Common use of Change of Contract Clause in Contracts

Change of Contract. Only an authorized officer of GALIC may change the terms of this Contract. GALIC will notify the Contract Holder in writing at least 30 days before the effective date of any change. Any change will not affect the amount or terms of any Annuity Payout Option which begins before the change. GALIC may make any change that affects the Market Value Adjustment (SEE SECTION III- MARKET VALUE ADJUSTMENT) with at least 30 days advance written notice to the Contract Holder. Any such change shall become effective for any new Guaranteed Term and will apply to all present and future Accounts. Any change that affects any of the following under this Contract will not apply to Accounts in existence before the effective date of the change: The following will not be changed: (a) Account Value (b) Guaranteed Rates - Fixed Account (c) Purchase Payment (d) Withdrawal Value (e) Transfers (f) Net Investment Factor(s) - Separate Account (SEE SECTION III) (g) Minimum Guaranteed Interest Rates (SEE SECTION V) (h) Annuity Unit Value - Separate Account (SEE SECTION V) (i) Annuity Payout Options (SEE SECTION V). Any change that affects the Annuity Payout Options and the tables for the Annuity Payout Options may be made: (a) No earlier than 12 months after the Account Effective Date; and (b) No earlier than 12 months after the effective date of any prior change. 2.01 CHANGE OF CONTRACT (CONT'D): Any Account established on or after the effective date of any change will be subject to the change. If the Contract Holder does not agree to any change under this provision, no new Accounts may be established under the Contract. The Contract may also be changed as deemed necessary by GALIC to comply with federal or state law.

Change of Contract. Only an authorized officer of GALIC may change the terms of this Contract. GALIC will notify the Contract Holder in writing at least 30 days before the effective date of any change. Any change will not affect the amount or terms of any Annuity Payout Option which begins before the change. GALIC may make any change that affects the Market Value Adjustment (SEE SECTION III- MARKET VALUE ADJUSTMENT) with at least 30 days advance written notice to the Contract Holder and the Certificate Holder. Any such change shall become effective for any new Guaranteed Term and will apply to all present and future Accounts. Any change that affects any of the following under this Contract will not apply to Accounts in existence before the effective date of the change: The following will not be changed: (a) Account Value (b) Guaranteed Rates - Fixed Account (c) Purchase Payment (d) Withdrawal Value (e) Transfers (f) Net Investment Factor(s) - Separate Account (SEE SECTION III) (g) Minimum Guaranteed Interest Rates (SEE SECTION V) (h) Annuity Unit Value - Separate Account (SEE SECTION V) (i) Annuity Payout Options (SEE SECTION V). Any change that affects the Annuity Payout Options and the tables for the Annuity Payout Options may be made: (a) No earlier than 12 months after the Account Effective Date; and (b) No earlier than 12 months after the effective date of any prior change. 2.01 CHANGE OF CONTRACT (CONT'D): Any Account established on or after the effective date of any change will be subject to the change. If the Contract Holder does not agree to any change under this provision, no new Accounts may be established under the Contract. The Contract may also be changed as deemed necessary by GALIC to comply with federal or state law.

Change of Contract. Only an authorized officer of GALIC may change the terms of this Contract. GALIC will notify the Contract Holder in writing at least 30 days before the effective date of any change. Any change will not affect the amount or terms of any Annuity Payout Option which begins before the change. GALIC may make any change that affects the Market Value Adjustment (SEE SECTION III- MARKET VALUE ADJUSTMENT) with at least 30 days advance written notice to the Contract Holder. Any such change shall become effective for any new Guaranteed Term and will apply to all present and future Accounts. Any change that affects any of the following under this Contract will not apply to Accounts in existence before the effective date of the change: The following will not be changed:xxxxx://xxx.xxx.xxx/Archives/xxxxx/data/836687/000091205701522500/a2051672zex-99... 11/06/2017 (a) Account Value Value (b) Guaranteed Rates - Fixed Account Account (c) Purchase Payment Payment (d) Withdrawal Value Value (e) Transfers Transfers (f) Net Investment Factor(s) - Separate Account (SEE SECTION III) ) (g) Minimum Guaranteed Interest Rates (SEE SECTION V) ) (h) Annuity Unit Value - Separate Account (SEE SECTION V) ) (i) Annuity Payout Options (SEE SECTION V). Any change that affects the Annuity Payout Options and the tables for the Annuity Payout Options may be made:) . (a) No earlier than 12 months after the Account Effective Date; and and (b) No earlier than 12 months after the effective date of any prior change.. <PAGE> 2.01 CHANGE OF CONTRACT (CONT'D): Any Account established on or after the effective date of any change will be subject to the change. If the Contract Holder does not agree to any change under this provision, no new Accounts may be established under the Contract. The Contract may also be changed as deemed necessary by GALIC to comply with federal or state law.

