 829-1616 or write to: CocaTemple-Cola Credit Union PO Box 1734 AtlantaInland FCU 000 X. Xxxxxx Xx. Xxxxxx, GA 30301 • TX 75941  Tell us your name and member account number. •  Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. •  Tell us the dollar amount of the suspected error. *If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. *** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary share, savings, checking and money market accounts, or if you need information about a transfer on the statement or receipt telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta AZ (000) 000-0000 outside Metro Atlanta Fax: in TX 0 (000) 000-0000 toll free or write to: Coca-Cola TruWest Credit Union Union, Attn: Settlement PO Box 1734 Atlanta3489 Scottsdale, GA 30301 AZ 85271 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-forty- five (45) days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsInternet Banking transactions, telephone us at the following number phone numbers or send write us a written notice to at the following address set forth in Section 4, paragraph 3 as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • * Tell us your name name, account number, and member numberthe dollar amount of the suspected error. • * Describe the electronic transfer transaction you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any the error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) calendar days to investigate your complaint or questionquestion (ninety (90) calendar days for new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will re-credit your account within ten (10)* 13 ) business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit recredit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclusion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days relied upon to investigateconclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Members Choice WV Federal Credit Union PO Box 1734 Atlanta000 Xxxx Xxx Xxxxxxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us atus: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Toll Free Or write to: BCS Community Credit Union 0000 Xxxxxxxxx Xxxxxxxxx Wheat Ridge, CO 80033 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) or 0-000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: CocaTemple-Cola Credit Union PO Box 1734 AtlantaInland FCU 000 X. Xxxxxx Xx. Xxxxxx, GA 30301 TX 75941 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. *If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. *** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary share, savings, checking and money market accounts, or if you need information about a transfer on the statement or receipt telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta AZ (000) 000-0000 outside Metro Atlanta Fax: in TX 1 (000855) 000878-0000 9378 toll free or write to: Coca-Cola TruWest Credit Union PO Box 1734 AtlantaUnion, GA 30301 Attn: Member Services XX Xxx 0000 Xxxxxxxxxx, XX 00000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-forty- five (45) days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking share draft accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST First statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or 000.000.0000 Or write to: Coca-Cola CityMark Federal Credit Union PO Box 1734 Atlanta00 X Xxxxxx Xxxxxx Xxxxxx-Xxxxx, GA 30301 PA 18711 • Tell us your name and member number. account number • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 ) business days or for the amount you think is in error, so that you will have the use of the money during the time that it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share (savings) and primary savings, checking accountsshare draft (checking) accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 800.451.6315 or write to: Coca-Cola School Employees Lorain County Credit Union PO Box 1734 AtlantaUnion, GA 30301 Inc. 000 Xxxxxxxx Xxxx Elyria, OH 44035 • Tell us your name and member account number. • Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale POS transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary share, savings, checking and money market accounts, or if you need information about a transfer on the statement or receipt telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta AZ (000) 000-0000 outside Metro Atlanta Fax: in TX 0 (000) 000-0000 toll free or write to: Coca-Cola TruWest Credit Union PO Box 1734 AtlantaUnion, GA 30301 Attn: Member Services XX Xxx 0000 Xxxxxxxxxx, XX 00000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-forty- five (45) days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice no- xxxx to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. How- ever, for electronic funds transfer entries initiated by the Automated Clearing House (ACH) network, we must hear from you no later than sixty (60) days after the settlement date of the item, in accordance with NACHA operating rules and regulations. Call us at: (000) at 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (0000, fax us at 000) -000-0000 or write to: Coca-Cola Central Maine Credit Union PO Box 1734 Atlanta1746 Lewiston, GA 30301 ME 04241 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more informationin- formation. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing writ- ing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide de- cide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint com- plaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investiga- tion. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about your electronic funds transfers from your savings and primary savings, checking accountstransfers, telephone us at the following number phone numbers or send write us a written notice to at the following address set forth above as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member numberaccount number (if any). • Describe the electronic transfer error or transaction you are unsure about, questioning and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) calendar days to investigate your complaint or question; ninety (90) calendar days for POS transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States. If we decide to do this, we will re-credit your account within ten (10)* 13 ) business days or (five (5) business days for debit purchase transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not re-credit your account. