Common use of CHANGES TO THE CALCULATION OF INTEREST Clause in Contracts

CHANGES TO THE CALCULATION OF INTEREST. 10.1 Interest calculation if no RFR or Central Bank Rate (a) there is no RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the Loan; and (b) Cost of funds will apply as a fallback" is specified in the Reference Rate Terms,

CHANGES TO THE CALCULATION OF INTEREST. 10.1 Interest calculation if no RFR or Central Bank Rate (a) there is no applicable RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking a Business Day during an Interest Period for the Loan or any part of the a Loan; and (b) Cost of funds will apply as a fallback" is specified in the Reference Rate Terms,, Clause 10.3 (Cost of funds) shall apply to that Loan for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 12.1 Interest calculation if no RFR or Central Bank RateRate before Rate Switch Date (a) there is no RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the a Compounded Rate Loan; and (b) “Cost of funds will apply as a fallback" ” is specified in the Reference Benchmark Terms, Clause 12.5 (Cost of funds) shall apply to that Compounded Rate Terms,Loan for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 7.1 Interest calculation if no RFR or Central Bank Rate (a) there is no RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the Loan; and (b) “Cost of funds will apply as a fallback" ” is specified in the Reference Rate Terms,, Clause 7.3 (Cost of funds) shall apply to the Loan or that part of the Loan (as applicable) for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 Interest calculation if no RFR or Central Bank Rate (a) there is no applicable RFR or Central Bank Rate for the purposes of calculating the Daily Non-Non- Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the a Loan; and (b) Cost of funds will apply as a fallback" fallback is specified in the Reference Rate Terms,, Clause 10.2 (Cost of funds) shall apply to that Loan for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 12.1 Interest calculation if no RFR or Central Bank RateRate before Rate Switch Date (a) there is no RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the a Compounded Rate Loan; and (b) Cost of funds will apply as a fallback" is specified in the Reference Benchmark Terms, Clause 12.5 (Cost of funds) shall apply to that Compounded Rate Terms,Loan for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 12.1 Interest calculation if no RFR or Central Bank Rate (a) there is no applicable RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the a Loan; and (b) Cost of funds will apply as a fallback" fallback is specified in the Reference Rate Terms,, Clause 12.3 (Cost of funds) shall apply to that Loan for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 Interest calculation if no RFR or Central Bank Rate (a) there is no RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the LoanLoan for the purposes of calculating the Cumulative Compounded RFR Rate; and (b) “Cost of funds will apply as a fallback" ” is specified in the Reference Rate Terms,, Clause 10.3 (Cost of funds) shall apply to the Loan or that part of the Loan (as applicable) for that Interest Period.

CHANGES TO THE CALCULATION OF INTEREST. 10.1 13.1 Interest calculation if no RFR or Central Bank Rate (a) there is no applicable RFR or Central Bank Rate for the purposes of calculating the Daily Non-Cumulative Compounded RFR Rate for an RFR Banking Day during an Interest Period for the Loan or any part of the a Loan; and (b) “Cost of funds will apply as a fallback" ” is specified in the Reference Rate Terms,, then Clause 13.3 (Cost of funds) shall apply to that Loan for that Interest Period.