Common use of CAPITAL ONE MASTER TRUST Clause in Contracts

CAPITAL ONE MASTER TRUST. SERIES 1998-1 (EXCESS FINANCE CHARGES) MONTHLY PERIOD: September 2007 EXCESS FINANCE CHARGES ALLOCATED TO SERIES $0.00 2) Excess Finance Charges Applied to Class A Required Amount $0.00 3) Excess Finance Charges Applied to Class A Investor Charge Off's $0.00 4) Excess Finance Charges Applied to Class B Required Amount (Interest & Servicing) $0.00 5) Excess Finance Charges Applied to Class B Required Amount (Defaults) $0.00 6) Excess Finance Charges Applied to Class B Invested Amount Reductions $0.00 7) Excess Finance Charges Applied to Collateral Interest Monthly Interest $0.00 8) Excess Finance Charges Applied to Collateral Interest Servicing Fee $0.00 9) Excess Finance Charges Applied to Collateral Interest Default Amount $0.00 10) Excess Finance Charges Applied to Collateral Interest Invested Amount Reductions $0.00 11) Excess Spread Applied to Cash Collateral Account $0.00 12) Excess Finance Charges Applied to Reserve Account $0.00 13) Excess Spread Applied to Spread Account $0.00 14) Excess Finance Charges Applied to Depositor of Funds to Spread Account $0.00 15) REMAINING EXCESS FINANCE CHARGES ALLOCATED TO SERIES AFTER SHORTFALL SHARING $0.00 16) AVAILABLE SHARED COLLATERAL AMOUNT APPLIED TO SERIES $0.00 17) REALLOCATED PRINCIPAL COLLECTIONS APPLIED TO SERIES $0.00 T) CAPITAL ONE MASTER TRUST : SERIES 1998-1 (YIELD AND BASE RATE) MONTHLY PERIOD: September 2007 1) Base Rate (Current Month) 8.31% 2) Base Rate (Prior Month) 8.38% 3) Base Rate (Two Months Ago) 8.31% 4) THREE MONTH AVERAGE BASE RATE 8.33% 5) Portfolio Yield (Current Month) 18.23% 6) Portfolio Yield (Prior Month) 19.27% 7) Portfolio Yield (Two Months Ago) 16.94% 8) THREE MONTH AVERAGE PORTFOLIO YIELD 18.15% U) CAPITAL ONE MASTER TRUST : SERIES 1998-1 (PRINCIPAL COLLECTIONS) MONTHLY PERIOD: September 2007

CAPITAL ONE MASTER TRUST. SERIES 19982001-1 (EXCESS FINANCE CHARGES) MONTHLY PERIOD: September October 2007 EXCESS FINANCE CHARGES ALLOCATED TO SERIES $0.00 2) Excess Finance Charges Applied to Class A Required Amount $0.00 3) Excess Finance Charges Applied to Class A Investor Charge Off's $0.00 4) Excess Finance Charges Applied to Class B Required Amount (Interest & Servicing) $0.00 5) Excess Finance Charges Applied to Class B Required Amount (Defaults) $0.00 6) Excess Finance Charges Applied to Class B Invested Amount Reductions $0.00 7) Excess Finance Charges Applied to Collateral Interest Monthly Interest $0.00 8) Excess Finance Charges Applied to Collateral Interest Servicing Fee $0.00 9) Excess Finance Charges Applied to Collateral Interest Default Amount $0.00 10) Excess Finance Charges Applied to Collateral Interest Invested Amount Reductions $0.00 11) Excess Spread Applied to Cash Collateral Account $0.00 12) Excess Finance Charges Applied to Reserve Account $0.00 13) Excess Spread Applied to Spread Account $0.00 14) Excess Finance Charges Applied to Depositor of Funds to Spread Account $0.00 1512) REMAINING EXCESS FINANCE CHARGES ALLOCATED TO SERIES AFTER SHORTFALL SHARING $0.00 1613) AVAILABLE SHARED COLLATERAL AMOUNT APPLIED TO SERIES $0.00 1714) REALLOCATED PRINCIPAL COLLECTIONS APPLIED TO SERIES $0.00 TR) CAPITAL ONE MASTER TRUST : SERIES 19982001-1 (YIELD AND BASE RATE) MONTHLY PERIOD: September October 2007 4) 1) Base Rate (Current Month) 8.317.34% 2) Base Rate (Prior Month) 8.388.21% 3) Base Rate (Two Months Ago) 8.317.75% 4) THREE MONTH AVERAGE BASE RATE 8.337.77% 8) 5) Portfolio Yield (Current Month) 18.2318.33% 6) Portfolio Yield (Prior Month) 19.2718.23% 7) Portfolio Yield (Two Months Ago) 16.9419.27% 8) THREE MONTH AVERAGE PORTFOLIO YIELD 18.1518.61% US) CAPITAL ONE MASTER TRUST : SERIES 19982001-1 (PRINCIPAL COLLECTIONS) MONTHLY PERIOD: September October 2007