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Wellness Federal Credit Union PO Box 1734 Atlanta00 Xxx Xxxx Xxx Hartford, GA 30301 • CT 06106 Fax: 000-000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Ardent Federal Credit Union PO Box 1734 AtlantaX.X. Xxx 0000 Xxxxxxxxxxxx, GA 30301 • XX 00000 Fax: (000) 000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point- of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountstransfers, telephone us at the following number or (000) 000-0000 and send us a written notice to the following address as soon as you cannotice. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atIn your notice: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • ▪ Tell us your name and member account number. • ▪ Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • ▪ Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or questionquestion (ninety (90) days for POS (point of sale) transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will credit recredit your account within ten (10)* 13 ) business days or (five (5) business days for Mastercard Debit Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit recredit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclusion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days to investigateused in our conclusion that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola MAGNIFI Financial Credit Union PO Box 1734 Atlanta00 Xxxxx Xxxxxx Xxxxxx Xxxx Xxxxxxx, GA 30301 • XX 00000-0000 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountstransfers, telephone us at the following number or (000) 000-0000 and send us a written notice to the following address as soon as you cannotice. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atIn your notice: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 •  Tell us your name and member account number. •  Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. •  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or questionquestion (ninety (90) days for POS (point of sale) transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will credit recredit your account within ten (10)* 13 ) business days or (five (5) business days for MasterCard Debit Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit recredit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclusion of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.our

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking accounts, telephone us at the following number telephone, email or send us a written notice to one of the following address addresses as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) Telephone: 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to000-000-0000 (during business hours) Email: Coca-Cola xxxxxxxxxx@xxxx.xxx Mail: Lafayette Federal Credit Union PO Box 1734 AtlantaAttn: Mastercard 0000 Xxxxx Xxxx Xxxxxxxxx Xxxxxxxxx, GA 30301 XX 00000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days*. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 ) business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** *If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-Or write to: CrossRoads Community Federal Credit Union 0000 outside Metro Atlanta Xxxxxxx Xxxxxx Cheektowaga, NY 14227 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-forty- five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale POS transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Achieve Financial Credit Union PO Box 1734 AtlantaXX Xxx 0000 Xxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000or 1-0000 outside Metro Atlanta Fax: (000) 000877-0000 829-1616 or write to: CocaTemple-Cola Credit Union PO Box 1734 AtlantaInland FCU 000 X. Xxxxxx Xx. Xxxxxx, GA 30301 TX 75941 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. *If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days days. We will also have up to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigateinvestigate POS or foreign initialed transactions.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola HUD Federal Credit Union PO Box 1734 Atlanta000 0xx Xxxxxx XX Xxxx 0000 Xxxxxxxxxx, GA 30301 XX 00000 Fax: (000) 000-0000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, about and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)five** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, share/checking accountsaccount, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atTelephone: (000) 000-0000 in Metro Atlanta / (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or Or write to: Coca-Cola U. S. Postal Service Federal Credit Union PO Box 1734 AtlantaAttn: VISA Check Card 0000 Xxxxxxx Xxxx, GA 30301 Suite 311 Clinton, MD 20735-1730 • Tell us your name and member account number. • Describe the electronic transfer transaction(s) you are unsure about, about and explain as clearly as you can why you believe the Credit Union has made there is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten five (10)* 13 5) business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten five (105) business days, we may not credit your account. * If you give notice of an error within thirty (30) days after you make For transactions initiated outside the first deposit to your accountUnited States or in the event there are transfers resulting from a POS transaction, we will have twenty (20) business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account), notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) calendar days instead of only forty-five (45) calendar days, unless otherwise required by law, to investigate your complaint or question. If we decide after our investigation that an error did not occur, we will deliver or mail to you an explanation of our findings within three (3) business days after the conclusion of our investigation. If you request, we will provide you with copies of documents (to investigatethe extent possible without violating other members’ rights to privacy) relied upon to conclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola New Castle County School Employees Federal Credit Union PO Box 1734 Atlanta000 X. 0xx Xx. Xxx Xxxxxx, GA 30301 • XX 00000 Fax: (000) 000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Nuvision Credit Union PO Box 1734 Atlanta0000 Xxxxxxx Xxxxxx Huntington Beach, GA 30301 • CA 92647 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-or write to: Emory Alliance Credit Union 0000 outside Metro Atlanta Xxxxxxxxx Xxxx Decatur, GA 30030 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of- sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address shown on the front of this