Common use of Changes to this Policy Clause in Contracts

Changes to this Policy. All requests for a change in this Policy must be in writing and are subject to Our consideration and approval. We may vary the provisions of this Policy if, during the term of this Policy where there is any change in: (a) laws affecting Us or this Policy; or (b) circumstances which in Our opinion make it impossible or impractical to carry out any provisions in this Policy. All amendments and waivers of rights or requirements will be by way of an Endorsement signed by Our authorised officer. You may request for the following changes to be made to this Policy: (a) the mode and method for payment of Premium; or (b) the inclusion or deletion of Rider(s) These changes will apply only by way of an Endorsement. Further, You may apply to include any Rider(s) with effect from the next Premium due date or next Policy Anniversary, during this Policy term while this Policy is in force subject to: (a) the availability of the Rider(s), where applicable; and (b) the terms and conditions of Our approval; and (c) Our receipt of the additional Premium. Unless stated otherwise, any requested change that We agree to accept, will be effective from the Commencement Date or the next date when Premium is due or from the next Policy Anniversary, or , if available, from the Renewal Date of this Policy, as applicable, following Our approval for the change.