CAPITAL ONE MASTER TRUST. SERIES 1998-1 (EXCESS FINANCE CHARGES) MONTHLY PERIOD: September 2007 January 2008 EXCESS FINANCE CHARGES ALLOCATED TO SERIES $0.00 2) Excess Finance Charges Applied to Class A Required Amount $0.00 3) Excess Finance Charges Applied to Class A Investor Charge Off's $0.00 4) Excess Finance Charges Applied to Class B Required Amount (Interest & Servicing) $0.00 5) Excess Finance Charges Applied to Class B Required Amount (Defaults) $0.00 6) Excess Finance Charges Applied to Class B Invested Amount Reductions $0.00 7) Excess Finance Charges Applied to Collateral Interest Monthly Interest $0.00 8) Excess Finance Charges Applied to Collateral Interest Servicing Fee $0.00 9) Excess Finance Charges Applied to Collateral Interest Default Amount $0.00 10) Excess Finance Charges Applied to Collateral Interest Invested Amount Reductions $0.00 11) Excess Spread Applied to Cash Collateral Account $0.00 12) Excess Finance Charges Applied to Reserve Account $0.00 13) Excess Spread Applied to Spread Account $0.00 14) Excess Finance Charges Applied to Depositor of Funds to Spread Account $0.00 15) REMAINING EXCESS FINANCE CHARGES ALLOCATED TO SERIES AFTER SHORTFALL SHARING $0.00 16) AVAILABLE SHARED COLLATERAL AMOUNT APPLIED TO SERIES $0.00 17) REALLOCATED PRINCIPAL COLLECTIONS APPLIED TO SERIES $0.00 T) CAPITAL ONE MASTER TRUST : SERIES 1998-1 (YIELD AND BASE RATE) MONTHLY PERIOD: September 2007 January 2008 1) Base Rate (Current Month) 8.318.25% 2) Base Rate (Prior Month) 8.388.28% 3) Base Rate (Two Months Ago) 8.318.29% 4) THREE MONTH AVERAGE BASE RATE 8.338.27% 5) Portfolio Yield (Current Month) 18.2315.39% 6) Portfolio Yield (Prior Month) 19.2718.22% 7) Portfolio Yield (Two Months Ago) 16.9418.58% 8) THREE MONTH AVERAGE PORTFOLIO YIELD 18.1517.40% U) CAPITAL ONE MASTER TRUST : SERIES 1998-1 (PRINCIPAL COLLECTIONS) MONTHLY PERIOD: September 2007January 2008