disclosure as soon as you cancan if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or in which the problem or error appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: 0000; (000) 000-0000 or write to: Coca-Cola CommStar Credit Union PO Box 1734 Atlanta000 Xxxxxxxxx Xxxxxx Elyria, GA 30301 Ohio 44035 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** *If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola to:‌‌‌ Austin Telco Federal Credit Union PO Box 1734 Atlanta0000 Xxxxx Xxxxx Xxxx. Xxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking share draft accounts, telephone us at the following number number, or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta Fax. (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or Or write to: Coca-Cola Members First Credit Union PO Box 1734 Atlantaof NH 00 Xxxxxx Xxxxxx Manchester, GA 30301 NH 03101 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. • If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 ) business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** *If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your share savings and primary savings, share draft checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta FaxFAX: (000) 000-0000 or write to: Coca-Cola Omaha Federal Credit Union PO Box 1734 Atlanta0000 X 00xx Xxx Xxxxx, GA 30301 XX 00000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint complain or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) 10 business days, we may not credit your account. * If we decide that there was no error, we will send you a written explanation within three business days after we finish our investigation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) 10 business days to investigatedays. ** *If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) 30 days instead of only forty-five (45) 45 days to investigate. *If the error you assert is an unauthorized VISA transaction, other than a cash disbursement at an ATM, we will credit your account within 5 business days unless we determine that the circumstances or your account history warrant a delay, in which case you will receive credit within 10 business days.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Huntingtonized Federal Credit Union PO Box 1734 Atlanta000 Xxxx 0xx Xxxxxx Huntington, GA 30301 • WV 25701 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta or write to: First Area Credit Union 000 Xxxxxxxx Xx Saginaw, MI 48609 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point- of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsshare accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST first statement or on which the problem appears. Contact us as follows. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola L+M Credit Union PO Box 1734 Atlanta000 Xxxxxxx Xxxxxx Xxx Xxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-45 days to investigate the error. NOTE: If the error you assert is an unauthorized Visa transaction, other than a cash disbursement at an ATM, we will credit your account within five (455) business days to investigate.unless we determine that the circumstances or your account history warrant a delay, in which case you will receive credit within ten

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savingsshare draft accounts, checking accountsor if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta After Normal Business Hours (000) 000-0000 outside Metro Atlanta During Normal Business Hours Fax: (000) 000-0000 or write to: Coca-Cola Premier Credit Union PO Box 1734 Atlanta000 0xx Xxxxxx Des Moines, GA 30301 IA 50309 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Park Side Federal Credit Union PO Box 1734 Atlanta0000 Xxxxx Xxxxxx Whitefish, GA 30301 MT 59937 • Tell us your name and member account number. • Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of- sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000or write to: The Local Federal Credit Union X.X. Xxx 000000 Xxxxxx, XX 00000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union credit union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** * days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If , It we ask you to put your complaint or question in writing and we do not receive it if within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation, If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** * If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale POS transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax0000, fax: (000) 000-0000 or write to: Coca-Cola Sun Federal Credit Union PO Box 1734 AtlantaUnion, GA 30301 • Attn: Operations 0000 Xxxxxxx Xxxx, Xxxxxx, XX 00000. Tell us your name and member number. • account number Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine if an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking check- ing accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us atPlease contact us: Phone: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or Or write to: Coca-Cola Partner Colorado Credit Union PO Box 1734 Atlanta0000 Xxxxxxxx Xxxx Xxxxxx, GA 30301 • XX 00000 Tell us your name and member account number. • : Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing writ- ing within ten (10) business days. We will tell you the results of our investigation within ten (10)* 10 business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** 45 days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 10 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) 10 business days, we may not credit your account. * As part of our investigation we may require you to complete an affidavit and/or file a police report. Failure to comply with our request may increase your liability. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigate10 busi- ness days. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigate. If the error you assert is an unauthorized VISA transaction, other than a cash disbursement at an ATM, we will credit your account within 5 business days unless we determine that the circumstances or your account history war- rant a delay, in which case you will receive credit within 10 business days. All credits are considered provisional until such time you are notified they are final or until our resolution time has transpired.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-or write to: Xxxxxx County Federal Credit Union 0000 outside Metro Atlanta Xxxxxxxx Xxxxxx Xxxxxxx, XX 00000 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Delta County Federal Credit Union PO Box 1734 Atlanta000 Xxxxxx Xxxxx Xxxxx, GA 30301 • XX 00000 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta Main Branch (000) 000-0000 outside Metro Atlanta Fax: Xxxxx Drive Branch (000) 000-0000 Zebulon Branch-GSK (000) 000-0000 Zebulon Branch (000) 000-0000 Greenville Branch (000) 000-0000 Xxxxxxxxx Branch (000) 000-0000 Inside the U.S. (After hours number for Debit/Check Cards Only) (000) 000-0000 Outside the U.S. (Collect Calls) (000) 000-0000 Toll Free or write to: Coca-Cola Welcome Federal Credit Union PO Box 1734 AtlantaX.X. Xxx 000 Xxxxxxxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.ten