Change of Contract. This Contract may be changed at any time by written mutual agreement of the Contract Holder and Aetna. Aetna may change the terms of this Contract when, in its opinion, such change is necessary to protect it from (a) the adverse financial effects of any change in Plan provisions, the administrative practices of the Plan, or investment options offered by the Plan, or (b) the action of any legislative, judiciary, or regulatory body which affects the operation of the Plan or this Contract. 111 8.01 CHANGE OF CONTRACT (CONT'D): Only an authorized a Vice President or above of Aetna or any officer acting pursuant to a written delegation of GALIC authority from such person may change the terms of this Contract. GALIC No other employee, agent, or representative of Aetna may make any change in this Contract. Aetna will notify the Contract Holder in writing at least 30 days before the effective date of any change. Any change will not affect the amount or terms of any Annuity Payout Option which begins before the change. GALIC Aetna may make any change that affects the Fixed Account Market Value Adjustment (SEE SECTION III- MARKET VALUE ADJUSTMENTsee 7.02(b)) with at least 30 days advance written notice to the Contract Holder. Any such change shall become effective for any present or future Participant. Aetna may make any change that affects the GAA Market Value Adjustment (see 7.03(b)) with at least 30 days advance written notice to the Contract Holder. Any such change shall become effective for any new Guaranteed Term and will apply to all for any present and or future AccountsParticipant. Any Except as otherwise expressly provided in the Contract, any change that affects any of the following under Sections of this Contract will not be applied to amounts in existing Plan Accounts, but may apply to Purchase Payments made to such Accounts in existence before the effective date of after the change: The following will not be changed: (a) Account Value 3.01, Net Purchase Payment(s); (b) Guaranteed Rates - Fixed Account (c) Purchase Payment (d) Withdrawal Value (e) Transfers (f) Net Investment Factor(s) - Separate Account (SEE SECTION III) (g) Minimum Guaranteed Interest Rates (SEE SECTION V) (h) Annuity Unit Value - Separate Account (SEE SECTION V) (i) Annuity Payout Options (SEE SECTION V). Any change that affects the Annuity Payout Options and the tables for the Annuity Payout Options may be made: (a) No earlier than 12 months after the Account Effective Date; and (b) No earlier than 12 months after the effective date of any prior change. 2.01 CHANGE OF CONTRACT (CONT'D): Any Account established on or after the effective date of any change will be subject to the change. If the Contract Holder does not agree to any change under this provision4.01, no new Accounts may be established under the Contract. The Contract may also be changed as deemed necessary by GALIC to comply with federal or state law.Current Value;

Change of Contract. Only an authorized officer of GALIC Aetna may change the terms of this the Contract. GALIC Aetna will notify the Contract Holder in writing at least 30 days before the effective date of any change. Any change will not affect the amount or terms of any Annuity Payout Option which begins before the change. GALIC Aetna may make any change that affects the Market Value Adjustment (SEE SECTION see Section III- MARKET VALUE ADJUSTMENTMarket Value Adjustment) with at least 30 days advance written notice to the Contract Holder and the Certificate Holder. Any such change shall become effective for any new Guaranteed Term and will apply to all present and future Accounts. Any change that affects any of the following under this the Contract will not apply to Accounts in existence before the effective date of the change: The following will not be changed: (a) Account Value (b) Guaranteed Rates - Fixed Guaranteed Account (c) Purchase Payment (d) Withdrawal Value (e) Transfers (f) Net Investment Factor(s) - Separate Account (SEE SECTION see Section III) (g) Minimum Guaranteed Interest Rates (SEE SECTION V) (h) Annuity Unit Value - Separate Account (SEE SECTION see Section V) (i) Annuity Payout Options (SEE SECTION see Section V). Any change that affects the Annuity Payout Options and the tables for the Annuity Payout Options may be made: (a) No earlier than 12 months after the Account Effective Date; and (b) No earlier than 12 months after the effective date of any prior change. 2.01 CHANGE OF CONTRACT (CONT'D): . Any Account established on or after the effective date of any change will be subject to the change. If the Contract Holder does not agree to any change under this provision, no new Accounts may be established under the Contract. The Contract may also be changed as deemed necessary by GALIC Aetna to comply with federal or state law.