Common use of Cancellation of your card Clause in Contracts

Cancellation of your card. We may do any of the following without telling you in advance: • cancel any card on the account • cancel your rights and privileges related to your card • close the account • require you to immediately return all your cards and cheques to us If we cancel your card, withdraw your rights and privileges, or close the account: • we may refuse to honour cheques you write before or after cancellation, withdrawal or closure • we may seize your cards and cheques • you may not use your card, cheques or account • you must destroy your card and cheques • you must pay the total debt immediately. If you don’t, we may apply any money you have on deposit with us or any of our affiliates against the total debt • you must pay the legal fees and expenses we incur to recover amounts you owe us • you must cancel all pre-authorized merchant payments from the account. The primary cardholder may cancel their card or any additional cards at any time by contacting us (see Section 27). If the primary cardholder cancels their card, we will also cancel all additional cards associated with the account.

Cancellation of your card. We may do any of the following without telling you in advance: • cancel any card on the account • cancel your rights and privileges related to your card • close the account • require you to immediately return all your cards and cheques to us If we cancel your card, withdraw your rights and privileges, or close the account: • we may refuse to honour cheques you write before or after cancellation, withdrawal or closure • we may seize your cards and cheques • you may not use your card, cheques or account • you must destroy your card and cheques • you must pay the total debt immediately. If you don’t, we may apply any money you have on deposit with us or any of our affiliates against the total debt • you must pay the legal fees and expenses we incur to recover amounts you owe us • you must cancel all pre-authorized merchant payments from the account. account The primary cardholder may cancel their card or any additional cards at any time by contacting us (see Section 27). If the primary cardholder cancels their card, we will also cancel all additional cards associated with the account.

Cancellation of your card. We may do any of the following without telling you in advance: • cancel any card on the account • cancel your rights and privileges related to your card • close the account • require you to immediately return all your cards and cheques to us • close the account If we cancel your card, withdraw your rights and privileges, or close the your account: • we may refuse to honour cheques you write before or after cancellation, withdrawal or closure • we may seize your cards and cheques • you may not use your card, cheques card or the account • you must destroy your card and cheques • you must pay immediately repay any amount that is more than the total debt immediatelyaccount balance and any applicable fees. If you don’t, we may apply any money you have on deposit with us or any of our affiliates against the total debt amount that is more than the account balance and any applicable fees. • you must pay the legal fees and expenses we incur to recover amounts you owe us • you must cancel all pre-authorized merchant payments from we will refund the accountbalance of the account as outlined in section 13, to the primary cardholder. The primary cardholder may cancel their card or and any additional cards at any time by contacting us (see Section 2718). If the primary cardholder cancels their card, we will also cancel all additional cards associated with the accountaccount will be closed at once.

Cancellation of your card. We may do any of the following without telling you in advance: • cancel any card on the account • cancel your rights and privileges related to your card • close the account • require you to immediately return all your cards and cheques to us If we cancel your card, withdraw your rights and privileges, or close the account: • we may refuse to honour cheques you write before or after cancellation, withdrawal or closure • we may seize your cards and cheques • you may not use your card, cheques or account • you must destroy your card and cheques • you must pay the total debt immediately. If you don’t, we may apply any money you have on deposit with us or any of our affiliates against the total debt • you must pay the legal fees and expenses we incur to recover amounts you owe us • you must cancel all pre-authorized merchant payments from the account. The primary cardholder may cancel their card or any additional cards at any time by contacting us (see Section 27). If the primary cardholder cancels their card, we will also cancel all additional cards associated with the account.. BMO CashBack Mastercard Cardholder Agreement BMO Mastercard Cardholder Agreement 9