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta or write to: Delta County Federal Credit Union 000 Xxxxxx Xxxxx Xxxxx, XX 00000 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 xxx.xxxxx.xxx or write to: Coca-Cola Xxxxxx County Federal Credit Union PO 0000 Xxxxxx Xxxx P.O. Box 1734 Atlanta1010 Wadsworth, GA 30301 OH 44282-1010 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Riverset Credit Union PO Box 1734 Atlanta0000 Xxxx Xx Pittsburgh, GA 30301 • PA 15203 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta Blackhawk Community Credit Union (000) 000-0000 outside Metro Atlanta Blackhawk Community Credit Union or write to: Blackhawk Community Credit Union P.O. Box 5366 0000 Xxxx Xxxxx Xxxxxx Xxxxxxxxxx, XX 00000-0000 Fax: (000) 000-0000 or write email to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • xxxx@xxxxx.xxx - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following foll owing address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST first statement or on which the problem appears. Call us at: (000)000-0000 0-000) -000-0000 in Metro Atlanta (000) 000-or write to: Pioneer WV Federal Credit Union 0000 outside Metro Atlanta Xxxxxxx Xxxx., Xxxx Xxxxxxxxxx, XX 00000 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of sale point-ofsale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) -000-0000 in Metro Atlanta (000) 0-000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Alltrust Credit Union PO Box 1734 Atlanta000 Xxxxx Xx Fairhaven, GA 30301 • MA 02719-4733 − Tell us your name and member account number. • − Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • − Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 800.822.6875 or write to: Coca-Cola Advantage Financial Federal Credit Union PO Box 1734 AtlantaX.X. Xxx 00000 Xxxxxxxxxx, GA 30301 • XX 00000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savingsVISA Check Card transactions, checking accounts, please telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appearsor error appeared. Call us at: (000) 000979)-836- 1691 or 0-(000)-000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 0000, 8 a.m. to 4 p.m. central time on business days or write toto us at Germania Credit Union, Attn: Coca-Cola Credit Union Card Services, PO Box 1734 Atlanta645 Brenham, GA 30301 TX 77834. • Tell us your name and member Account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union credit union has made an error or and why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error occurred within ten (10)* 10 business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** 45 days to investigate your complaint or question. If we decide to do this, we will credit your account Account within ten (10)* 13 10 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. For Check Card (signature- based) transactions, we will credit your Account within five business days for the amount you think is in error unless we determine that the circumstances or your Account history warrants a delay of up to 10 business days. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) 10 business days, we may not credit your accountAccount. * If For errors involving new Accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. For new Accounts, we may take up to 20 business days to credit your Account for the amount you give notice of an error think is in error. We will tell you the results within thirty (30) three business days after you make the first deposit to your accountcompleting our investigation. If we decide that there was no error, we will have twenty (20) business days instead send you a written explanation. You may ask for copies of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, documents that we will have ninety (90) days instead of only forty-five (45) days to investigateused in our investigation.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola California Coast Credit Union PO Box 1734 AtlantaXX Xxx 000000 Xxx Xxxxx, GA 30301 • XX 00000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000or write to: Area Federal Credit Union PO Box 1495 Aberdeen, SD 00000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta or write to: Holy Rosary Federal Credit Union 533 Xxxxxxxx Kansas City, MO 64106 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Central Minnesota Credit Union PO Box 1734 Atlanta00 Xxxxx Xxxxxx Xxxxxx Xxxx Xxxxxxx, GA 30301 • XX 00000-0000 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsfund transfers, telephone us at the following number or 000-000-0000 and send us a written notice to the following address as soon as you cannotice. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atIn your notice: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 •  Tell us your name and member account number. •  Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. •  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or questionquestion (ninety (90) days for POS (point of sale) transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will credit recredit your account within ten (10)* 13 ) business days or (five (5) business days for VISA Check Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit recredit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclusion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days to investigateused in our conclusion that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, share/checking accountsaccount, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atTelephone: (000) 000-0000 in Metro Atlanta / (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or Or write to: Coca-Cola U. S. Postal Service Federal Credit Union PO Box 1734 AtlantaAttn: VISA Check Card 0000 Xxxxxxx Xxxx, GA 30301 Suite 311 Clinton, MD 20735-1730 • Tell us your name and member account number. • Describe the electronic transfer transaction(s) you are