CAPITAL ONE MASTER TRUST. SERIES 19982001-1 (EXCESS FINANCE CHARGES) MONTHLY PERIOD: September November 2007 EXCESS FINANCE CHARGES ALLOCATED TO SERIES $0.00 2) Excess Finance Charges Applied to Class A Required Amount $0.00 3) Excess Finance Charges Applied to Class A Investor Charge Off's $0.00 4) Excess Finance Charges Applied to Class B Required Amount (Interest & Servicing) $0.00 5) Excess Finance Charges Applied to Class B Required Amount (Defaults) $0.00 6) Excess Finance Charges Applied to Class B Invested Amount Reductions $0.00 7) Excess Finance Charges Applied to Collateral Interest Monthly Interest $0.00 8) Excess Finance Charges Applied to Collateral Interest Servicing Fee $0.00 9) Excess Finance Charges Applied to Collateral Interest Default Amount $0.00 10) Excess Finance Charges Applied to Collateral Interest Invested Amount Reductions $0.00 11) Excess Spread Applied to Cash Collateral Account $0.00 12) Excess Finance Charges Applied to Reserve Account $0.00 13) Excess Spread Applied to Spread Account $0.00 14) Excess Finance Charges Applied to Depositor of Funds to Spread Account $0.00 1512) REMAINING EXCESS FINANCE CHARGES ALLOCATED TO SERIES AFTER SHORTFALL SHARING $0.00 1613) AVAILABLE SHARED COLLATERAL AMOUNT APPLIED TO SERIES $0.00 1714) REALLOCATED PRINCIPAL COLLECTIONS APPLIED TO SERIES $0.00 TR) CAPITAL ONE MASTER TRUST : SERIES 19982001-1 (YIELD AND BASE RATE) MONTHLY PERIOD: September November 2007 4) 1) Base Rate (Current Month) 8.316.84% 2) Base Rate (Prior Month) 8.387.34% 3) Base Rate (Two Months Ago) 8.318.21% 4) THREE MONTH AVERAGE BASE RATE 8.337.47% 8) 5) Portfolio Yield (Current Month) 18.2318.59% 6) Portfolio Yield (Prior Month) 19.2718.33% 7) Portfolio Yield (Two Months Ago) 16.9418.23% 8) THREE MONTH AVERAGE PORTFOLIO YIELD 18.1518.38% US) CAPITAL ONE MASTER TRUST : SERIES 19982001-1 (PRINCIPAL COLLECTIONS) MONTHLY PERIOD: September November 2007

CAPITAL ONE MASTER TRUST. SERIES 1998-1 (EXCESS FINANCE CHARGES) MONTHLY PERIOD: September October 2007 EXCESS FINANCE CHARGES ALLOCATED TO SERIES $0.00 2) Excess Finance Charges Applied to Class A Required Amount $0.00 3) Excess Finance Charges Applied to Class A Investor Charge Off's $0.00 4) Excess Finance Charges Applied to Class B Required Amount (Interest & Servicing) $0.00 5) Excess Finance Charges Applied to Class B Required Amount (Defaults) $0.00 6) Excess Finance Charges Applied to Class B Invested Amount Reductions $0.00 7) Excess Finance Charges Applied to Collateral Interest Monthly Interest $0.00 8) Excess Finance Charges Applied to Collateral Interest Servicing Fee $0.00 9) Excess Finance Charges Applied to Collateral Interest Default Amount $0.00 10) Excess Finance Charges Applied to Collateral Interest Invested Amount Reductions $0.00 11) Excess Spread Applied to Cash Collateral Account $0.00 12) Excess Finance Charges Applied to Reserve Account $0.00 13) Excess Spread Applied to Spread Account $0.00 14) Excess Finance Charges Applied to Depositor of Funds to Spread Account $0.00 15) REMAINING EXCESS FINANCE CHARGES ALLOCATED TO SERIES AFTER SHORTFALL SHARING $0.00 16) AVAILABLE SHARED COLLATERAL AMOUNT APPLIED TO SERIES $0.00 17) REALLOCATED PRINCIPAL COLLECTIONS APPLIED TO SERIES $0.00 T) CAPITAL ONE MASTER TRUST : SERIES 1998-1 (YIELD AND BASE RATE) MONTHLY PERIOD: September October 2007 1) Base Rate (Current Month) 8.31% 2) Base Rate (Prior Month) 8.388.31% 3) Base Rate (Two Months Ago) 8.318.38% 4) THREE MONTH AVERAGE BASE RATE 8.33% 5) Portfolio Yield (Current Month) 18.2318.33% 6) Portfolio Yield (Prior Month) 19.2718.23% 7) Portfolio Yield (Two Months Ago) 16.9419.27% 8) THREE MONTH AVERAGE PORTFOLIO YIELD 18.1518.61% U) CAPITAL ONE MASTER TRUST : SERIES 1998-1 (PRINCIPAL COLLECTIONS) MONTHLY PERIOD: September October 2007