BREACH OF ANY CONDITION If. 1. you, or
BREACH OF ANY CONDITION If. 1. you, or 2. any other person or entity we cover under this policy, or 3. anyone acting on your behalf, breaches any of the terms and/or conditions of this policy, we may: (a) decline your claim either in whole or in part, and/or (b) declare either this policy or any or all insurance you have with us to be of no effect and to no longer exist. The indemnity provided by this policy will not be invalidated or prejudiced by reason of any breach of Warranty or Condition of this policy where the breach occurs without the knowledge and consent of the Insured. Provided that notice is given to us as soon as practicable once you become
BREACH OF ANY CONDITION If. (a) the insured, or
BREACH OF ANY CONDITION If. 1. you, or 2. any other person we insure under this policy, or 3. anyone acting on your behalf, breaches any of the conditions of this policy, we may: (a) decline your claim either in whole or in part, and/or (b) declare either this policy or all insurance you have with us to be unenforceable. This is at our sole discretion. 2. True Statements and Answers The application is the basis of this policy. True statements and answers must be given (whether by you or any other person) when you: 1. apply for this insurance, and/or 2. notify us regarding any change in circumstances, and/or 3. make a claim under this policy. 3. Reasonable Care You must take reasonable care at all times to avoid circumstances that could result in a claim. You will not be covered if you are reckless or intentionally cause damage. 4. Complying with this Policy We will not pay any claim unless you, or any person who acts on your behalf, complies with this policy. This also applies to any other person who can claim under the policy. 5. Changes In Circumstances You must tell us immediately if there are any: 1. modifications to the motorcycle, or 2. material changes that might alter the nature of the risk insured or increase the chance of a claim under this policy. Information is ‘material’ where we would have made different decisions about either: (a) accepting your insurance, or (b) setting the terms of your insurance, if we had known that information. If in any doubt, notify us anyway. The ‘risk insured’ refers to both: (a) the actual property or liabilities covered (known as physical hazard), and (b) you or other persons covered by this policy (known as moral hazard).