unsure about, about and explain as clearly as you can why you believe the Credit Union has made there is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or question. If we decide to do this, we will provisionally credit your account within ten five (10)* 13 5) business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten five (105) business days, we may not credit your account. * If you give notice of an error within thirty (30) days after you make For transactions initiated outside the first deposit to your accountUnited States or in the event there are transfers resulting from a POS transaction, we will have twenty (20) business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account), notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) calendar days instead of only forty-five (45) calendar days, unless otherwise required by law, to investigate your complaint or question. If we decide after our investigation that an error did not occur, we will deliver or mail to you an explanation of our findings within three (3) business days after the conclusion of our investigation. If you request, we will provide you with copies of documents (to investigatethe extent possible without violating other members’ rights to privacy) relied upon to conclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsfund transfers, telephone us at the following number or send us a written notice to the following address as soon as you canaddress. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Or write to: Federal Employees to Chippewa County Credit Union 000 Xxxxx Xxxxxx Xxxxx Xxx. Xxxxx, MI 49783 Fax: (000) 000-0000 or write toIn your notice: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • ▪ Tell us your name and member account number. • ▪ Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • ▪ Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten fourteen (1014) business calendar days. We If we ask you to put your complaint or question in writing and we do not receive it within 14 calendar days, we may not recredit your account. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within ten twenty (10)* 20) business days after we hear from you and will correct any error promptlydays. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or question, ninety (90) days for POS (point of sale) transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States. If we decide to do this, we will re- credit your account within ten (10)* 13 ) business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * If you give notice of decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our finding within three (203) business days instead after the conclusion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of the documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days to investigateused in our conclusion that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: Toll Free: (000888) 000219-3159 ext. 4809 or write to: U$X Federal Credit Union Attn: EFT Dept. 0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Xxxxxxx Xxxx P.O. Box 1728 Cranberry Township, PA 16066 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. We may reverse the transaction and require you to deposit the amount back into your account if we determine there was no error. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-45 days to investigate the error. NOTE: If the error you assert is an unauthorized Visa transaction, other than a cash disbursement at an ATM, we will credit your account within five (455) business days to investigateunless we determine that the circumstances or your account history warrant a delay, in which case you will receive credit within ten (10) business days.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola 121 Financial Credit Union PO Box 1734 AtlantaX.X. Xxx 00000 Xxxxxxxxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address ad- dress as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us atPlease contact us: Phone: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or Or write to: Coca-Cola Partner Colorado Credit Union PO Box 1734 Atlanta0000 Xxxxxxxx Xxxx Xxxxxx, GA 30301 • XX 00000 Tell us your name and member account number. • : Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* 10 business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** 45 days to investigate your complaint or question. If we decide to do this, we will credit your account ac- count within ten (10)* 13 10 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) 10 business days, we may not credit your account. * As part of our investigation we may require you to complete an affidavit and/or file a police report. Failure to comply with our request may increase your liability. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigate10 busi- ness days. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigate. If the error you assert is an unauthorized VISA transaction, other than a cash disbursement at an ATM, we will credit your account within 5 business days unless we determine that the circumstances or your account history warrant a delay, in which case you will receive credit within 10 business days. All credits are considered provisional until such time you are notified they are final or until our resolution time has transpired.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Kohler Credit Union PO Box 1734 Atlanta0000 Xxxxxxxx Xxxxxx Xxxxxxxxx, GA 30301 • XX 00000 Fax: (000) 000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola My Community Credit Union PO Box 1734 Atlanta000 X. Xxxxxxxxx Xxxxxxx, GA 30301 • XX 00000 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (local calls) (000) 000-0000 outside Metro Atlanta Fax: (000long distance calls) 000-0000 or write to: Coca-Cola Black Hills Federal Credit Union PO Box 1734 AtlantaXX Xxx 0000 Xxxxx Xxxx, GA 30301 • XX 00000-0000 or e-mail to: xxxxx@xxxxx.xxx - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will issue provisional credit to your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not issue provisional credit to your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error/issue provisional credit to your account. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-45 days to investigate the error. NOTE: If the error you assert is an unauthorized Visa EZ Check or ATM Card transaction, other than a cash disbursement at an ATM, we will credit your account within five (455) business days to investigateunless we determine that the circumstances or your account history warrant a delay, in which case you will receive credit within ten (10) business days.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Armco Credit Union 000 Xxxxxxxxx Xxxxx PO Box 1734 Atlanta1589 Butler, GA 30301 • PA 16003-1589 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 800.848.0330 or write to: Coca-Cola Associated Credit Union of Texas PO Box 1734 Atlanta9004 League City, GA 30301 • TX 77574 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000or write to: InTouch Credit Union P.O. Box 250169 Plano, TX 00000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Educational Systems Federal Credit Union PO Box 1734 Atlanta179 Greenbelt, GA 30301 • MD 00000-0000 Fax: 000.000.0000 ▪ Tell us your name and member account number. • ▪ Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • ▪ Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Golden Plains Credit Union PO Box 1734 Atlanta0000 X. Xxxxxx Xxx. XX Xxx 000 Xxxxxx Xxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of- sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice no- xxxx to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. How- ever, for electronic funds transfer entries initiated by the Automated Clearing House (ACH) network, we must hear from you no later than sixty (60) days after the settlement date of the item, in accordance with NACHA operating rules and regulations. Call us at: (000) at 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (0000, fax us at 000) -000-0000 or write to: Coca-Cola Central Maine Credit Union PO Box 1734 AtlantaXX Xxx 0000 Xxxxxxxx, GA 30301 XX 00000 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more informationin- formation. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing writ- ing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide de- cide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint com- plaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investiga- tion. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: or (000) 000-0000 or write to: Coca-Cola Ulster Federal Credit Union PO Box 1734 AtlantaXX Xxx 0000 Xxxxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address shown on the front of this disclosure as soon as you cancan if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem or error appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: 0000; (000) 000-0000 or write to: Coca-Cola CommStar Credit Union PO Box 1734 Atlanta000 Xxxxxxxxx Xxxxxx Elyria, GA 30301 Ohio 44035 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** *If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsEFT transactions, telephone us at the following number phone numbers or send write us a written notice to at an address listed on the following address back page as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer transaction you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orallyverbally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or question. If we decide to do this, we will re-credit your account within ten (10)* 13 ) business days or (5 business days for VISA Check Card purchases) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to do put your complaint or question in writing and we do not receive it within ten (10) business days, we may not re-credit your account. * If you give notice of an error within thirty (30) days after you make the first deposit to your accountFor new accounts, we will have twenty (20) business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your accountdays, notice of an error involving a point of sale transactionand for new accounts, point-of-sale, or notice of an error involving a transaction foreign-initiated outside the U.S. its possessions and territoriestransactions, we will have ninety (90) days instead of only forty-five (45) days, unless otherwise required by law, to investigate your complaint or question. If we decide after our investigation that an error did not occur, we will deliver or mail to you an explanation of our findings within three (3) business days after the conclusion of our investigation. If you request, we will provide you copies of documents (to investigatethe extent possible without violating other members' rights to privacy) relied upon to conclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Financial Plus Credit Union PO Box 1734 Atlanta0000 Xxxxxx Xx. Saginaw, GA 30301 • MI 48601 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-or write to: Memorial Credit Union 0000 outside Metro Atlanta Xxxxxxxxx Xxxxxxx, Xxxxx 000 Houston, TX 77074 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atyour local branch: Crestwood Community (000) 000-0000 in Metro Atlanta 0000; Kensington Valley Community (000) 000-0000 outside Metro Atlanta Fax: 0000; Municipal & Health Services (000) 000-0000; OKE Financial (000) 000-0000; St Xxxxxx (000) 000-0000; WySouth (000) 000-0000 or write to: Coca-Cola Affinity Group Credit Union PO Box 1734 Atlanta000 Xxxx Xxxx Xx. Pontiac, GA 30301 • MI 48342 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union credit union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale POS transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Advance Financial Federal Credit Union PO Box 1734 Atlanta0000 Xxxxx Xxxxxx Xxxx Xxxxxxx, GA 30301 • XX 00000 Fax: (00 0) 000-0000 - Tell us your you r name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Cred it Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If It we need more time, however, we may take up to forty-five (45)45 ** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)) * 13 business days or tor the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead Instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountstransfers, telephone us at the following number or (000) 000-0000 and send us a written notice to the following address as soon as you can. .We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atIn your notice: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. .We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or questionquestion (ninety [90] days for POS transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will credit recredit your account within ten (10)* 13 10 business days or (five [5] business days for MasterMoney Check Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit recredit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclusion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days to investigateused in our conclusion that the error did not occur.

BILLING ERRORS. In case of errors or questions about your electronic funds transfers from your savings and primary savingstransfers, checking accountsor if you need more information about a transfer on the statement or receipt, telephone us at the following number phone numbers or send write us a written notice to at the following address set forth on page 15 as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer transaction you are unsure about, about and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation.*If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Foothill Federal Credit Union PO Box 1734 Atlanta660130 Arcadia, GA 30301 • CA 91066 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsEFTs, telephone us at the following number 000-000-0000 or toll free at 000-000-0000 and send us a written notice to the following address as soon as you cannotice. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atIn your notice: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orallyverbally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investi- gation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or questionquestion (ninety (90) days for POS (point of sale) transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will credit your recredit the account within ten (10)* 13 ) business days or (five (5) business days for MasterCard Debit Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your recredit the account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclu- sion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days to investigateused in our conclusion that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings share and primary savings, checking share draft accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call Call, write or e-mail us atat the following: (000) 000-0000 in Metro Atlanta Telco Plus Credit Union (000) 000-0000 outside Metro Atlanta 000 Xxxxxx Xx. Fax: (000) 000-0000 or write toXxxxxxxx, XX 00000 Email: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 xxxxxxx@xxxxxxxxx.xxx • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigatedays. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. However, for electronic funds transfer entries initiated by the Automated Clearing House (ACH) network, we must hear from you no later than sixty (60) days after the settlement date of the item, in accordance with NACHA operating rules and regulations. Call us at: (000) at 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (0000, fax us at 000) -000-0000 or write to: Coca-Cola Central Maine Credit Union PO Box 1734 Atlanta1746 Lewiston, GA 30301 ME 04241-1746 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.ten

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola SnoCope Credit Union PO Box 1734 Atlanta0000 Xxxxxxxxxxx Xxx Xxxxxxx, GA 30301 • XX 00000 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: or (000) 000-0000 or write to: Coca-Cola State Employees Credit Union PO Box 1734 AtlantaOf New Mexico 000 Xx. Xxxxxxx’x Xx. Xxxxx Xx, GA 30301 • XX 00000 Fax: (000) 000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint com- plaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written expla- nation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** *If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000Or write to: Lexington Postal Credit Union 0000 Xxxxxxx Xxxxxxxxx PO Box 11001 Lexington, KY 00000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell -Tell us your name and member number. • Describe account number -Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • Tell -Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. * We will tell you the result within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. *If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. US, its possessions and territories, we will have ninety (90) 90 days instead of only forty-45 days to investigate the error. Note: If the error you assert is an unauthorized Visa transaction, other than a cash disbursement at an ATM, we will credit your account within five (455) business days to investigateunless we determine that the circumstances or your account history warrant a delay, in which case you will receive credit within ten (10) business days.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta or write to: Department of The Interior Federal Credit Union 00000 Xxxxxxx Xxxxxx Xxxxx Xxxx XX000, XX 700 Xxxxxx, XX 00000 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsshare accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola West Branch Valley Federal Credit Union PO Box 1734 Atlanta, GA 30301 • 0000 Xxxx Xxxxxx Williamsport PA 17701  Tell us your name and member account number. •  Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. •  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accountsEFTs, telephone us at the following number or 000-000-0000 and send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement or on which the problem appears. Call us atIn your notice: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45)** ) days to investigate your complaint or questionquestion (ninety [90] days for POS transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will re-credit your account within ten (10)* 13 10 business days or (five [5] business days for VISA Check Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not re-credit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty (20) business days instead deliver or mail to you an explanation of ten (10) business days to investigate. ** If you give notice of an error our findings within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.three

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola WESTconsin Credit Union PO Box 1734 Atlanta0000 Xxxxxxxxx Xxxxxx Menomonie, GA 30301 • WI 54751 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigate.ten

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST first statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-or write to: Michigan Community Credit Union 0000 outside Metro Atlanta Xxxxxxx Xxxx Xxxxxxx, XX 00000 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • xxx.xxxxxxxxxxxxx.xxx - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business 14 calendar days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business 14 calendar days, we may not credit recredit your account. * If you give notice of We will determine whether an error has occurred within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days after we hear from you and we will provisionally correct the error promptly, or if the correction is in an amount different than the alleged error, we will explain the reason for the difference. We may take up to investigate60 days to investigate your inquiry. ** If you give notice of an error within thirty (30) days after you make the first deposit Our provisional credit to your account, notice within ten (10) business days for the amount you think is in error, allows you the use of the money during the time it takes us to complete our investigation. We will tell you the results in writing within three (3) business days after completing our investigation. If we decide that an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesdid not occur, we will have ninety send you a written explanation and we may charge back the corrected amount to your account within 60 days of our notice to you. If you request, we will provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days relied upon to investigateconclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings and primary savings, checking accountsaccounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Highway Crossroads Credit Union PO Box 1734 Atlanta000 X Xxxx Xxxxxx Xxxxxxxx, GA 30301 • XX 00000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: CocaOtoe-Cola Missouria Federal Credit Union PO Box 1734 Atlanta0000 Xxxxxxx 000 Xxxxx X X.X. Xxx 00 Xxx Xxxx, GA 30301 • XX 00000 Fax: 000-000-0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savings, checking accounts, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) or 0-000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: CocaTemple-Cola Credit Union PO Box 1734 AtlantaInland FCU 000 X. Xxxxxx Xx. Xxxxxx, GA 30301 TX 75941 • Tell us your name and member account number. • Describe the electronic transfer you are unsure about, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • Tell us the dollar amount of the suspected error. *If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days of completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, we will have twenty (20) business days instead of ten (10) business days days. We will also have up to investigate. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territories, we will have ninety (90) days instead of only forty-five (45) days to investigateinvestigate POS or foreign initialed transactions.

BILLING ERRORS. In case of errors or questions about electronic funds transfers from your savings and primary savingsBill Pay transactions, checking accounts, contact us by: telephone at the phone numbers; E‐mail at our E‐mail address; or write us at the following number or send us a written notice to the following address set forth in Section 6 as soon as you can. We must hear from you no later than sixty (60) days after we sent the FIRST first statement (or from the date the statement was available to you online if you have requested Online Statements) on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • Tell us your name and member account number. • Describe the electronic transfer transaction you are unsure about, and explain as clearly as you can why you believe the Credit Union has made it is an error or why you need more information. • Tell us the dollar amount and date of the suspected error. If you tell us orallyverbally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10)* ) business days after we hear from you and will correct any the error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five forty‐five (45)** ) calendar days to investigate your complaint or questionquestion (ninety (90) calendar days for new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will credit re‐credit your account within ten (10)* 13 ) business days or twenty (20) business days if the suspected error occurred on a new account, outside the United States or if it occurred at a merchant location for the purchase of goods) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit re‐credit your account. * If you give notice of we decide after our investigation that an error within thirty (30) days after you make the first deposit to your accountdid not occur, we will have twenty deliver or mail to you an explanation of our findings within three (203) business days instead after the conclusion of ten (10) business days to investigateour investigation. ** If you give notice of an error within thirty (30) days after you make the first deposit to your account, notice of an error involving a point of sale transaction, or notice of an error involving a transaction initiated outside the U.S. its possessions and territoriesrequest, we will have ninety provide you copies of documents (90to the extent possible without violating other members’ rights to privacy) days instead of only forty-five (45) days relied upon to investigateconclude that the error did not occur.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-or write to: Xxxxxxxxx Xxxxxx Employees Federal Credit Union 0000 outside Metro Atlanta Xxxxxxx Xxxx Xxxx, Xxxx 000 Harahan, LA 70123 Fax: (000) 000-0000 or write to: Coca-Cola Credit Union PO Box 1734 Atlanta, GA 30301 • - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can why you believe the Credit Union has made an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)* 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error.

BILLING ERRORS. In case of errors or questions about electronic funds fund transfers from your savings share and primary savings, checking accountsshare draft accounts or if you need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the following address as soon as you can. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement or on which the problem appears. Call us at: (000) 000-0000 in Metro Atlanta (000) 000-0000 outside Metro Atlanta Fax: (000) 000-0000 000.000.0000 or write to: Coca-Cola Nizari Progressive Federal Credit Union PO Box 1734 Atlanta00000 Xxxxxxxxxx Xxxx. Xxxxx Xxxx, GA 30301 • XX 00000 Fax: 000.000.0000 - Tell us your name and member account number. • - Describe the electronic transfer you are unsure aboutabout and explain, and explain as clearly as you can can, why you believe the Credit Union has made it is an error or why you need more information. • - Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45)** days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10)** 13 business days or for the amount you think is in error, error so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. * If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, we will have twenty (20) may take up to 20 business days instead of ten (10) business days to investigateinvestigate the error. ** If you give notice of an error occurring within thirty (30) 30 days after you make the first deposit to your account, notice of an error involving a point of point-of-sale (POS) transaction, or notice of an error involving a transaction initiated outside the U.S. U.S., its possessions and territories, we will have ninety (90) may take up to 90 days instead of only forty-five (45) 45 days to investigateinvestigate the error. Additionally, for errors occurring within 30 days after you make the first deposit to your account, we may take up to 20 business days instead of ten (10) business days to credit your account.